HDFC Classic Banking upgrade suggestions

HDFC Classic Banking upgrade suggestions

72°
Missing
Deal Newbie
50
26
0

I have FD of 5L with bank maturing in june 2020. now they are calling me and told me to activate classic banking from NetBanking offer tab. After login NetBanking, i also can see this offer.

Now i want suggestion, should i avail classic account.? Because after maturity of fd, i may withdraw money.

If i don’t mainten 5L fd or 1L saving balance, what will happen? They charge for non maintenance of Amb.

20 Comments  |  
9 Dimers
Cropped8693558912664599928
Deal Cadet
135
233
8

No, they will convert in normal

Missing
Deal Lieutenant
133
6770
114

is the debit card annual charges free on 5L FD HDFC Bank

Missing
Deal Newbie
50
26
0
desiman wrote:

is the debit card annual charges free on 5L FD HDFC Bank

Its my new account only 5 months old. They charged 590 but reverse 500 without gst after talk with RM.

Roger federer photos 9 150x150
Deal Subedar
111
1489
41
Expand
midfold wrote:

Its my new account only 5 months old. They charged 590 but reverse 500 without gst after talk with RM.

who is Relationship Manager
how to know him/her
how to approach

Missing
Deal Lieutenant
133
6770
114
Expand
midfold wrote:

Its my new account only 5 months old. They charged 590 but reverse 500 without gst after talk with RM.

had u kept 5L at the time of opening the account

Missing
Deal Newbie
50
26
0

I am having classic banking.. How to upgrade it to Preferred ? My acc standing satisfies preferred banking criteria. When I asked my RM to upgrade, he told me that I am handling classic accs only and don’t upgrade to preferred because in case yr acc standing falls below to eligibility criteria then it won’t be downgraded to classic and it will become standard acc. It seems he doesn’t want to loose his classic customers bcoz he only handles classic accs. Please suggest the way to upgrade.

Missing
Deal Newbie
50
26
0
Expand
rogerthat wrote:

who is Relationship Manager
how to know him/her
how to approach

There is a counter in bank for relationship manager. While opening the account, i told her to provide cheapest debit card. But she told she can give me reward debit card. I refused to open account.

But she offered me to reverse debit card fee for 1st year.

Missing
Deal Newbie
50
26
0
Expand
desiman wrote:

had u kept 5L at the time of opening the account

I opened by only 1L… After i transferred after a week.

Roger federer photos 9 150x150
Deal Subedar
111
1489
41
Expand
midfold wrote:

There is a counter in bank for relationship manager. While opening the account, i told her to provide cheapest debit card. But she told she can give me reward debit card. I refused to open account.

But she offered me to reverse debit card fee for 1st year.

I never went to bank
account opening guy came to my bank
completed formalities and handover kit to me

again comes to me after 3 days applies online for Credit card and i got it in 10 days or so.


plus i don’t have time to go to other bank.


is that guy RM for me ?

Missing
Deal Newbie
50
26
0
Expand
rogerthat wrote:

I never went to bank
account opening guy came to my bank
completed formalities and handover kit to me

again comes to me after 3 days applies online for Credit card and i got it in 10 days or so.


plus i don’t have time to go to other bank.


is that guy RM for me ?

I don’t know about your branch…. But here in my branch, a seperate counter for RM.

Missing
Deal Cadet
140
495
5
parthrp888290 wrote:

I am having classic banking.. How to upgrade it to Preferred ? My acc standing satisfies preferred banking criteria. When I asked my RM to upgrade, he told me that I am handling classic accs only and don’t upgrade to preferred because in case yr acc standing falls below to eligibility criteria then it won’t be downgraded to classic and it will become standard acc. It seems he doesn’t want to loose his classic customers bcoz he only handles classic accs. Please suggest the way to upgrade.

You can request from the app.

Missing
Deal Cadet
50
168
0
parthrp888290 wrote:

I am having classic banking.. How to upgrade it to Preferred ? My acc standing satisfies preferred banking criteria. When I asked my RM to upgrade, he told me that I am handling classic accs only and don’t upgrade to preferred because in case yr acc standing falls below to eligibility criteria then it won’t be downgraded to classic and it will become standard acc. It seems he doesn’t want to loose his classic customers bcoz he only handles classic accs. Please suggest the way to upgrade.

Visit bank and get hold of a preferred RM and get the form filled for preferred banking and submit it to him.

Missing
Deal Cadet
50
168
0
Expand
MTRIP wrote:

You can request from the app.

Don’t think it is possible from the app. App just gives information about it but you have to visit the branch to get it done unless you get the offer in net banking.

75pe
Deal Newbie
243
3121
37
Expand
rogerthat wrote:

I never went to bank
account opening guy came to my bank
completed formalities and handover kit to me

again comes to me after 3 days applies online for Credit card and i got it in 10 days or so.


plus i don’t have time to go to other bank.


is that guy RM for me ?

No.

Missing
Deal Cadet
140
495
5
Expand
watever wrote:

Don’t think it is possible from the app. App just gives information about it but you have to visit the branch to get it done unless you get the offer in net banking.

Hmm. Just checked. The option used to be in the app but does not seem to be there now.

Missing
Deal Cadet
50
168
0
Expand
rogerthat wrote:

I never went to bank
account opening guy came to my bank
completed formalities and handover kit to me

again comes to me after 3 days applies online for Credit card and i got it in 10 days or so.


plus i don’t have time to go to other bank.


is that guy RM for me ?

RM only for Prime, Classic, Preferred and Imperia customers only.

Missing
Deal Lieutenant
133
6770
114
Expand
midfold wrote:

There is a counter in bank for relationship manager. While opening the account, i told her to provide cheapest debit card. But she told she can give me reward debit card. I refused to open account.

But she offered me to reverse debit card fee for 1st year.

mere ko bhi bola tha reverse karenge but then they rejected it rage

Cropped1290144356389248835
Deal Cadet
50
116
2

What is one worthy benefit will one get after upgrading to classic or preferred or to even imepria ? and then RM , he or she will keep approaching you all the time for bad insurance plans to bad investment plans and loans .

Missing
Deal Newbie
50
26
0
Expand
desiman wrote:

mere ko bhi bola tha reverse karenge but then they rejected it rage

But i got ₹500 refund without gst… So i paid ₹90 for reward debit card.

Missing
Deal Newbie
50
26
0
ZitOO wrote:

What is one worthy benefit will one get after upgrading to classic or preferred or to even imepria ? and then RM , he or she will keep approaching you all the time for bad insurance plans to bad investment plans and loans .

Yeh… I know, but as i already have 5L fd, i don’t have to keep 10k in saving account as idle money. So it will somehow useful for me.

Missing