HDFC Classic Banking upgrade suggestions
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I have FD of 5L with bank maturing in june 2020. now they are calling me and told me to activate classic banking from NetBanking offer tab. After login NetBanking, i also can see this offer.
Now i want suggestion, should i avail classic account.? Because after maturity of fd, i may withdraw money.
If i don’t mainten 5L fd or 1L saving balance, what will happen? They charge for non maintenance of Amb.
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is the debit card annual charges free on 5L FD HDFC Bank
Its my new account only 5 months old. They charged 590 but reverse 500 without gst after talk with RM.
You can request from the app.
What is one worthy benefit will one get after upgrading to classic or preferred or to even imepria ? and then RM , he or she will keep approaching you all the time for bad insurance plans to bad investment plans and loans .
Yeh… I know, but as i already have 5L fd, i don’t have to keep 10k in saving account as idle money. So it will somehow useful for me.
What happens if AMB is not maintained?
In this page https://www.hdfcbank.com/personal/save/high-net... it says “Charges on non Maintainence of minimum Balance in Savings Accounts Nil”
Also I don’t have amount in my account currently to fulfil the criteria, not sure why they sent mail to activate preferred.
Can I just open an account with 1.25 L and transfer the 1L next month.
Will my account be classic or do I need to pay some fine for non maintenance of amc or account gets converted to a lower variant account
No ,you shouldn’t.. there is no amb charges but they will downgrade account to regular account
nothing happens, i have not maintaned from last 5 years also got pre approveed offer
They are refusing to tell me about Prime. Their email support just sent me only the Classic, Preferred and Imperia options. I have asked again.
Another benefit of Imperia.... Free locker.... Got mine last week
No, they will convert in normal