HDFC credit card

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Deal Subedar
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Suggest me a good credit card from HDFC..

P.s. I am not a frequent flier so the lounge benefits don’t attract me..

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Deal Cadet Deal Cadet
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How much would be your annual/monthly spend? Where do you spend most? Are you willing to pay fee for credit card? What is your income range?

These details are needed for recommending a card.

Deal Subedar Deal Subedar
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I need a free credit card with annual spending of 2 lakhs

Deal Subedar Deal Subedar
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Online usage may be more

Deal Subedar Deal Subedar
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SBI SimplyClick would be better for your usage but if you want HDFC, Go for regalia or regalia first

Critic Critic
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If online usage is more & especially from amazon(or can switch to amazon) then sbi simply click card(500 annual fee but waived if annual spend more than 1 lakh so effectively free for you) or amazon pay icici(free but bit harder to get) cards are your best options because hdfc cards do offer a bit better benefits but come with lots of conditions so you will always have to calculate/keep in mind before spending to fully utilize the benefits of those hdfc cards.

Deal Cadet Deal Cadet
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I applied for click card then executive said over call when ur eligible for prime y click? should i opt for sbi prime_any expert prime users. my usage will be 90% online and 10% offline stores like croma, reliance, bigbazaar etc

Yearly spend usage will be 6lakhs minimum can go upto 24lakhs

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Deal Cadet Deal Cadet
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Go for HDFC Diners Club Privilege Credit Card.

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