HDFC Credit Cards Query

162°
Critic
Budhe-Baba

So I already have HDFC Diners Premium credit card and now applied for Diners Black. Everything went smoothly but at the last moment I got email saying application is now on hold since I already have existing HDFC card. I called CC and they said that 1 person can hold only 1 card, but the bank manager said that 1 person can have 2 cards.

Any idea how to proceed?

@viveksingh1005472 @A2Zdeals

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Deal Captain Deal Captain
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I don’t think you can apply both ,you need to get it upgraded from premium to dcb

Deal Cadet Deal Cadet
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If you already hold Diners premium then the card can only be upgraded. Just send the upgrade request form with all the documents required to chennai if you qualify for diners black and they will happily upgrade it. Just to let you know that Diners Black fee has increased to 10k from 5k.

Critic Critic
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I dont “qualify” for Black. There was an Alumni offer going on which helped many people get Black card easily. I was trying to use that offer. Direct upgrade via usual route will not work for me.

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Deal Lieutenant Deal Lieutenant
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I Dont know why such suggestions are made ask your RM TO convert your diner card to regalia and In 2 month apply via alumini

Budhe IIT-IIM mhe tha Kay, konsa alumni Bahi ?

Critic Critic
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No, there the Alumni offer is over now, waiting will not work.

It was for normal colleges also, not just IIT/IIM.

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Deal Cadet Deal Cadet
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How to transfer credit card money to bank at less than 5%?

Deal Cadet Deal Cadet
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Pm

Generous Generous
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Exactly in the same boat; I got mail that am applicable for DCB as well as Regalia First. I applied thru the link and was approved conditionally but got mail that I already have a card and I cannot apply for additional card. I have now applied for upgrade through form but have a worry whether they will reduce my credit limit as my existing moneyback card has a limit of 12 Lacs.

Deal Subedar Deal Subedar
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Bro, your case seems special.. never heard upgrade options as RegaliaFirst vs. DCB.. you may be eligible for Infinia too..
Hope that you went for DCB ..

your limit should not be reduced when you apply for upgrade..

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Helpful Helpful
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faced same situation, now will be sending letter to chennai

Super Stud Super Stud
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@rogerthat
I saw that my credit limit overlaps with the cash limit.
What happens if I use some amount of my cash limit online?
Will I be charged for that? I heard that I should not withdraw/use cash with credit card?

Secondly, How much time it takes to apply an add-on -card ? if the add on card holder does not account in the bank?

Critic Critic
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Never ever withdraw cash using credit card,you will be paying almost 40% annual interest rate from the moment you withdraw cash on entire cash amount.

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