[HDFC] Now no reward point for loading wallets using card wef July 1 2017
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Thank you for your continued patronage to HDFC Bank Credit Card.
We would like to bring to your attention the following revisions on our Reward Points program. This will be with effect from 1 st July, 2017
EasyEMI and e-wallet loading transactions will not accrue Reward points.
Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.
Continue to enjoy usage of HDFC Bank Credit Card and earn Reward Points on all other categories
@A2Zdeals @DealSeeker @GoogleCA
EDIT: Oops! I didn’t know that case doesn’t matter anymore on DD.
Acche din aa gaye!
If i remember correctly other day someone was saying that we can’t create netsafe cards using HDFC Credit Cards, maybe it was DealSeeker. I saw an option today on their site
Which card are you using ?.. I haven’t got any such note..
Diners
This was about to happen !!! Amex to follow suit …
HDFC is largest in terms of credit cards & they looks to be on spree of curtailing benefits.
With regards to wallets & digitization, it’s known fact to all banks that wallets helped people churn but none did anything earlier.
Of late all offers they bring exclude wallets
One case being Indusind rewardz Diwali 2016 excluded wallet loading
So many roads closing at same time
@DealDimers As it is you cannot add from Amex to Any wallets (except PayTM)
very disappointing mve…. !!! nt sure if its valid fr premium cards as well… !!
This was my major source of reward point. Does anybody know any trick?
But who prefers to use wallets these days when there are hardly any genuine offers by big players! Being used only to attain spending thresholds on cards.
@disclaimer was this communication sent in email??? I hold diners black card but have not received any such email from HDFC yet…
Yes, email.
I also received this communication. Someone tell me the process of how to surrender hdfc credit card
I don’t understand the explanation from them for points those were reduced in last 2 bills(around 1000 points reversed) even there was was no refund, I got following reply when I raised this issue with them.
*
Thank you for writing to us.
This is with reference to your e-mail regarding reward points adjusted on your HDFC Bank International credit card account.
At the outset, we sincerely regret that our services have given you cause for dissatisfaction. We wish to reassure you that we are committed to consistently providing outstanding services to our valuable customers like you and we offer our sincere apologies for the inconvenience faced in this instance.
Further to your query regarding reversal of Reward Points in your credit card statement dated May 2017, request you to kindly note that Bank on periodic basis conducts reconciliation of reward points accrued. It was identified that there were excess point credits to your card account between the period from 1st January 2016 to 31st December 2016. The same was accordingly rectified on your card account by debiting the excess reward points, in your credit card statement in May 2017. *
This is very abrupt & rare response.
On the contrary mostly they don’t credit correct points.
I actually raised it got around 3000 points credited last month from ICICI.
@disclaimer Bro as you know mine is ICICI Rubyx Visa card with shopping plan so I should get 4 point for that & for rest I should get 2 points.
There was erratic credits sometimes 2 sometimes 4 for same merchant. On raising it I got to know my card rewards plan was still Amex one (I got Rubyx lifetimes free in lieu of Amex gold) which has 3 points structure. They couldn’t explain that why I never got 3 points. But they checked records & credited 3000 points & that is really too much. I like ICICI customer service for such indepth analysis by cc & perfect resolution.
Hdfc cc is useless.
.
@DealSeeker
How will they differentiate between a purchase and an e-wallet topup for eg. paytm?
Good question .
Only merchant name like paytm mall can differentiate.
So can we order on mall and cancel it..?
seem like hdfc wants to credit all merchant fees from lower variant cards to fund it’s diners 10X offer. First stop that HDFC.
I use regalia. Got the same email. No reward points for ewallet trans…
This change is for all cards
Beginning of a new era tomorrow, other leading banks to follow soon.
Do you guys actually collect enough points to warrant a discussion like this?
I never understood what is the deal with these points and air privilege miles
You keep then collecting for months and the amount is no greater than a few hundreds or thousand at best
Then why waste your energy and time about a promotion that is too miniscule in amount
Or is there something that I am missin
Open to all kind of suggestions
10x rewards on diners translate to 15-33% return if redeemed on diners portal.
adding amazon pay balance will get reward point ??? confused
All sailing in same boat.
Seems SBI Simply click is better option for now. Any other wallet other than Payzapp which does not charge for bank transfer?
Which is the best replacement option for HDFC Regalia card? Please tag.
Within HDFC cards, Diners Premium (2% rewards for all purchases + 20% rewards for select merchants like Amazon, Flipkart, etc.). http://www.hdfcbankdinersclub.com/pri...ge
Otherwise, SBI Prime card. https://www.desidime.com/forums/dost-and-dimes/...
Hdfc charged 5.75rs for IMPS transactions…
What the #$%©
I think all banks charge for IMPS, everytime I have been charged for IMPS in my Axis salary account
http://hdfcbankdinersclub.com/diners-club...ck
Diners black card users, please note….
This feature will be withdrawn w.e.f 15th August 2017
> Redeem reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinerscl...om ( 1 Reward Point = Re. 1 )
> Redeem Reward Point for AirMiles across Jet Airways (JPMiles), Air India (Air India Miles) or Singapore Airlines (KrisFlyer Miles). 1 Reward Point = 1 AirMile.
> The capping of reward points is only on the accelerated 10X program and not on any other spends which follows the Regular reward points
Received sms for revised Benefits on HDFC Regalia Credit card,…… sms asks to chk website…
Dont know what they have changed now….
HDFC is showing True Colors…. Digital India aise banega wah
Cust care has no clue yet….
If somebody gets to know the changes, please share here….
Many cards devalued:
http://www.cardexpert.in/huge-devaluations-on-h...
I think even Fuel Surcharge waiver reduced to 1% only….
so 2.5% me se bas 1% waived off…
Time to stop using HDFC Credit card
Most banks charging only 1% fuel surcharge these days, not 2.5.
Just noticed the following change in HDFC credit card T&Cs.
“GST levied will not be reversed on Any dispute on Fee & Charges / interest.”
Not sure if other banks have also adopted such blood-sucking policies after the introduction of GST. This is probably a feature of the GST structure itself.
Read somewhere else as well.
They also removed the dth/recharge redemption option for Black card holders also any redemptions would now be charged at 99+tax. These would be effective from 15thAug
Recharge option to be removed for all, people report frequent transaction failures for travel bookings so the card will become more of a headache.
Was redemption not charged for black cards earlier?
@a2zdeals @dealseeker @psinghal @googleca