HDFC removed all pre-approved Loan Offers

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Deal Subedar
ZitOO

I had HDFC Jumbo loan offers and Pre-approved loan offers on credit card, but found that today all offers has been removed during this situation . is your offer still there ?

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Deal Lieutenant Deal Lieutenant
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No no no this can’t be , they can not do this , man shit

What was your jumbo loan amount  and at what interest they offered earlier?

They are offering @ 24% for some I think.

Deal Subedar Deal Subedar
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Hmm jumbo loan removed from my account , it was available from many years always . Even in March 1st week it was available , I was thinking to take the loan but they removed after this pandemic . though insta loan offer is there for me ( which blocks credit limit ) but they reduced the amount I think and interest at 24% .  Jumbo loan was available at 16-18%

Helpful Helpful
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Same here…I also noticed this today…They removed all the offers except the two-wheeler & car loan offer… pensive

Critic Critic
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I can avail insta loan available at their website, yes they have withdrawn jumbo loan which was available until last time I checked, between I have only credit card and don’t have bank acc with them

Like Magnet Like Magnet
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I still see personal loan in 10 seconds.

Deal Subedar Deal Subedar
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it is insta loan , it is available , they removed jumbo loan which is above your credit limit

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Deal Subedar Deal Subedar
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Yes only those who have checked the offer after 20 March or availed jumbo loan , kindly let us know , if HDFC removed it after 31st March or before that ?

Deal Subedar Deal Subedar
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Yes me too

Generous Generous
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This thread gave me the shock of life as am planning to pay off my credit card dues using this loan!

Just checked & 7.5 Lacs Jumbo loan is still available for me but at interest of 24% which used to be 20% earlier..

Ps: Can anyone tell me how long does it take to get approval of personal loan from other banks as have applied for loans in ICICI/TATA & Bajaj online in past 3 days but no update yet.CC not functioning.. Used to get so many offers till last month but now everything has dried up & am stuck with huge CC bill with no immediate income pensive

Deal Lieutenant Deal Lieutenant
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Im in same situation. Use bt on emi if u hv that option.

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Helpful Helpful
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They offer jumbo loan on CC based on the bank total loan book. Thats why, you will see the offer this month and you may not see the same offer next month. It keeps coming ON & OFF every month. It used to be 12% to 16% interest earlier. Since there is a huge demand for this, they increased the interest rate to 20% to 24%. It is now as bad as Insta loan of 18% interest (where you need to pay GST too).

Deal Lieutenant Deal Lieutenant
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Yes bro but we have to go through normal routine, even verifications will be done but pre-approved offers are really easy.

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Like Magnet Like Magnet
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Got 3 calls from hdfc since today morning after checking the pre approved personal loan offer.

Like Magnet Like Magnet
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4 calls now

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