Hdfc Smart Pay Registration - Help needed

Hdfc Smart Pay Registration - Help needed

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Can i register my father’s name bill (electricity) ?
Can i register for my friends postpaid bill ?

If yes, will my credit card will free for lifetime or not ?
Having hdfc money back Credit card!

7 Comments  |  
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You can register electricity bills and phone bills of any user.
Having these registered does not necessarily mean that your card will be LTF. its sole discretion of HDFC to decide.

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Can i register my father’s name bill (electricity) ? Yes
Can i register for my friends postpaid bill ? Yes

If yes, will my credit card will free for lifetime or not ?
Having hdfc money back Credit card!

Usually moneyback card is issues LTF. If not, first check with Customer care or branch that adding smartpay will make it LTF and then add these via netbanking.

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raj7254 wrote:

Can i register my father’s name bill (electricity) ? Yes
Can i register for my friends postpaid bill ? Yes

If yes, will my credit card will free for lifetime or not ?
Having hdfc money back Credit card!

Usually moneyback card is issues LTF. If not, first check with Customer care or branch that adding smartpay will make it LTF and then add these via netbanking.

Just contacted to phone banker he said that you’ll get 5% cashback upto 100 on your monthly bills.
Also as money back is charged cc you’ll have to pay 599+ gst as Annual fees.
Wavier off procedure
You’ve to spend 20k in 120 days of card issued to get free for first year.
Then you’ve to spend 50k in a year to waiver off second year fees.

Also he adds that if you register for smart pay you’ll get one year/ lifetime free credit card.
Not assure you in both. For that you’ve to check the money back cc t&c and he unable to read.

Now how to know that – will it free of lifetime or just for one year.
And is smart pay really worth it to Activate or not.

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Bhalla_here wrote:

You can register electricity bills and phone bills of any user.
Having these registered does not necessarily mean that your card will be LTF. its sole discretion of HDFC to decide.

Phone banker said you’re card will be free for a year/ lifetime .
But not know which kne you’ll get.
Now if suppose I’ll get one year free where to check the status?

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ImRebel wrote:

Just contacted to phone banker he said that you’ll get 5% cashback upto 100 on your monthly bills.
Also as money back is charged cc you’ll have to pay 599+ gst as Annual fees.
Wavier off procedure
You’ve to spend 20k in 120 days of card issued to get free for first year.
Then you’ve to spend 50k in a year to waiver off second year fees.

Also he adds that if you register for smart pay you’ll get one year/ lifetime free credit card.
Not assure you in both. For that you’ve to check the money back cc t&c and he unable to read.

Now how to know that – will it free of lifetime or just for one year.
And is smart pay really worth it to Activate or not.

This sounds strange. usually when adding smartpay card becomes LTF.
in my case, they said if i add smartpay bill and keep it active for 3-4 months then card will become LTF and afterwards i can keep it or cancel it.
never heard about only first year free on adding smartpay.

is your card new one or upgraded from another card? when did you get it?

Smartpay is worth if you are doing it for your own/family’s payments , not for friends etc as you may have to ask them for money afterwards. I have added my house Airtel DTH connection in smartpay and it works fine. It automatically recharges the amount on the set date.

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raj7254 wrote:

This sounds strange. usually when adding smartpay card becomes LTF.
in my case, they said if i add smartpay bill and keep it active for 3-4 months then card will become LTF and afterwards i can keep it or cancel it.
never heard about only first year free on adding smartpay.

is your card new one or upgraded from another card? when did you get it?

Smartpay is worth if you are doing it for your own/family’s payments , not for friends etc as you may have to ask them for money afterwards. I have added my house Airtel DTH connection in smartpay and it works fine. It automatically recharges the amount on the set date.

The card is new and just got before 20 days, already applied for smartpay and added jvvnl (home) and got approved mail after 2hrs pf applying.
Now where/how to know the card status wheather it’s become LTF or one year free.

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ImRebel wrote:

The card is new and just got before 20 days, already applied for smartpay and added jvvnl (home) and got approved mail after 2hrs pf applying.
Now where/how to know the card status wheather it’s become LTF or one year free.

If it’s new card and you already applied for smartpay then the process is done which is required from your side.

There is no way to view somewhere whether it is LTF or not. Only customer care can confirm . Call them and say that in previous call I was told to apply smartpay to make it LTF so pls confirm that it is now ltf.

If still you don’t get answer you can visit nearby branch and talk to the person responsible for credit cards.

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