HDFC SmartBuy, Please help me to be optimised
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Which is most profitable to use in case of smartbuy?
- HDFC Diners (I have Rewards)
- HDFC Credit Card (Regalia or Others)
- HDFC Debit card
I am feeling Debit card is the best as it can be converted to cash 1:1, though there’s a limit of 1000 per month.
I am not a frequent flyer and once Diners removed their recharge option Diners points are not that attractive to me.
Even for travel or movie tickets, there are lots of other offers on MMT/Yatra etc.. which will deprecate the value of Diners points.
One point that comes to mind.. Rs 1000 limit on Debit card per month. But in that scenario, I should use that first, before using credit card right?
Also can a single HDFC customer get separate Rewards for Debit card (1000) and separately for cc.
Do guide me if I’m missing any point
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I believe, On Platinum debit cards they do give 1:1, not sure about other cards.
have a doubt… can i do a partial payment via amazon gift card and pay the remaining via hdfc card and get 10% back on the amount paid on the card?
No sure but I think yes you can get the cashback acc. payment amount made through DC. others may confirm..
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Diners already removed…recharge in 2017 !..and do all debit cards get points ? And do points of all debit cards carry same value ?