HDFC Smartpay

HDFC Smartpay

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Deal Newbie
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I received my credit card and had checked if they have registered me for smartpay as I gave electricity bill. They said it will be LTF card if I register for smartpay. But when I check in the net banking smartpay is not registered on my account.

Will they register it after few days or did they forgot to register me for smartpay and will I be charged annually? Or can I register for smartpay manually?

Please help me.

11 Comments  |  
6 Dimers
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Deal Cadet
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Login to NetBanking and go to cards section choose smartpay and Registere for it.
After a day or two you’ll receive confirmation 3 message of Activation.
3 months From the date of registration your card will be LTF.
And your bill is automatically deducted from your cc evey month.

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Deal Cadet
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ImRebel wrote:

Login to NetBanking and go to cards section choose smartpay and Registere for it.
After a day or two you’ll receive confirmation 3 message of Activation.
3 months From the date of registration your card will be LTF.
And your bill is automatically deducted from your cc evey month.

Any minimum amount in electricity bill?

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Deal Cadet
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what happens if i remove the bill payment after 3 months/ deregister from smartpay

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jasmin5967 wrote:

Any minimum amount in electricity bill?

There’s no minimum…just use it for 3 months

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DealBroker23 wrote:

what happens if i remove the bill payment after 3 months/ deregister from smartpay

Nothing, your card will be LTF

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Deal Cadet
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ImRebel wrote:

There’s no minimum…just use it for 3 months

I think there is a minimum of ₹100

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Deal Cadet
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can I do dth of 100 for 3 months(i think its 6 months min)

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DealBroker23 wrote:

can I do dth of 100 for 3 months(i think its 6 months min)

Yes you can do dth of ₹100.
And for the tenure i am also confused people at branch told me to do smartpay for 6 months whereas on phonebanking they are saying only 3 months is enough.

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Deal Cadet
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How to know if my credit card is life time free or not?

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ideepika wrote:

How to know if my credit card is life time free or not?

read the description

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