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HDFC smartpay to make credit card LTF

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Deal Subedar
rohit_agarwal

Yesterday I got HDFC business moneyback card, in branch personal banker told me to minimum 4 transaction of ₹500 for 3 months to make it LTF. But I don’t trust him, because customer care told me there is no such offer.

Now come on Smartpay, I register my electric bill which mode is quarterly. Now I’m confused with bank words.

My card will become lifetime free after 3 months or 3 bills auto payment. Dimer suggest me what will best for me.

I don’t have any postpaid connection other than electric bill. And also not using any DTH.

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Blogger Blogger
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u can add LIC

Deal Subedar Deal Subedar
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Don’t have any Lic policy. All have already paid for next 2years

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Deal Subedar Deal Subedar
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there is a lot of conflicting informantion. but the 4txn of rs 500 per month offer is real i got it also and confirmed on call
but for smartpay my branch personnel told me that minimum 6 bills are necessary and on phone banking they told me that not even 1 bill payment is necessary. even if i register for lic payment and it is registered for 90 days without even a single payment my card will become ltf. Although i registered for tatasky for more than 100 days ago but my card is still not ltf. so good luck figuring out what actually works.
My advice is to register your light bill(for like a year or more but deregister as soon as your card become ltf) on smartpay and to be on a safe side do those 4 txn of Rs. 500(wallet loads are not counted as valid txn) for the first 3 months.

Deal Subedar Deal Subedar
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₹500x4 any transaction count for 3months, even wallet load (told by personal banker). But I’ll not get any reward point for wallet loads.

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Deal Newbie Deal Newbie
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As,we already discussed in group you can do transaction as said by your personal banker for being on safer side and secondly as you have already registered electric bill it is more than enough,as per HDFC before completion of 4 months your smartpay account should have made 3 bill payment of any option available in smartpay tab,so make sure 3 bill payments is done in smartpay and backend team will make your card LTF after 4 months of initial card set up,i just did 3 small recharge of 100 on smartpay and my card was LTF,i hold higher variant card to ,so relax!

Deal Subedar Deal Subedar
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But bro, my electric bills are not monthly, its quarterly mode.

Means after 4 months, only one auto payment will done. Thats why I’m confused. 😉😂

Deal Cadet Deal Cadet
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How to check my card becomes ltf or not?

Deal Subedar Deal Subedar
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You have to call or email customer care.

Benevolent Benevolent
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@midfold @tank_u_m8 @rogerthat
Here what is month? Billing cycle or calendar month?
Also how to know if card if LTF?

Deal Subedar Deal Subedar
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phonebanking says that billing cycle is counted as month but i enquired with my home branch and after some research the are saying that a month is 30 days from delivery, so if your card got delivered on 20th january than 1st month is 20th jan-19th feb.
you get email notification when your card becomes ltf but you can always call phonebanking and ask them wether your card is LTF or not.

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Helpful Helpful
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I got my regalia first LTF by doing 4 smartpay transaction of 150 each dish TV recharge

Flame Flame
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Same i also did tatasky of 100rs for 4 months from August to December my card is converted to LTF

Deal Subedar Deal Subedar
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Got email reply from HDFC-

Dear Mr. Agarwal,
Season’s Greetings from HDFC Bank.

This is with reference to your e-mail regarding membership fee on your HDFC Bank credit card account.

We understand your query pertaining to membership fee in your card, we observe from our records that you are holding Money back credit card ( Classic Card ) and your card will be first year free or life time free by opting the below given options,

Option 1 for First Year Free :
a : If you do retail transaction for an amount of Rs. 20000 (within in 90 days from the card setup date)
b : If you register your credit card for any one of the below products within 90 days from the card set up date.
Fastag (or)
EasyEMI (or)
c : If you do 02 ( TWO ) transactions each month for 3 consecutive months

Option 2 for Life Time Free Card : which will be offered if you fulfull any one of the conditions within 90 days from the card set up date.

a. Smartpay one bill registration excluding Pre-paid mobile (or) b. One Assist c. If you do 04 ( FOUR ) transactions each month for 3 consecutive months – (Each transaction worth minimum INR 500)

We wish to clarify that Smart-Pay has to be in active status for 90 days so that the card status will be changed to life time free. Cancelling Smart-pay will result in levy of Membership fee on card.

Kindly note the query reference number for this e-mail: 20004317258

In line with our focus and commitment to Customer Service, we trust the issue has been resolved to your satisfaction. If you are not satisfied with the resolution, you may write to us through our website -https://leads.hdfcbank.com/applications/webform...

HDFC Bank is now on Whatsapp !!! Save our number 7065970659 in your contacts & chat with us regarding your banking related queries.

Netbanking / Mobile banking offers varied services round – the – clock , just a touch away. For any other credit card query/clarification, do visit our HDFC Bank webpage at the link https://www.hdfcbank.com/personal/customer-...re for online assistance. We assure you of our best service at all times.

For Answers to queries , Information, Assistance. JUST ASK EVA. You can also check check your Credit Card Statement , Balance and Limits! via Chat with EVA , if registered for SMS banking. Click here for details on SMS registration.

Regards,
Vidhya Durai
Customer Service Officer
HDFC Bank Ltd.

Deal Subedar Deal Subedar
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This post should be a sticky.

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Deal Subedar Deal Subedar
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How to check whether card status is LTF or not?

Deal Subedar Deal Subedar
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The customer care can tell you this.

Deal Newbie Deal Newbie
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Hi. I got my HDFC business moneyback CC and have registered electricity bill in smartpay to make credit card LTF. I have a doubt and that is, does the electricity bill should be in my name.? Can anyone clear this query.

Deal Subedar Deal Subedar
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I registered electric bill in January, and in may i removed smartpay. Now my card is LTF…..

Electric bill was not in my name, i only registered smartpay. My bill was quarterly and never autopaid by smartpay (because there was advance payment on previous quarter). Still they convert my card to LTF.

but in recent they changed the condition. so try your luck.
Shopping Friend Shopping Friend
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Mine has been converted to LTF also confirmed the same from CC via e-mail/call, can I now remove/deregister smartpay?

Deal Subedar Deal Subedar
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Yes…. You can remove smartpay now without any issues.

Deal Cadet Deal Cadet
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Hi guys..
My biller, Telangana Southern Power Distribution Company Limited is not available in the list of smartpay.

Just wanted to try my luck with LTF Credit Card.

Means I can’t even try? sad

Deal Subedar Deal Subedar
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Buy jio 199 postpaid sim…. And add it…

235×4 costing for LTF……

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Deal Subedar Deal Subedar
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If generated bill has name of parent, will it be okay for adding in smartpay to make CC LTF?

Deal Subedar Deal Subedar
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It will work…

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