HDFC Zip drive/ride pre approved loan

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Last Comment 2019-09-21

arunrush680

2019-09-20

Has anyone availed these loans thru netbanking? If yes, pls share ur experience.

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https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6113336

ZitOO

2019-09-20

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Yes how does HDFC pre-approved loans works. If I want to purchase a car. They are showing I have a pre-approved car loan

https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6113510

ramadesidime

2019-09-20

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Nowadays, everything is pre-approved until you submit docs electronically or physical form.
Then, they process them and let you know that you are eligible or not eligible. Which takes at least one day.
That means they are not pre-approved.

The pre-approved tag is to lure you to apply.

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https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6114127

karanoshan

2019-09-20

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Better opt for a personal loan if available to you at less than 12% and buy car in cash

https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6115566

ZitOO

2019-09-21

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I think HDFC ’s pre-approved loan is a car loan /bike loan. Which is coming under secured loan and a personal loan is always a unsecured loan. It is better to have balance of secured and unsecured loan in your portfolio. It will give your CIBIL score a boost.