Health Insurance Policy - Renewal query

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Budhe-Baba

Hi friends, hope all of you are good.

I currently have Apollo Munich health insurance policy of 5 lacs till March 2020. Now I want to make it 8 lacs. So does this mean I have to buy a new policy with a new policy number? I cannot renew my existing policy directly?

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You should be able to by asking for cover enhancement. Also I saw this:

5 lakhs health insurance plan and you do not make any claim in the first year, we will increase your cover to Rs. 7.5 lakhs in the first year and to Rs. 10 lakhs in the second claim free year.

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