Help and query regarding best use of credit card for milestone benefits

118°
Deal Cadet
dranurag14

Hello,
As many of you might be using SBI Simply click and other credit cards,kindly suggest me something considering my situation here.
I am having quite a few credit cards including SBI Simply click,so forgot to use it among many others lat year. Now within one week it is up for renewal with annual charges.I have used up only 50,000 till now.
To make expenditure on card 1 lakh for both 2k worth Cleartrip gv and annual fee waiver, how can I best use the card for remaining 50k within 7 days.
Also any other hack or cheat you guys might have used which might work, like ordering a product and later cancelling or After getting gv and waiver.
One more thing exactly after how many days SBI issues the Cleartrip gv after attainment of 1 lac milestone, and sends it through which medium?

Any help would be really appreciated.

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Deal Subedar Deal Subedar
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Simply pay 590₹ fee…… If you unable to use cc, close it smile because its very bad idea to spend 50k for 590₹ waiver.

Sometimes it you requested to close your card, SBI retention team offer you LTF card.

Deal Cadet Deal Cadet
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But in total I will be getting waiver alongwith 2k worth Cleartrip gv making benefit of 2.5k.

Deal Lieutenant Deal Lieutenant
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Buy Gvs from Mobikwik and Magicpin and sell in 5% discount, Anyone will buy 50k in 7 days

Deal Subedar Deal Subedar
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Load it in payzapp and transfer it to bank for around 1600₹ charges for 50k 😂

Do it if you have payzapp full kyc account.

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Deal Cadet Deal Cadet
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I m buying mobikwik wallet balance @ 1.25% discount. Settlement through upi. and 1% discount settlement through paytm

Edit: Got a good question from a intelligent dimer. He wants 1000 through upi in exchange he will sent 990 through mobikwik.

Please note : i will pay you after deducting 1% or 1.25% as the case may be. I cannot pay extra as i am able to load with my card also.

Deal Subedar Deal Subedar
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PM me…. I want only 1k transfers from mobikwik.

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Post Tycoon Post Tycoon
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Add money using credit card into Paytm.

Deal Cadet Deal Cadet
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And how to withdraw it to bank?
With least possible charges,so that ultimately I am not in loss?

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