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Help Regarding New Credit Card Apply

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Deal Subedar
shubham1727

Hi.
Need help. I want to apply credit card. I am self employed with 2L Itr return.
Please Suggest Card. Mostly use for recharge and bill payment and for online shopping

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Deal Subedar Deal Subedar
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Whats your actual monthly income?

Flame Flame
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SbiSimply click or icici Amazon pay card

Benevolent Benevolent
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SBI Simply Click – easy to get and works for u
Amazonpay ICICI – can save more on Amazon

Critic Critic
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Does it makes sense to apply for SimplyClick if u have APay ICICI?

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Deal Cadet Deal Cadet
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I would suggest Amex MRCC for below reasons

1) First year free. PM me for that
2) 5000 Rs per year in your CC account if you just spend 1000* 4 times per month which is 9.6% return

Deal Subedar Deal Subedar
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Please explain 2nd point in detail.
One would earn 1k bonus RPs every month for spending Rs. 1k×4 every month. Basically in 17 months once would be able to earn 18k RPs which then can be redeemed for Rs. 6k as statement credit.

How earning 6k in 17 months is equivalent to earning 5k in 12 months?

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Deal Cadet Deal Cadet
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Is amazon icici card gives reward points on fuel spending?

Deal Cadet Deal Cadet
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Anyone wants to refer me for citi credit card

Deal Cadet Deal Cadet
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u will not get any credit card with 2L ITR bcoz u r self employed… u need minimum 3.60L ITR

Deal Subedar Deal Subedar
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@Roushh
@_One_Miller_
I am thinking of getting a credit card for myself, for first time ever, on FD. Do you know anything about SBI Unnati credit card? It’s free for 4 years, but I’ll not get those 10X benefits and all. But I do get Rs. 500 cashback on annual spends of Rs. 50,000.
Unnati card brochure,
https://www.sbicard.com/sbi-card-en/assets/docs...

Pro Critic Pro Critic
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No idea. If you are planning to use it mostly for online shopping then get SimplyClick.

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Deal Subedar Deal Subedar
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Go for ICICI platinum LTF card with 9k limit on 10k FD…. very easy to get.

just open new fd using imobile.
In fd form, tick free card against fd.
Book fd for minimum 6months auto-renewal mode.
You will get card within 15days.

It was my 1st card, then ICICI offered me LTF Rubyx card.

Pro Critic Pro Critic
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Where is the option in imobile for credit card against fd. I could not find it.

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Deal Cadet Deal Cadet
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@midfold how many does does it take to approve the card application if opened against FD?

Deal Subedar Deal Subedar
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Around 7 days…. And you will get card within 12 days

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Deal Cadet Deal Cadet
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Any looking for citi cards, pls pm good benefits

Review Expert Review Expert
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I want to get icici apay but showing not available in my location.share any method to get it?
have sbi simplysave and want to change with simplyclick so where should i apply? online or talk to customer care

Deal Cadet Deal Cadet
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Talk to cc directly

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