How can I show high credit card usage?

267°
Deal Cadet
behemoth

Hi,

Mine is a weird situation. My monthly credit card usage is around 15000 but I need to increase it to 60000 per month. The reason for this is that if I show a high usage on the card, the bank will give me the card that I actually want (a much better card than what I have now). The credit limit is sufficiently high on the current card. I have found one way of increasing the usage on the card – by paying the house rent with it. But that will make the usage 30000 only. What are some other ways in which I can show increased usage on the card? I only need to do this for a few months until I get the better card. And I always pay the bills in full.

Thanks

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Benevolent Benevolent
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Pay for your friends/relatives shopping online or for bills.

Order in-demand products like RN5 Pro and sell it on OLX at cost, pay the money back to card

Add money to e-wallets that have 0% charge to transfer the money back to account

Deal Cadet Deal Cadet
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Which e-wallet allows transfer to bank with 0% charge? As far as I know, Paytm charges 3%.

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Deal Captain Deal Captain
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Make sure you’re ready to file ITR as if you start paying for your friends and family bills to get the credit card you want, you’ll cross above 250k in an yearly credit card usage, the bank will have to report your details to IT department and if you’re not paying IT, you’ll get compliance notice.

Deal Subedar Deal Subedar
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I find it hard to believe he is not paying tax and filing itr already… If he is applying for a premium card I am 99.99999% sure he is a legal citizen paying taxes on time… Aka salaried class like me grin

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Generous Generous
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Whats the name of that awesome credit card? surprised

Deal Cadet Deal Cadet
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I’m thinking of paying rent to my mom’s bank account using the credit card. She will then directly pay my card outstanding from that amount. This will cost me around 300 per month.

Deal Subedar Deal Subedar
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Find some contacts on petrol pump, swipe the card and take the cash. One of my friend did this and took 15k cash.

Dimer Of The Year 2012 Dimer Of The Year 2012
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Is there a way to transfer my money which is stuck in PayZap to bank without any charges via any other source by using the PayZap virtual card
Pls msg me…. TIA

Deal Cadet Deal Cadet
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How to pay rent through Credit Card ? confused

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