How do you guys plan your investments?
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There is so much conflicting information online that it is hard to finalize where to invest – which instrument, if MFs, then which types of MFs, etc. All my self-done investments are in red.
Do you guys hire some investment advisor? If yes, where can we find trustworthy, genuine, good advisors?
PS: I know basics of investments, I have invested in several large, mid, small caps, debt funds.
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@bluewine @onlinebewda @karanoshan @marketdimer @bubbleboychickenlittle anyone wants to respond to? ☞If you know basic of mf well you wouldn’t hv invested anything there.☜
If you are fond of charts, Just Study about technical and check the Index Chart, based on that invest in that sector.
I am investing since 3 & half years in MFs. At the beginning, the advisor/broker suggested 2 funds out of which 1 is in Red since 2 years. I have selected 4 other funds myself, all are in Green even though two of them are Small cap funds.
PS: I used Value Research ratings to select funds.
Your input for starters? I am starting in 2020. 😄
Try using scripbox.. They don’t invest in direct schemes but their platform makes your life effortless
@Budhe-Baba if amount is significant then better take help of a professional sebi-registered investment advisor.
https://www.livemint.com/money/personal-finance...
You can start research/educating self for finance basics:
Few good sites to follow –
For beginners
https://myinvestmentidea...m/
https://www.jagoinvesto...m/
https://www.basunivesh.com/old-art...s/
https://www.bemoneyaware.com...g/
For Intermediates
https://freefinca...m/
https://www.screen...n/
https://www.safalnivesha...m/
https://www.morningstar.in/tools/default.aspx?t...
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Past performance is no guarantee of future results of the schemes.
Bhai I will give a simple plan for free of cost.
When everyone is panicking, starting screaming that fall is happening, you start doing your equity investments.
SIP is not going to give you good return. If you do SIP start SIP when market is down. You can do manual SIP. Today market fell 1%, you invest 5000 today. Tomorrow if market falls you invest another such sum.
When market is at its peak and everyone is singing Mf sahi hai, at that moment you stay quite or try some profit booking. This method really works.
But you need to be an active investor.
Do join https://www.facebook.com/groups/asanideasforwea... on Facebook.
@Budhe-Baba
One blog I would suggest is : https://freefinca...m/
He even has a very good youtube channel.
There is also a free calculator sheet/app – where you can understand how to plan your investments 
MF sip chhodo,
Diamond , Platinum , Gold , Palladium , Silver in Sab me invest karo.
Good topic
I am learning about MFs. Frankly speaking, selecting Funds is not a big deal. Why? Because there are experts selecting funds for various GOALS ( Goal based investing is important, that’s how your are going to achieve financial freedom, especially for salaried class). Goalwise, Kuvera, and Freenfincal in these sites you can find funds for various GOALS and they also explain rationale behind their selection. Once you select funds, you need to change if it is consistently under performing its index. And freefincal has posted how to select funds. And those are using services of broker should ask him whether he know about rebalancing. Ask yourself do you about rebalancing? Why rebalancing? Why you are investing? How much money you need and when do you need? These are important questions. Read freefincal blog, its absolute gold, no advisor can match that site contents. It’s your money in the end, you have to learn. In freefincal he has written his financial audit over the years, I think from 2013 to 2019. You’ll get real experience, like how to stay invested throughout the years. You can DM me any personal questions or specific doubts you can quote me here.
If you know basic of mf well you wouldn’t hv invested anything there.