Hotness How to avoid UPI Charges (here you get your ans...

Hot Deal How to avoid UPI Charges (here you get your answer)

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Shopping Friend
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How to avoid UPI Charges (here you get your answer) -

Well, We all know Amazon, Paytm etc give send money or scan & Pay UPI offer

but recently HDFC, KOTAK, Axis & ICICI start charges for UPI transfer and only monthly 20 P2P UPI transfer FREE but unlimited times FREE for merchant UPI and merchant UPI QR (merchant scan & Pay) transaction

1) Here you get your answer How to avoid scan & Pay charges for HDFC, KOTAK, Axis & ICICI customer ?

you already know merchant UPI and merchant UPI QR transaction is unlimited times FREE

so, HDFC, KOTAK, Axis & ICICI customer Pay to any merchant UPI QR code, no charges applicable, unlimited times FREE.

collect your scan & Pay UPI offer and Enjoy.

2) How to avoid Send Money charges for HDFC, KOTAK, Axis & ICICI customer to utilize Amazon, Paytm Send Money offer etc -

Well, this trick work only for few offers -

if you have Phonepe merchant account, Paytm merchant account, GooglePay merchant account, Bharatpe merchant account, BHIM UPI merchant account or any other UPI apps merchant account then you can easily find your merchant UPI ID.

For Example – Paytm merchant account UPI ID is “Pay(your register mobile number)@Paytm”

Phonepe merchant account UPI ID is [email protected]

Bharatpe merchant account UPI ID is “bharatpe.(your Bharat ID number)@ICICI” or “bharatpe.(your Bharat ID number)@yesbank”

GooglePay merchant account UPI ID is “(your register mobile number)@okbizaxis”, “(your register mobile number)@okbizhdfc”, “(your register mobile number)@okbizsbi” or “(your register mobile number)@okbizicici”

How to find your merchant UPI ID – open GooglePay app, scan your merchant UPI QR Bar code, you will see your merchant UPI ID.

Now open Amazon, Paytm etc app, enter your merchant UPI ID on send money option and directly send money to your own merchant UPI ID and collect your offer.

Enjoy.

Note - Other banks currently no charges for P2P UPI transfer and P2P UPI QR transfer except PMJDY account holder

I think PMJDY account holder get only 4 transaction monthly FREE (ATM cash withdraw, UPI, debit card transaction combined).

28 Comments  |  
17 Dimers
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Budding Star
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I have icici but no such charges.. Is this because of salary account?

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Deal Captain
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Are there any charges for transactions done using UPI for ICICI bank?
As fast as I know it doesn’t.

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AtulAggarwal wrote:

I have icici but no such charges.. Is this because of salary account?

ICICI has just declared that they have started the charges effective from 3rd May. It was not applicable earlier.

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Deal Cadet
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I think DBS has no charges

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rohan8397 wrote:

I think DBS has no charges

yes, no charges

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Deal Cadet
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hdfc no charges

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Deal Subedar
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This merchant thing only works for scan and pay right.for send we have no choice,right?

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Deal Hunter
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panchabhut wrote:

ICICI has just declared that they have started the charges effective from 3rd May. It as not applicable earlier.

Where did you see? What are the charges? Please share the link

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rajarew wrote:

This merchant thing only works for scan and pay right.for send we have no choice,right?

open Amazon, Paytm etc app, enter your merchant UPI ID on send money option and directly send money to your own merchant UPI ID and collect your offer.

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Deal Subedar
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any repercussions of opening merchant account in the future?

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Deal Cadet
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For paytm payments bank how many free upi transfers  ?

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Shopping Friend
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FIRESTORM wrote:

For paytm payments bank how many free upi transfers  ?

currently, no charges for Paytm bank customers, unlimited times FREE

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rohan8397 wrote:

I think DBS has no charges

As on date, no charges.

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Tech Guru
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Paytm mobile [email protected] How it is merchant ID ? In paytm upi every customer gets same type UPI id

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drupal wrote:

Paytm mobile [email protected] How it is merchant ID ? In paytm upi every customer gets same type UPI id

My Paytm merchant account UPI ID is “Pay(register mobile number)@Paytm”

For example – if your mobile number is 1234567890 then your Paytm merchant UPI ID is “[email protected]

but i highly recommended, verify your merchant UPI ID before payment.

How to find your merchant UPI ID – open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

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Tech Guru
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abhishek012 wrote:

My Paytm merchant account UPI ID is “Pay(register mobile number)@Paytm”

For example – if your mobile number is 1234567890 then your Paytm merchant UPI ID is “[email protected]

but i highly recommended, verify your merchant UPI ID before payment.

How to find your merchant UPI ID – open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

How do I know paytm merchant UPI id pay mobile number @ paytm is invalid

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Shopping Friend
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drupal wrote:

How do I know paytm merchant UPI id pay mobile number @ paytm is invalid

open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

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Deal Cadet
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I guess dimers should make this trending in twitter . #UPICharges smile smile smile smile smile

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Tech Guru
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abhishek012 wrote:

open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

And merchant app sends money next day not same day biggest drawback how to get money same day

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drupal wrote:

And merchant app sends money next day not same day biggest drawback how to get money same day

I think Bharatpe merchant, instant credited.

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Deal Cadet
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What about BOI UPI transaction limit ?

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Blogger
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adrishya wrote:

any repercussions of opening merchant account in the future?

There should be, as these things are fraudulent in nature. Bhai I won’t mess with any banking system

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iamabhishek09875 wrote:

What about BOI UPI transaction limit ?

BOI UPI transaction limit or charges ?

BOI UPI transaction no charges, unlimited times free.

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Deal Cadet
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abhishek012 wrote:

BOI UPI transaction limit or charges ?

BOI UPI transaction no charges, unlimited times free.

Thank you

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Community Angel
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Better to Pay CC Bill.

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