How to build a good pension Fund ?

How to build a good pension Fund ?

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Deal Newbie
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Hi guys !

I am business person , how to build good fund for retirement , where to invest to get monthly pension income , PPF or Mutual funds or NPS or any other options ???

11 Comments  |  
5 Dimers
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Deal Cadet
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426
17

Don’t go for elss now, have got flat returns in 3 years. Invest in ppf 1.5 lac and 50k in NPS to save tax upto 2L
Invest in other non elss hybrid funds that give 10-12% returns for building corpus
Keep mix of fd, gold, mf
Buy multiple penny stocks with good fundamentals and low debt, ek bhi chal gaya toh chandi hai
Pm me for more info can suggest you funds i invest

Missing
Deal Cadet
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426
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karanoshan wrote:

Don’t go for elss now, have got flat returns in 3 years. Invest in ppf 1.5 lac and 50k in NPS to save tax upto 2L
Invest in other non elss hybrid funds that give 10-12% returns for building corpus
Keep mix of fd, gold, mf
Buy multiple penny stocks with good fundamentals and low debt, ek bhi chal gaya toh chandi hai
Pm me for more info can suggest you funds i invest

Also never go for any investment plan which is linked with insurance like ulip and various lic plans thier IRR comes down to 5%
If you want life insurance and mediclaim buy that separately

Missing
Deal Newbie
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I have been investing in ELSS till now , full 1.5 L , As PPF has lock period of 15 years ,some discourage this option .

Missing
Deal Newbie
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53
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karanoshan wrote:

Don’t go for elss now, have got flat returns in 3 years. Invest in ppf 1.5 lac and 50k in NPS to save tax upto 2L
Invest in other non elss hybrid funds that give 10-12% returns for building corpus
Keep mix of fd, gold, mf
Buy multiple penny stocks with good fundamentals and low debt, ek bhi chal gaya toh chandi hai
Pm me for more info can suggest you funds i invest

please suggest some penny stocks . pm me if possible

Missing
Deal Cadet
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Stick to PPF.. also, add Variable PF (as much as you can contribute from your salary in addition to existing deduction) to your EPF deduction at work.

Ori
Deal Major
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19033
184

PPF, NPS, FDs, Gold, Mutual Funds, Bonds, Post office Certificates.

Diversify as much as you can for stable growth and earnings biggrin

Missing
Deal Newbie
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muje dedo 15% per annum 10 years lockin period no premature withdrawal stuck_out_tongue_winking_eye

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Deal Newbie
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dealu22 wrote:

muje dedo 15% per annum 10 years lockin period no premature withdrawal stuck_out_tongue_winking_eye

crypto/bitcoin me dalo ge kya ? , abhi toh ban hone wala he confused

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Deal Newbie
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schawdhry196833 wrote:

crypto/bitcoin me dalo ge kya ? , abhi toh ban hone wala he confused

dena to 10 saal baad hai tab tak to ma maze kar lu joy joy

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Deal Newbie
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dealu22 wrote:

dena to 10 saal baad hai tab to ma maze kar lu joy joy

laughing laughing

ek chitfund company suru karo lo bhai, maze hi maze , fir india ke bahar chale jana . stuck_out_tongue

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Deal Newbie
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schawdhry196833 wrote:
laughing laughing

ek chitfund company suru karo lo bhai, maze hi maze , fir india ke bahar chale jana . stuck_out_tongue

pahle cash to mile …fr malya se suggestion le lenge stuck_out_tongue_winking_eye

Missing