I Opened an Indusind Bank Online Savings Zero Balance Account
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I recently opened an Indusind Bank Online Savings account which is a zero balance account. The only catch is you need to get their premium debit card which costs 1000+gst, even that is compensated by the 1000 Rs voucher which they provide for getting this card.
The 3 reasons for which I opened this account.
1. Zero Balance Account
2. Indusind Merchant/online offers
3. Choose your account number (yes, you can choose a fancy number of your choice)
Process was simple, keep in mind two things, First, you must try in Firefox as was getting some UTM error in Chrome, Second, you must skip the image personalization(debit card) step because when selecting image, it gives some weird error.
Note that you must have Aadhar Card(linked to mobile number) and PAN card details handy.
What do you guys think about this account?
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which city and branch you selected whe opening? i tried all tamil nadu and karnataka branches which is not available to open.
1000+gst for debit card and still zero balance 
better open paytm,idea,airtel,kotak,dbs,sbi,axis
But getting a 1000 Rs voucher with this card as well. Also there’s a Bookmyshow buy 1 get 1 offer on this card. Paytm, Idea, Airtel, Dbs don’t have merchant/online offers.
But they have mentioned 1200+ GST here
https://myaccount.indusind.com/SavingsAccount/f...
And which voucher they give?
Pantaloons, bata and 2 more option don’t remember. Better check the card envelope you will receive or confirm customer care as voucher option changes.
There is another variant zero balance, where you need to do initial funding of Rs. 20000. There will be Titanium debit card (Fees: Rs. 249 + GST)
Yes, but I found the 0 balance (with platinum card) one more rewarding.
2. Indusind Merchant/online offers
Explain ?
We get additional 10%/15% off on Paytm/Amazon pantry etc, flight offers, etc on paying through Indusind Bank cards just like we get on HDFC, ICICI etc
I opened it, debit card is visible on mobile banking app but not sure when I’ll receive the physical card. 1000 rs doesn’t matter as markup fee is 2% on this card. I’ll save around 25k every year.
Please check pm. I have some questions regarding the same
I got indusind credit card yesterday. Can anyone know me benefit on first transaction. Card name Indus aura platinum
How much fees (one time or annual)
They will fetch your aadhar number and the address on the aadhar card would only be applicable. You can’t change the address.
but we can select the branch manualy
So, is it working for you for any other city?
cred transactions not counted in platinum plus debit card. anyone got points for cred?
physical debit card mandatory ?! No virtual debitcard available ?
@nikhil9898 @kkrulesdnation @asen
card is visa or mastercard ?!
annual fees of 250 is high ….
OP, are you getting reward points for cred,kotak 811 txns ?
Update : funded the account online but doesn’t shows up in netbanking portal. Does it normally takes some time to reflect?