I would like to help ping me if you have any do...

I would like to help ping me if you have any doubts

130°
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Deal Cadet
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Hello Dimers

Desidime has given me a lot. Me and my friends had lot of fun and saved/earned quite a good amount. I would like to help in whatever way I could, because of the lockdown we are getting a lot of time, so let us use it in productive manner.

These days as the market is in free fall, many are worried about their mutual funds and SIPs, it is evident from some of the posts. So ping me if you have any doubts regarding your portfolio or post here if your doubt is general in nature as it would help others too.

Disclaimer : I am not a SEBI registered advisor/distributor.

14 Comments  |  
7 Dimers
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Deal Newbie
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I have 100% doubt
I don’t how anything about investment
Teach me

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Deal Cadet
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rkkhrwal680 wrote:

I have 100% doubt
I don’t how anything about investment
Teach me

Oh, that’s a real problem. I can tell you sources. Read a lot. Read about different types of mutual funds. Dig freefincal website. It’s pretty much messy, but you can find some free ebooks that will help you. Happy learning smile

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Blogger
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Appreciate it bhai. 🙂🙂🙂

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Deal Newbie
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@neo13 Suggest some good shares and MF to invest in this period.

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Deal Cadet
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harshit0509 wrote:

@neo13 Suggest some good shares and MF to invest in this period.

I am not an expert in share picking. I believe equity is for long term, like really long term 12+ years. Stocks have great volatility. Still if I had to pick something I would go with something like RIL, INFY etc. But ask yourselves these questions before you go
1. Do you have significant amount of capital to deploy to make meaningful gains?
2. Are you ready to pull back and book gains once you make handsome gains? Imagine you put 1 lakh now and after 2-3 years it grows to 2 or 3 lakhs and still moving upwards, then you need to fix a position and book gains and go on a nice vacation or make good use of money. Or you should be ready to hold on for really long term and have heart to see more crashes.
3. For MFs you can pick good index fund and pump money in stages. Like if you have 100, keep investing in 10s or 20s as no one knows when the market will stop falling.
But the best way to invest in MFs is planning your goals and asset allocation.

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Deal Subedar
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neo13 wrote:

I am not an expert in share picking. I believe equity is for long term, like really long term 12+ years. Stocks have great volatility. Still if I had to pick something I would go with something like RIL, INFY etc. But ask yourselves these questions before you go
1. Do you have significant amount of capital to deploy to make meaningful gains?
2. Are you ready to pull back and book gains once you make handsome gains? Imagine you put 1 lakh now and after 2-3 years it grows to 2 or 3 lakhs and still moving upwards, then you need to fix a position and book gains and go on a nice vacation or make good use of money. Or you should be ready to hold on for really long term and have heart to see more crashes.
3. For MFs you can pick good index fund and pump money in stages. Like if you have 100, keep investing in 10s or 20s as no one knows when the market will stop falling.
But the best way to invest in MFs is planning your goals and asset allocation.

But ask yourselves these questions before you go

R u comfortable seeing 30% drop in your portfolio, without worrying.
R u comfortable seeing blood in the street,
Why people lack conviction, because they just deploy their funds without thorough study of market or any MF schemes. Bear market rallies are always fast and furious. One become convince bottom is made and he will hear stories of stock going up 30 to 50% in 2 days.

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Deal Newbie
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neo13 wrote:

I am not an expert in share picking. I believe equity is for long term, like really long term 12+ years. Stocks have great volatility. Still if I had to pick something I would go with something like RIL, INFY etc. But ask yourselves these questions before you go
1. Do you have significant amount of capital to deploy to make meaningful gains?
2. Are you ready to pull back and book gains once you make handsome gains? Imagine you put 1 lakh now and after 2-3 years it grows to 2 or 3 lakhs and still moving upwards, then you need to fix a position and book gains and go on a nice vacation or make good use of money. Or you should be ready to hold on for really long term and have heart to see more crashes.
3. For MFs you can pick good index fund and pump money in stages. Like if you have 100, keep investing in 10s or 20s as no one knows when the market will stop falling.
But the best way to invest in MFs is planning your goals and asset allocation.

Yes I am ready for all of this , I am just looking for good shares to invest in.

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harshit0509 wrote:

Yes I am ready for all of this , I am just looking for good shares to invest in.

No you are not ready if you need to ask about good shares to invest in. My simple advice,invest in index MF or buy niftybees shares on every big fall in coming weeks. sunglasses

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Deal Newbie
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guest_999 wrote:

No you are not ready if you need to ask about good shares to invest in. My simple advice,invest in index MF or buy niftybees shares on every big fall in coming weeks. sunglasses

I already have a list , I am asking for 2nd opinion as no advice hurts…..we can learn only something new. And mainly I am investing in shares only , till now not purchased a single MF in this period……I have SIP going on in some MFs.

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harshit0509 wrote:

I already have a list , I am asking for 2nd opinion as no advice hurts…..we can learn only something new. And mainly I am investing in shares only , till now not purchased a single MF in this period……I have SIP going on in some MFs.

Bro I have seen people losing lakhs based on advice given in forums/twitter,if it works well then everything is fine but if it is not then yes an advice can hurt real bad. Remember when you need serious medical help then you ask for professional doctor advice & not neighbourhood uncle/aunty. There is a reason the op mentioned this in his post “Disclaimer : I am not a SEBI registered advisor/distributor.” because that means he is not responsible for even a little bit for any advice given by him.

If you really want to learn then you should not be asking for advice but rather discuss your selected company balance sheets/quarter results/shareholding pattern & its technicals which knowledgeable members here actually do. In the end it is your money so your choice & who knows depending on your luck you may even make a good profit from such advice but I have given my honest opinion at least.

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Deal Cadet
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guest_999 wrote:

Bro I have seen people losing lakhs based on advice given in forums/twitter,if it works well then everything is fine but if it is not then yes an advice can hurt real bad. Remember when you need serious medical help then you ask for professional doctor advice & not neighbourhood uncle/aunty. There is a reason the op mentioned this in his post “Disclaimer : I am not a SEBI registered advisor/distributor.” because that means he is not responsible for even a little bit for any advice given by him.

If you really want to learn then you should not be asking for advice but rather discuss your selected company balance sheets/quarter results/shareholding pattern & its technicals which knowledgeable members here actually do. In the end it is your money so your choice & who knows depending on your luck you may even make a good profit from such advice but I have given my honest opinion at least.

Yup. That’s why I did not give any advice on stocks. All I wanted to see whether people are following goal based investing or not. This crash is very good time to learn about goals and asset allocation. In MFs it is not fund selection that is important, what matters most is deciding about exit time and planning for that exit without losing profits.

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Entertainer
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I need help. I need money to invest. Plz send money to my account. Minimum 10 lkh🥺thanks in advance 🥰🥰

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Deal Newbie
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guest_999 wrote:

Bro I have seen people losing lakhs based on advice given in forums/twitter,if it works well then everything is fine but if it is not then yes an advice can hurt real bad. Remember when you need serious medical help then you ask for professional doctor advice & not neighbourhood uncle/aunty. There is a reason the op mentioned this in his post “Disclaimer : I am not a SEBI registered advisor/distributor.” because that means he is not responsible for even a little bit for any advice given by him.

If you really want to learn then you should not be asking for advice but rather discuss your selected company balance sheets/quarter results/shareholding pattern & its technicals which knowledgeable members here actually do. In the end it is your money so your choice & who knows depending on your luck you may even make a good profit from such advice but I have given my honest opinion at least.

I know all of this…..who says that trust everything someone says. Always listen to everyone but do what you want to (as simple as that) , this is simply a discussion….don’t take so seriously bro. And I think you should listen to neighborhood uncle/aunty as maybe you can get to know something useful. And don’t always trust professionals only , they are professionals keep that in mind also (their goal is to earn money and nothing else) whereas these advice sometimes works really as some people give their honest opinion and suggestion.

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harshit0509 wrote:

I know all of this…..who says that trust everything someone says. Always listen to everyone but do what you want to (as simple as that) , this is simply a discussion….don’t take so seriously bro. And I think you should listen to neighborhood uncle/aunty as maybe you can get to know something useful. And don’t always trust professionals only , they are professionals keep that in mind also (their goal is to earn money and nothing else) whereas these advice sometimes works really as some people give their honest opinion and suggestion.

I don’t know what to say bro when a stranger seems more serious to you about your money than yourself. Good luck finding good advice,that will be all from my side.Bye & take care.

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