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ICICI amazon card is useless

471°
Super Stud
InvestPotato

We usually get amazon gift cards for more than a 5% discount. so amazon icici card is useless.
merchant transaction cashback is 3% only

Personal thoughts. many are going violent for small topic.

I just wanted to compare this with the add money offer going on know, and the other credit cards.
I own the card and will keep it for lifetime but the card is not that useful as other cards and amazon gift card discounts.

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Deal Cadet Deal Cadet
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where to buy giftcards with discount ?

Pro Critic Pro Critic
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Mobikwik – 5% using supercash
Magicpin – 5% using points + additional 10% cb upto 75 rs for paying via OLA postpaid.

Analyst Analyst
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1% extra cash back on all transactions is good one… Purchase GVs from mpin , so total 6% off

Deal Cadet Deal Cadet
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WHAT IS MPIN…?

HOW TO BEST WAY USAGES OF AMAZON ICICI CREDIT CARD

Helpful Helpful
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.

Pro Critic Pro Critic
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Which credit card offers better discount on Amazon gift cards?

Mobile Guru Mobile Guru
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So u wanted to purchase an item worth 1 lakh on amazon
From where you think u can source that much GV in a very short period of time? stuck_out_tongue
Also Apay ICICI is LTF, so no harm in having it

Pro Entertainer Pro Entertainer
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why to give handkerchief to every cry baby
when they have it they don’t understand
when they understand they don’t have it
let them sulk
the desire and thirst for more never ends

Deal Cadet Deal Cadet
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You need to be smart to use Amazon pay icici card….you can always combine card offer of 1% at places which as per you getting regular offer of 5% or 10%

Cool Cool
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give it to me , i will use

Deal Subedar Deal Subedar
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smile
Super Stud Super Stud
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nice comments laughing laughing
I dont think so I will purchase 1 lakh product from amazon at a go.
I said this because if I can get 10% off in gift cards like load 3000 get 300. 1% doesn’t make a significant amount (true dimer even won’t lose this opportunity stuck_out_tongue)
I am saying loosely. it is not usable directly in most cases.

Deal Subedar Deal Subedar
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Man what a great logic you have. Just because something is not useful for yourself, you simply assume its waste. Amazon ICICI CC gives 5% CB to amazon products (except few). On other merchants accepting amazon pay, we get 2% cb. To top it up, its LTF and no joining fee is applied.
Note: Unlike you, many people purchase tens of thousands of products from amazon. So its more than useful for them . After all flat 5% cashback with no limit is exceptionally good.

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Deal Cadet Deal Cadet
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Hello Guys, I have SBI simply click Credit card and it gives me Reward points as well. I usually get Rs 500 from 2000 reward points like every 2-3 months. Is ICICI Apay is good for me ? I shop mostly on amazon

SBI CC benefits
>Earn 1 reward point on every Rs.100 spent on the card.
>Get 10 times more reward points for online purchases made at partner stores including Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
>5X reward points on all other online spends

Deal Subedar Deal Subedar
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I have both cards ,u should have apay also becoz it gives 1% on all transactions other than5% rewards and 750 on card approval so go for apay

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Pro Tech Guru Pro Tech Guru
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You have to involve yourself in drama to procure Amazon voucher at discount (5-10%)

But with this card, you earn 5% back and you can combine other offers.
With a gift card, you can’t even combine bank offers.

Community Angel Community Angel
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Rewards points for any other credit card have very limited usage. You can use them only to redeem whatever is mentioned on the bank’s website. But with amazon pay balance you can do a whole lot more comparatively. A lot of vendors support amazon pay now. Every kind of bill payment is also available. With other rewards, you are forced to redeem them generally for things which you don’t need or which are available elsewhere for cheap. An example is booking flight tickets, which can be booked via other aggregators with some or the other offer.
This way, I find the amazon pay icici card very useful. I have to start using it go get a clearer picture.

Analyst Analyst
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You are up to the point and to add to it other cards there is a redemption charge of Rs. 25 added per redemption.
While apay amount is like free cash redeemed automatically every month.

Critic Critic
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Do ICICi asks for income statement for Amazon credit card ? I’ve a savings account with them.

Deal Cadet Deal Cadet
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Their executive only took pics of aadhar and pan on their mobile phone when they came to collect documents. Thats it.

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Blogger Blogger
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if u use a card less its certainly useless to you not so much for others.

Blogger Blogger
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if u use a card less its certainly useless to you not so much for others.

Deal Lieutenant Deal Lieutenant
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Requirements to get Amazon ICICI Credit Card?

Deal Cadet Deal Cadet
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This is the only card where they didn’t ask for any income docs.Their executive scanned the aadhar and pan card on the icici app and uploaded the docs.
After 2-3 days, card approved and received card in 7 days.

surprisingly it has high limit and is exactly same as my hdfc regalia card, not sure how they found that out since there was no query on cibil also.

in any case, this is a very good card with LTF and 5% unlimited amazon pay cashback on amazon spends.

Deal Lieutenant Deal Lieutenant
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Which city? Because I am a college student but I kind of need this card and I dont have a pay slip

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Deal Cadet Deal Cadet
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Wanna apply APay card. I dont have regular income. I hold ltf icici card for last 15+ years. Can i get Apay without Aadhar and Income docs ? Dont wanna give Aadhar, havent given anywhere till now, except IT. Cibil 780+

Pro Critic Pro Critic
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Try. Your best bet is to get approved automatically based on your existing ICICI card. Usually they approve APay card if you have an existing ICICI credit card.

If they require you to submit the documents then you are in trouble.

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