ICICI amazon card is useless

ICICI amazon card is useless

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Deal Cadet
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We usually get amazon gift cards for more than a 5% discount. so amazon icici card is useless.
merchant transaction cashback is 3% only

Personal thoughts. many are going violent for small topic.

I just wanted to compare this with the add money offer going on know, and the other credit cards.
I own the card and will keep it for lifetime but the card is not that useful as other cards and amazon gift card discounts.

40 Comments  |  
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Deal Newbie
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where to buy giftcards with discount ?

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Analyst
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1% extra cash back on all transactions is good one… Purchase GVs from mpin , so total 6% off

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Critic
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Which credit card offers better discount on Amazon gift cards?

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geni wrote:

where to buy giftcards with discount ?

Mobikwik – 5% using supercash
Magicpin – 5% using points + additional 10% cb upto 75 rs for paying via OLA postpaid.

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Deal Major
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So u wanted to purchase an item worth 1 lakh on amazon
From where you think u can source that much GV in a very short period of time? stuck_out_tongue
Also Apay ICICI is LTF, so no harm in having it

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Deal Cadet
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You need to be smart to use Amazon pay icici card….you can always combine card offer of 1% at places which as per you getting regular offer of 5% or 10%

A2z1
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getready wrote:

So u wanted to purchase an item worth 1 lakh on amazon
From where you think u can source that much GV in a very short period of time? stuck_out_tongue
Also Apay ICICI is LTF, so no harm in having it

why to give handkerchief to every cry baby
when they have it they don’t understand
when they understand they don’t have it
let them sulk
the desire and thirst for more never ends

4onrgc1
Deal Subedar
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give it to me , i will use

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Deal Cadet
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nice comments laughing laughing
I dont think so I will purchase 1 lakh product from amazon at a go.
I said this because if I can get 10% off in gift cards like load 3000 get 300. 1% doesn’t make a significant amount (true dimer even won’t lose this opportunity stuck_out_tongue)
I am saying loosely. it is not usable directly in most cases.

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DealBroker23 wrote:

nice comments laughing laughing
I dont think so I will purchase 1 lakh product from amazon at a go.
I said this because if I can get 10% off in gift cards like load 3000 get 300. 1% doesn’t make a significant amount (true dimer even won’t lose this opportunity stuck_out_tongue)
I am saying loosely. it is not usable directly in most cases.

Man what a great logic you have. Just because something is not useful for yourself, you simply assume its waste. Amazon ICICI CC gives 5% CB to amazon products (except few). On other merchants accepting amazon pay, we get 2% cb. To top it up, its LTF and no joining fee is applied.
Note: Unlike you, many people purchase tens of thousands of products from amazon. So its more than useful for them . After all flat 5% cashback with no limit is exceptionally good.

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DaBomb wrote:

Man what a great logic you have. Just because something is not useful for yourself, you simply assume its waste. Amazon ICICI CC gives 5% CB to amazon products (except few). On other merchants accepting amazon pay, we get 2% cb. To top it up, its LTF and no joining fee is applied.
Note: Unlike you, many people purchase tens of thousands of products from amazon. So its more than useful for them . After all flat 5% cashback with no limit is exceptionally good.

as I mentioned, I said it loosely, remain calm, I am saying in respect to the offers I get with amazon gift card.
I have icici card and will keep it. Joining bonus is enough for someone to use that offer.
Nowadays people become angry in small discussion, I dont know what is going on. icici cards have fuel offers and movie offers too, i know that too.
I just made a comparision with the ongoing add money offer.

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DealBroker23 wrote:

as I mentioned, I said it loosely, remain calm, I am saying in respect to the offers I get with amazon gift card.
I have icici card and will keep it. Joining bonus is enough for someone to use that offer.
Nowadays people become angry in small discussion, I dont know what is going on. icici cards have fuel offers and movie offers too, i know that too.
I just made a comparision with the ongoing add money offer.

I am as cool as cucumber. I just wrote what i felt. ICICI APay is one of the best card i have seen in a while and unlike few bank, icici cards are available in tier 2 cities too. What else users need.
Note: After getting Amazon ICICI cc, i dont use gift card at all unless i get it @ 10% off or for utility bill payment.

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Deal Cadet
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Hello Guys, I have SBI simply click Credit card and it gives me Reward points as well. I usually get Rs 500 from 2000 reward points like every 2-3 months. Is ICICI Apay is good for me ? I shop mostly on amazon

SBI CC benefits
>Earn 1 reward point on every Rs.100 spent on the card.
>Get 10 times more reward points for online purchases made at partner stores including Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
>5X reward points on all other online spends

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charmi2008 wrote:

Hello Guys, I have SBI simply click Credit card and it gives me Reward points as well. I usually get Rs 500 from 2000 reward points like every 2-3 months. Is ICICI Apay is good for me ? I shop mostly on amazon

I have both cards ,u should have apay also becoz it gives 1% on all transactions other than5% rewards and 750 on card approval so go for apay

Ori
Deal Major
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You have to involve yourself in drama to procure Amazon voucher at discount (5-10%)

But with this card, you earn 5% back and you can combine other offers.
With a gift card, you can’t even combine bank offers.

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Deal Hunter
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Rewards points for any other credit card have very limited usage. You can use them only to redeem whatever is mentioned on the bank’s website. But with amazon pay balance you can do a whole lot more comparatively. A lot of vendors support amazon pay now. Every kind of bill payment is also available. With other rewards, you are forced to redeem them generally for things which you don’t need or which are available elsewhere for cheap. An example is booking flight tickets, which can be booked via other aggregators with some or the other offer.
This way, I find the amazon pay icici card very useful. I have to start using it go get a clearer picture.

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Do ICICi asks for income statement for Amazon credit card ? I’ve a savings account with them.

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cadence wrote:

Do ICICi asks for income statement for Amazon credit card ? I’ve a savings account with them.

Their executive only took pics of aadhar and pan on their mobile phone when they came to collect documents. Thats it.

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Deal Subedar
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if u use a card less its certainly useless to you not so much for others.

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Deal Subedar
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if u use a card less its certainly useless to you not so much for others.

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watever wrote:

Their executive only took pics of aadhar and pan on their mobile phone when they came to collect documents. Thats it.

When I completed the online application it mentioned that I need to show ITR/Salary slip.

Later when I received the mail, they only mentioned Adhaar.

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cadence wrote:

When I completed the online application it mentioned that I need to show ITR/Salary slip.

Later when I received the mail, they only mentioned Adhaar.

I had asked the executive if they needed the income documents coz i had them but they said it is not required.

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watever wrote:

I had asked the executive if they needed the income documents coz i had them but they said it is not required.

How many days after applying did ICICI agent contact you?

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cadence wrote:

How many days after applying did ICICI agent contact you?

Next day after applying documents were collected and after few days card was visible in my ICICI iMobile app and in my Amazon account. In one week received the card at home.

P.S: I also have ICICI Bank savings account.

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Deal Cadet
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Requirements to get Amazon ICICI Credit Card?

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Deal Newbie
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This is the only card where they didn’t ask for any income docs.Their executive scanned the aadhar and pan card on the icici app and uploaded the docs.
After 2-3 days, card approved and received card in 7 days.

surprisingly it has high limit and is exactly same as my hdfc regalia card, not sure how they found that out since there was no query on cibil also.

in any case, this is a very good card with LTF and 5% unlimited amazon pay cashback on amazon spends.

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raj7254 wrote:

This is the only card where they didn’t ask for any income docs.Their executive scanned the aadhar and pan card on the icici app and uploaded the docs.
After 2-3 days, card approved and received card in 7 days.

surprisingly it has high limit and is exactly same as my hdfc regalia card, not sure how they found that out since there was no query on cibil also.

in any case, this is a very good card with LTF and 5% unlimited amazon pay cashback on amazon spends.

Which city? Because I am a college student but I kind of need this card and I dont have a pay slip

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