ICICI excess debit entry charges

Bank

Debit Entries Charged

Free Debit Entries

Charges Over Limit
-————————————————————
SBI

All debits excluding ATM and
internet banking

30 every 6 month

Rs 5 each entry

Indian Bank

All debits from account
and ATM withdrawals

50 every year

Rs 6 each entry

Corporation Bank

All kinds of withdrawals

50 every 6 month

Rs 2.50 each withdrawal

ICICI Bank

Charges apply on NEFT to
non-ICICI accounts

12 every quarter

Rs 60 each transaction

Punjab National Bank

All debits (separate charges
for NEFT & RTGS)

50 every quarter

Rs 1 each transaction

@chmohit025379 I don’t think so that there shld be any charges. It is better to confirm the same via ICICI support team as there r different savings a/cs with diff. privileges. Please mention ur savings account.
Do update us here.

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

Imps in icici costs rs 5 + ST

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

That’s why digi savings is good, free account, free transfer, 7% interest, Fund through other bank debit cards as well

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

@A2Zdeals wrote:

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

That’s why digi savings is good, free account, free transfer, 7% interest, Fund through other bank debit cards as well

wats digi savings

@hackerboys wrote:

“@A2Zdeals”: wrote:

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

That’s why digi savings is good, free account, free transfer, 7% interest, Fund through other bank debit cards as well

wats digi savings

https://www.dbs.com/digibank/in/digisaving...ml

@disclaimer wrote:

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

Clearly mentioned under Schedule of charges. Free only for higher variants and salary accounts. Yesbank/KMB provide free NEFT/imps through Netbanking.

ICICI levies NEFT charges on Salary Account also.

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

LOL! Other than Bank of Baroda I haven’t come across any bank which doesn’t charge extra for NEFT and IMPS services! However I do see that few other banks are mentioned as well which don’t charge extra. That’s the reason I still keep my BoB account alive, even though I hate almost everything else about the bank to my core.

IOB – IMPS free, NEFT paid.

@ithehappy wrote:

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

LOL! Other than Bank of Baroda I haven’t come across any bank which doesn’t charge extra for NEFT and IMPS services! However I do see that few other banks are mentioned as well which don’t charge extra. That’s the reason I still keep my BoB account alive, even though I hate almost everything else about the bank to my core.

Kotak is almost free … imps is free … neft not tried

@panchabhut wrote:

@disclaimer wrote:

@hackerboys wrote:

icici charged me for NEFT , i transferred 60 rs and they deducted 3 rs ….
wat is the use then …
same is in IMPS if i send 60 they would have deducted 3 rs and reciever would have got immediately

Clearly mentioned under Schedule of charges. Free only for higher variants and salary accounts. Yesbank/KMB provide free NEFT/imps through Netbanking.

ICICI levies NEFT charges on Salary Account also.

@Magus wrote:

IOB – IMPS free, NEFT paid.

wow thats strange