ICICI Pockets Stoped Zero Balance Account

ICICI Pockets Stoped Zero Balance Account

Score: 2 Votes: 2
Score: 2 Votes: 2
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Form Dec 1 2015 ICICI Bank stoped providing zero balance savings account from there pocket wallet.
Now they are providing rs 5000 minimum balance account from app.

Pockets Savings Account

Pockets by ICICI Bank is a unique all-in-one offering that gives you benefits of an app, a card and a Savings Account in one go. This cool wallet can be instantly downloaded on your mobile and you can immediately start using it for payments. Also, apply for the Rs 5000 balance Savings Account (w.e.f. December 1, 2015) from your app to get higher transaction limits, open deposits and get your debit card. You will need to have your documents ready and we will open your Pockets Savings Account through our super quick Tab Banking facility.

Key Features of Pockets Savings Account:
Single user ID for Savings Account as well as Pockets account
Rs 5000 Balance Savings Account (w.e.f. December 1, 2015)
Free monthly E-mail statement
Customised Pocket Debit Card with offers
Free NEFT transactions
Free 10 leaves cheque book in a yearValue added benefits

Source: icici website

21 Comments  |  
9 Dimers
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Sad
Even for my zero balance account I am being charged debitcard fee every now and then, dunno why

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@getready wrote:

Sad
Even for my zero balance account I am being charged debitcard fee every now and then, dunno why


Every now ? Wht do u mean ?

My account got activated on nov 27 and till now i didn’t received debit card and cheque book

Nature
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is it for POCKETS wallet?

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@Troll wrote:

@getready wrote:

Sad
Even for my zero balance account I am being charged debitcard fee every now and then, dunno why


for virtual card ? https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

http://www.icicibank.com/managed-assets/Pockets...


No
pockets debit card
I have only used ATM for like 2 or 3 times till now
Mostly all are online transactions
There’s a debit card fee of 150rs per annum, that isn’t charged yet but I was charged around 105rs few days back. In the description it said debitcard fee

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Duplicate post!

200w d
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@jerryn70 wrote:

@getready wrote:

Sad
Even for my zero balance account I am being charged debitcard fee every now and then, dunno why


Every now ? Wht do u mean ?

My account got activated on nov 27 and till now i didn’t received debit card and cheque book


you will receive checkbook in a week
And debit card, god knows
you need to keep on requesting them for that
I received my debit card after 40 odd days from my account activation date

It means I was charged like
debit card fee SEP15-OCT15 104.65
debit card free OCT 15-NOV15 -

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@prayasi wrote:

is it for POCKETS wallet?


yep

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@getready wrote:

@prayasi wrote:

is it for POCKETS wallet?


yep


i have yesterday made an request for physical card https://cdn2.desidime.com/assets/textile-editor/icon_cry.gif

is there anyway to get cancel it ?? as i don’t have saving account in ICICI bank it is compulsory to me as a non bank customer to maintain the pocket wallet with 5000 minimum ??

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@ripper wrote:

@getready wrote:

@prayasi wrote:

is it for POCKETS wallet?


yep


i have yesterday made an request for physical card https://cdn2.desidime.com/assets/textile-editor/icon_cry.gif

is there anyway to get cancel it ?? as i don’t have saving account in ICICI bank it is compulsory to me as a non bank customer to maintain the pocket wallet with 5000 minimum ??


physical card is different, works with pockets wallet money to transact online n offline
pockets savings acc debit card is usual Icici smart shopper debit card used to transact with savings acc balance

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@getready wrote:

@ripper wrote:

@getready wrote:

@prayasi wrote:

is it for POCKETS wallet?


yep


i have yesterday made an request for physical card https://cdn2.desidime.com/assets/textile-editor/icon_cry.gif

is there anyway to get cancel it ?? as i don’t have saving account in ICICI bank it is compulsory to me as a non bank customer to maintain the pocket wallet with 5000 minimum ??


physical card is different, works with pockets wallet money to transact online n offline
pockets savings acc debit card is usual Icici smart shopper debit card used to transact with savings acc balance


as a physical card is that require me to maintain balance ?? or is there any charge for physical card ? like annual maintenance ??

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@ripper wrote:

@getready wrote:

@ripper wrote:

@getready wrote:

@prayasi wrote:

is it for POCKETS wallet?


yep


i have yesterday made an request for physical card https://cdn2.desidime.com/assets/textile-editor/icon_cry.gif

is there anyway to get cancel it ?? as i don’t have saving account in ICICI bank it is compulsory to me as a non bank customer to maintain the pocket wallet with 5000 minimum ??


physical card is different, works with pockets wallet money to transact online n offline
pockets savings acc debit card is usual Icici smart shopper debit card used to transact with savings acc balance


as a physical card is that require me to maintain balance ?? or is there any charge for physical card ? like annual maintenance ??


no
as you’ve applied during promo, there wont be any maintenance charges [Atleast for 1st year]

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@getready wrote:

@jerryn70 wrote:

@getready wrote:

Sad
Even for my zero balance account I am being charged debitcard fee every now and then, dunno why


Every now ? Wht do u mean ?

My account got activated on nov 27 and till now i didn’t received debit card and cheque book


you will receive checkbook in a week
And debit card, god knows
you need to keep on requesting them for that
I received my debit card after 40 odd days from my account activation date

It means I was charged like
debit card fee SEP15-OCT15 104.65
debit card free OCT 15-NOV15 -


My doubt is they changed debit card p.a fee to per month https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

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@ripper
Physical card is vaild for 3 yrs.
1st year there is no chrg. 2nd yr onwards 114 rs p.a

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What about the accounts made before this change of TnCs?

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@SLAYER wrote:

What about the accounts made before this change of TnCs?


No change
They should be Zero Balance Accounts
Anyways you can call ICICI CC to confirm if your acc is Zero balance acc or not
They cant change the account type once it gets activated

Dochey
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@getready wrote:

@SLAYER wrote:

What about the accounts made before this change of TnCs?


No change
They should be Zero Balance Accounts
Anyways you can call ICICI CC to confirm if your acc is Zero balance acc or not
They cant change the account type once it gets activated


Are you sure?

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@SLAYER wrote:

What about the accounts made before this change of TnCs?


Wallet= No interest paid
Savings account: 4% interest on the amount added

So wallet account won’t have any min balance criteria.

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@DealLooter wrote:

@getready wrote:

@SLAYER wrote:

What about the accounts made before this change of TnCs?


No change
They should be Zero Balance Accounts
Anyways you can call ICICI CC to confirm if your acc is Zero balance acc or not
They cant change the account type once it gets activated


Are you sure?


Yep
Unless its a zero balance acc issued to corporate employees
Acc will be automatically converted to normal savings acc with 5k/10k mothly bal limit once they quit the job

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I’m a ICICI user and had spoke to CC few days back reg some issue. They informed that ICICI has changed their t&c and they will charge every icici customer with annual debit card fee even for zero balance saving account . i.e. every icici customer will have to pay debit card fees per year. I requested them to revert the charges but they refused my request .
so, i didn’t request pockets physical card as well even during this offer period. can’t take risk with icici and they will unnecessarily charge me in future for some other reasons .

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@vns11 wrote:

I’m a ICICI user and had spoke to CC few days back reg some issue. They informed that ICICI has changed their t&c and they will charge every icici customer with annual debit card fee even for zero balance saving account . i.e. every icici customer will have to pay debit card fees per year. I requested them to revert the charges but they refused my request .
so, i didn’t request pockets physical card as well even during this offer period. can’t take risk with icici and they will unnecessarily charge me in future for some other reasons .


Its not a new thing buddy. From the starting tym onwards Pockets savings account debit card has 150 p a charge

Missing