Is it a good thing to apply for credit card thr...

Is it a good thing to apply for credit card through thirdparty websites

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I have applied for credit card through credit mantri. Do you think it is wise thing to apply for credit cards through paisabazaar, creditmantri, wishfin etc websites?

Also suggest me some good credit cards which I can get on card to card basis.

Also what will be the limit of new card if we apply for a credit card on card to card basis? Will we get more limit than our existing card or less?

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4 Dimers
Lord of love radha and krishna by parth27 d5gnfyw %281%29
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It is completely personal, I personally feel directly applying on bank website or visiting the branch to apply a much better choice.

These 3rd party website treat you as low life, don’t know why, they don’t believe what you say and at times treat you like they are doing you a favour.

If you have a good credit history, good credit score and have nothing to hide then just go to the branch and apply.

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Unless yoh want to be bombarded with many loan, credit card and insurance messages avoid these sites, apply directly on bank site

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Thanks for the replies.

What about the credit cards which I can get on card to card basis and what will be limit of my card if I get the credit card on card to card basis? Will I get more limit than existing card or less?

Lord of love radha and krishna by parth27 d5gnfyw %281%29
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digitalworld wrote:

Thanks for the replies.

What about the credit cards which I can get on card to card basis and what will be limit of my card if I get the credit card on card to card basis? Will I get more limit than existing card or less?

Depends on bank and your credit profile

Which card you have and which card you want

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AnnamalaiNryaa wrote:

Depends on bank and your credit profile

Which card you have and which card you want

What is card to card basis? If applied online is there in person verification or anything? If so what documents are required?

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AnnamalaiNryaa wrote:

Depends on bank and your credit profile

Which card you have and which card you want

I have cards from ICICI, SBI and I want to apply for HDFC, axis, american express, RBL and CITI bank.

Does the above banks provide CC on card to card basis?

Lord of love radha and krishna by parth27 d5gnfyw %281%29
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Guy_Next_Door wrote:

What is card to card basis? If applied online is there in person verification or anything? If so what documents are required?

You can get a credit card based on another card, you require I’d proof address proof and salaryslip/itr while applying then there will be physical verification on multiple stages

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AnnamalaiNryaa wrote:

You can get a credit card based on another card, you require I’d proof address proof and salaryslip/itr while applying then there will be physical verification on multiple stages

Okk. How is it different from applying directly?

Lord of love radha and krishna by parth27 d5gnfyw %281%29
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For card on card you should submit your 1+ year card statement ( last 2 months) and front side of old card but if you apply directly you need ITR salary slip that’s all rest all process same

@Guy_Next_Door

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AnnamalaiNryaa wrote:

For card on card you should submit your 1+ year card statement ( last 2 months) and front side of old card but if you apply directly you need ITR salary slip that’s all rest all process same

@Guy_Next_Door

Okk. Got it. Thanks

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digitalworld wrote:

Thanks for the replies.

What about the credit cards which I can get on card to card basis and what will be limit of my card if I get the credit card on card to card basis? Will I get more limit than existing card or less?

May be and May be not
I have applied a kotak card with card of 4L limit and still got 50K limit
and i Have also applied an SBI card with no Documents and got 3L limit on it

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karanoshan wrote:

May be and May be not
I have applied a kotak card with card of 4L limit and still got 50K limit
and i Have also applied an SBI card with no Documents and got 3L limit on it

Sbi no document means not even I’d proof and address proof

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AnnamalaiNryaa wrote:

Sbi no document means not even I’d proof and address proof

Just aaaadhar card number

Lord of love radha and krishna by parth27 d5gnfyw %281%29
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digitalworld wrote:

I have cards from ICICI, SBI and I want to apply for HDFC, axis, american express, RBL and CITI bank.

Does the above banks provide CC on card to card basis?

Yes they provide CC on CC all depends on age of your existing card  , credit limit to available credit limit ratio your creditscore  across bureau

American Express. Needs salaryslip/ITR

Read this thread for more info

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