Kotak 811 - PVR gold credit card

Kotak 811 - PVR gold credit card

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Deal Cadet
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I got a call today from kotak saying that I’m eligible for a kotak pvr gold credit card.
No joining fees, annual fees.. it’s LTF it seems. And limit is 2.5 lacs it seems. And no document submission required.
I had just opened kotak 811 account in April this year, and maintain about average 1.5 K balance. No credit card till now. I told them that I’m a student and whether I’m eligible. They replied in the affirmative.
Any thoughts/experiences/advice about the card ?

5 Comments  |  
4 Dimers
White tiger toy bengal cub
Deal Cadet
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Don’t believe them, they said the same to me but now after getting card they are saying annual fees applicable

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Deal Cadet
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Annual fees is applicable on this and there is no waiver criteria also. Clearly mentioned on website. So dont trust sales chap blindly.

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Deal Cadet
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Corrected i mean it is not a free card.
I use to hold this card. With so many one plus one offers. Reward value is of half of what they claim.

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Deal Cadet
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Waste card.. Without spending u won’t get pvr cinema tickets & its not free.. They’ll say so many things & Offers. All are False. Check Kotak Website. You yourself said u r student & MAB is 1.5K,that means they won’t offer lifetime free unless untill ur MAB is 50K+ & based on Credit Card Spends after sometime of using it

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