Kotak Royal Signature Credit Card ?

Kotak Royal Signature Credit Card ?

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Does anyone have this specific credit card? If yes, any advantages of it over Amex or Diners Premium?

17 Comments  |  
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Che smiling1
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Baba ji, having credit card is good. I got a call from kotak for a credit. I dont know if they were talking about this royal card. But hands down, amex and diners club cards are better anytime. U shall be safe and protected anytime if any fraud happens. Yesterday got a call from amex to increase my credit limit. Avoid any psu banks cards.

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asoka wrote:

Baba ji, having credit card is good. I got a call from kotak for a credit. I dont know if they were talking about this royal card. But hands down, amex and diners club cards are better anytime. U shall be safe and protected anytime if any fraud happens. Yesterday got a call from amex to increase my credit limit. Avoid any psu banks cards.

OK, thank you Asoka the great.

Che smiling1
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Budhe-Baba wrote:

OK, thank you Asoka the great.

No issues. Btw, mujhey bhi koi naam se nahi bulata yahan. Baba bulate hai reyansh baba. Pata nahi kya problem hai in logon ka? Real name bhi kharab nhi hai par fir bhi…

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I do have this card, but considering rewards and offers, it won’t stand anyway near to Amex of diners. Having said that, it does have lounge access and few other tiny offerings which won’t matter that much compared to Amex.

Still no harm if you’re getting this ltf with no spend based waiver conditions

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asoka wrote:

No issues. Btw, mujhey bhi koi naam se nahi bulata yahan. Baba bulate hai reyansh baba. Pata nahi kya problem hai in logon ka? Real name bhi kharab nhi hai par fir bhi…

Ye to mein keh nahi sakta ki kya problem hai. Reyansh kyu bulate hain, ye naam to nahi likha hua hai?

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dev007 wrote:

I do have this card, but considering rewards and offers, it won’t stand anyway near to Amex of diners. Having said that, it does have lounge access and few other tiny offerings which won’t matter that much compared to Amex.

Still no harm if you’re getting this ltf with no spend based waiver conditions

I will skip then. No point complicating life with multiple cards.

Che smiling1
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Budhe-Baba wrote:

Ye to mein keh nahi sakta ki kya problem hai. Reyansh kyu bulate hain, ye naam to nahi likha hua hai?

Reyansh ya mera user name asoka has same meaning. KING!

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asoka wrote:

Reyansh ya mera user name asoka has same meaning. KING!

Reyansh means Asoka? I did not know that.

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asoka wrote:

Baba ji, having credit card is good. I got a call from kotak for a credit. I dont know if they were talking about this royal card. But hands down, amex and diners club cards are better anytime. U shall be safe and protected anytime if any fraud happens. Yesterday got a call from amex to increase my credit limit. Avoid any psu banks cards.

Kotak is private bank, not PSU.

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Having it, got for free.. Using it for only Bms 500 movie ticket offer.
Rest no great benefits

Che smiling1
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_One_Miller_ wrote:

Kotak is private bank, not PSU.

I never said that kotak comes under PSU. Dont remind me of @A2Zdeals bangdu.

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I don’t see any advantage of this card over Amex or Diners Premium. You can get this card as backup card where Amex or Diners are not accepted. There are better cards available in market. Refer below webpage for list of best credit cards in India for 2019:

https://cardinfo.in/best-credit-cards-of-2019-i...

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asoka wrote:

I never said that kotak comes under PSU. Dont remind me of @A2Zdeals bangdu.

Ab aap Aeroplan ko chain se stop karne ki baat kar rahe ho.. Baat chal rahi hai Kotak CC ki aur aap bole avoid psu bank CC. Yeh bhi koi baat hui..

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_One_Miller_ wrote:

Ab aap Aeroplan ko chain se stop karne ki baat kar rahe ho.. Baat chal rahi hai Kotak CC ki aur aap bole avoid psu bank CC. Yeh bhi koi baat hui..

Aur @A2Zdeals ko bangdu kaiko bola be…

A2z1
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Budhe-Baba wrote:

I will skip then. No point complicating life with multiple cards.

Kotak cards have poor reward structure
Nowhere comparable to amex/diners
Any day avoidable

15359988
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ALWAYS check the fine print.. They called to offer us SBI credit card and it was the one that cost rs3999 per year.. She was like but you get voucher for rs3000 right away.. A flight discount voucher.. Useless unless you use it at particular site and you are travelling.. Also you had to spend like 4L on it an year to reduce that yearly charges..

So we called and said we want the rs500 credit card.. Which did not have the flight voucher and stuff.. maybe if you planned to use it a lot and rack up lakhs of monthly charges it might be useful..

But even the rewards.. Amazon gives 10% every month upto 100.. So that’s 1200 you can save a month from shopping.. But it is not free money.. You have to spend 12000 an year an year on shopping!!!!

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stella.dmonte654 wrote:

Having it, got for free.. Using it for only Bms 500 movie ticket offer.
Rest no great benefits

Bms 500? How to avail this offer?

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