Kotak Royal Signature Credit Card ?

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Budhe-Baba

Does anyone have this specific credit card? If yes, any advantages of it over Amex or Diners Premium?

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Deal Subedar Deal Subedar
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Baba ji, having credit card is good. I got a call from kotak for a credit. I dont know if they were talking about this royal card. But hands down, amex and diners club cards are better anytime. U shall be safe and protected anytime if any fraud happens. Yesterday got a call from amex to increase my credit limit. Avoid any psu banks cards.

Critic Critic
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OK, thank you Asoka the great.

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Deal Subedar Deal Subedar
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I do have this card, but considering rewards and offers, it won’t stand anyway near to Amex of diners. Having said that, it does have lounge access and few other tiny offerings which won’t matter that much compared to Amex.

Still no harm if you’re getting this ltf with no spend based waiver conditions

Critic Critic
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I will skip then. No point complicating life with multiple cards.

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Deal Subedar Deal Subedar
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Having it, got for free.. Using it for only Bms 500 movie ticket offer.
Rest no great benefits

Deal Cadet Deal Cadet
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Bms 500? How to avail this offer?

Deal Cadet Deal Cadet
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I don’t see any advantage of this card over Amex or Diners Premium. You can get this card as backup card where Amex or Diners are not accepted. There are better cards available in market. Refer below webpage for list of best credit cards in India for 2019:

https://cardinfo.in/best-credit-cards-of-2019-i...

Analyst Analyst
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ALWAYS check the fine print.. They called to offer us SBI credit card and it was the one that cost rs3999 per year.. She was like but you get voucher for rs3000 right away.. A flight discount voucher.. Useless unless you use it at particular site and you are travelling.. Also you had to spend like 4L on it an year to reduce that yearly charges..

So we called and said we want the rs500 credit card.. Which did not have the flight voucher and stuff.. maybe if you planned to use it a lot and rack up lakhs of monthly charges it might be useful..

But even the rewards.. Amazon gives 10% every month upto 100.. So that’s 1200 you can save a month from shopping.. But it is not free money.. You have to spend 12000 an year an year on shopping!!!!

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