Lossses in MF? When should i invest more,
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Hi,
I recently invested in MF after the MF rates were 3 months low. Now It becomes 12 months low and lost around 7%
Should I wait more 5-6 more* days to invest the next batch to minimize the down percentage?
Dow Jones 8% low, so stocks will go down tomorrow i guess
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Situation in India is much better than US, at least the poor have some kind of healthcare system to rely on, unlike the US
Which Mutual funds bhai???
axis bluechip
7% loss is good when nifty shed 25%
depends upon which kind of money you have to dispense
if its extra that you wont be needing anytime soon, keep investing
if not, stop adding more till market stabilize
Mine 14℅ down start investment from December…
2.7 years in MF and 18k in losses – https://prnt.sc/...up
FD in trusted bank are safest.
NPS is down too approx -12%.
yes lost 12k in one month in tier 2
about 15k in tier 1
Has anybody invested fd in sfb like fincare utkarsh etc
i bought AXIS Blue Chip and AXIS Midcap
just keep investing 10-15 of your total amount on each fall
I think there is much more downside to this, and i also feel in the coming years markets wont scale the heights they scaled in past
I was thinking to wait atleast for a week as the virus will spread more for sure.
Before the graph goes down we can only flatten the graph as per WHO.
market down today too, Now total loss stands 14%
Dow Jones opened in -ve trend.
Don’t worry. You can’t do much now. Time to pull out your money from these instruments has long gone. Nothing you can do about it. These will recover as market recover. Don’t stop your SIP, keep investing.
Best piece of advice. Get some lump sum money and buy stock of any fundamentally strong companies. Companies like Reliance Industries, HDFC Bank, ICICI Bank, Infosys, Bosch, Titan, Nestle etc. These are already 25-40% down. They may go further 5-20% down but it’s hard to time the market so don’t wait for the absolute bottom. Better buy 25% of your capital at every dip. You can’t go wrong with these shares. You will easily make ~25-30% returns within a year or so. or probably more.
Second best piece of advice. If you are not comfortable with buying shares then invest more in your fav mutual fund. 25% at each dip. Returns will be lower than shares but still pretty solid.
True…my MF portfolio was 13% green, it’s 24% red now.
I have not withdrawn anything and also not comfortable with buying shares.
I am investing lump sum amounts in some MFs at regular intervals.
Market may recover soon when corona gets in control.
Is it better to opt for Niftybees?
Niftybees is good but the problem is with liquidity. If you are withdrawing funds with mass public then you may face issue with liquidity. That’s a common problem with ETFs. Except this it’s good.
@Roushh Sorry for asking noobie questions & going out of topic, we are currently having a SIP in HDFC small cap with a broker here. Seeing, the current conditions we were planning to pause SIP for sometime. Is it possible to pause SIP If it’s with broker? Also, can we stop SIP and anytime & hold money in SIP till we recover loss or it’s mandatory to withdraw money after stopping SIP?
is time to invest lumpsum,
No problem with SIP do not skip is installment if delaying invest double SIP amount for better returns..
Thanks for the advice @DealBroker23 & @Roushh actually this is our first time investment (in mutual funds) that’s why we were quite confuse. Wouldn’t be able to increase the amount however will surely keep it going thanks a lot once again guys for clearing my doubt. 
I will give you a simple solution. Say your SIP costs you x rupees. So, you gonna stop that SIP. Divide that amount into 10 equal parts. And on every fall you gonna invest one part only. And in a month you ll invest X rupees, make sure of that. This is not a rocket science. You should be able to allow yourself to buy at lower prices. 🙂🙂🙂🙂 For your efforts you ll be handsomely rewarded
As someone who’s lived through the massive losses of 2008 crash, I’d argue it’s better to get out of the market for now & see how the real (world) economy stabilizes. It obviously depends on your capacity to take losses, but make no mistake it will get much much worse before it gets better. In that sense a 10% loss now is better than a possible 40% loss down the line. Even when you take the power of “averaging” IMO it’s better to observe how the markets behave & then invest strategically.
This crisis is actually much worse than 2008, it is IMO Black plague + Spanish Flu + Great Depression rolled into one. For instance towards the end of Great Depression we had the WWII, there was some overlap, but the key factor is that the War enabled the US & much of Western Europe to get out of Depression. Here as more people stay inwards, the (global) economy will tank even further.
I wish we could punish China for letting nCoV out as they did, but that’s in the past. We now have to take care of the affected & minimize deaths → that is priority no.1
Here’s a good video about how the contagion will unroll, not only in the US but everywhere! As with financial investments or advise though, don’t believe any random stranger on the internet like me, research as much as you can & make your own informed decision. The only thing you should take away with you is the experiences of others, like me & how that’ll let you make better decisions.