March 2020 HDFC credit card spend based offer

March 2020 HDFC credit card spend based offer

143°
Missing
Deal Cadet
51
800
5

This month also I received spend based offer , 5000gv of fk/bms/bigbazar/lifestyle/yatra on spend of 52000….5th times in a row I received the offer mail…1st month I ignored…next three month I reached the target spend …got the fk gv of 5000 for 2nd month…yet to receive for 3rd and 4th..

30 Comments  |  
20 Dimers
Missing
Deal Cadet
51
800
5

My card is regalia first

Missing
Deal Cadet
52
185
7

Even i have same card never got any sms of offers

Missing
Deal Subedar
5
2124
30

For 1st 4 months they sent me offer to spend 1.5 lakhs and get 5k. Since last months they’re sending me spend 1.73 lakhs to get 5k.

Who can spend so much every month?

Missing
Deal Cadet
174
526
5
sardasa wrote:

For 1st 4 months they sent me offer to spend 1.5 lakhs and get 5k. Since last months they’re sending me spend 1.73 lakhs to get 5k.

Who can spend so much every month?

Haha, same with me. The more you spend, they increase the limit next time. I did not utilize offer last month, hoping the spend requirements come down for next ones. stuck_out_tongue

Missing
Deal Subedar
5
2124
30
Expand
MTRIP wrote:

Haha, same with me. The more you spend, they increase the limit next time. I did not utilize offer last month, hoping the spend requirements come down for next ones. stuck_out_tongue

True. Will not spend it anymore to avail these offers. It’s just too much to spend and later on might get reported to IT dept by HDFC themselves.

Missing
Deal Cadet
51
800
5

My target spend was 42,42,42,52,52 for these 5 months..I have limit of 3.90L

Missing
Deal Subedar
110
1609
86

I also had regalia first, got 2 months back. Not receiving any such offer…

Missing
Deal Cadet
67
393
4
Expand
MTRIP wrote:

Haha, same with me. The more you spend, they increase the limit next time. I did not utilize offer last month, hoping the spend requirements come down for next ones. stuck_out_tongue

Implemented the same but they increased the spend amount. sob

Missing
Deal Cadet
54
128
1

I only got offer once for 1k bms

Missing
Deal Newbie
50
25
0
drjpatwa wrote:

I also had regalia first, got 2 months back. Not receiving any such offer…

Same here…I have not received a single spend offer on regalia first

Missing
Deal Cadet
67
393
4
suman1520 wrote:

My target spend was 42,42,42,52,52 for these 5 months..I have limit of 3.90L

14, 26, 38, 50, 52,52 gives 500-5kflipkart 5.6L

Missing
Deal Cadet
148
532
13

I m holding card since last 5 years, but never received spend base offer or bill payment holiday.
Please provide me subject line sothat i can search in my mail box

Missing
Deal Cadet
272
344
5

i too received the same offer. 3rd time in a row. Also had similar offer in Nov for which i received 5000 voucher recently.
Also I dont think its got to do with your spends.
Have spend over 5.0 Lacs in the last cycle but my offers have been for 52000/-

Missing
Deal Cadet
174
526
5
Expand
Nighthawk69 wrote:

Implemented the same but they increased the spend amount. sob

Haha..for me it’s near impossible to meet the spend criteria sometimes. It’s close to 10% of my credit limit which is already high.

Missing
Deal Subedar
188
2050
32

Got 1k offer email for 12k spend.

Missing
Blogger
196
1925
54

not getting any such offers why

Missing
Deal Newbie
51
90
3

Having hdfc card from last 5 years, never got any spend based offer, any reason why?

Missing
Deal Subedar
228
1195
11

got offer of 5k RP for 104k spends in regalia card which is basically useless
and for diners clubmiles i got offer for spending 25k and get rs 1250 voucher but there is a condition that i need to register a new bill in smartpay which makes this offer useless.

Missing
Deal Cadet
275
824
7
suman1520 wrote:

My card is regalia first

Bro, these offers are great for Regalia First card ..

just wondering, if you are paying your bills before due dates in full or converting then to EMI

Latter would generate some business for hdfc and could be reason that you are getting repeat offers … otherwise, it’s just randomness

@Nighthawk69 @kurk
Are you guys availing EMI options ??

Missing
Deal Lieutenant
185
5207
102
Expand
indiansoul wrote:

Bro, these offers are great for Regalia First card ..

just wondering, if you are paying your bills before due dates in full or converting then to EMI

Latter would generate some business for hdfc and could be reason that you are getting repeat offers … otherwise, it’s just randomness

@Nighthawk69 @kurk
Are you guys availing EMI options ??

+1
Even I never received any spend based offers.
Are your cards are LTF or non LTF ??

Missing
Deal Cadet
51
800
5
Expand
aswaniexpress wrote:

+1
Even I never received any spend based offers.
Are your cards are LTF or non LTF ??

My card is LTF

Missing
Deal Cadet
51
800
5
Expand
indiansoul wrote:

Bro, these offers are great for Regalia First card ..

just wondering, if you are paying your bills before due dates in full or converting then to EMI

Latter would generate some business for hdfc and could be reason that you are getting repeat offers … otherwise, it’s just randomness

@Nighthawk69 @kurk
Are you guys availing EMI options ??

I never availed any emi option…paid full before due date…card is >3 years old

Missing
Deal Newbie
65
72
3
suman1520 wrote:

My target spend was 42,42,42,52,52 for these 5 months..I have limit of 3.90L

How much your average spend per month? I never got any offer till now.

Missing
Deal Cadet
51
800
5
Expand
--AJ-- wrote:

How much your average spend per month? I never got any offer till now.

After I got Amazon ICICI and Flipkart axis, stopped using my regalia first card , used only if there was an offer…my monthly expenses is around 30-40k

Missing
Deal Newbie
65
72
3
Expand
suman1520 wrote:

After I got Amazon ICICI and Flipkart axis, stopped using my regalia first card , used only if there was an offer…my monthly expenses is around 30-40k

So it all depends on usage. If usage is less than 10% they will send spend based offer i think. I spend 30-60% every month, thats why i didn’t get any offer

Missing
Deal Cadet
57
156
2

So, seeing this thread after IT notice thread, coincidence stuck_out_tongue_winking_eye

Missing
Deal Cadet
272
344
5
Expand
indiansoul wrote:

Bro, these offers are great for Regalia First card ..

just wondering, if you are paying your bills before due dates in full or converting then to EMI

Latter would generate some business for hdfc and could be reason that you are getting repeat offers … otherwise, it’s just randomness

@Nighthawk69 @kurk
Are you guys availing EMI options ??

Haven’t availed any as of now.

Missing
Dimer Of The Year 2012
2,106
57312
1105
PikaPika wrote:

I only got offer once for 1k bms

Can u share the screenshot of the offer

Missing
Deal Cadet
205
295
4

i got offer for getting 500 GV on spend of 10k till may 31 2020 on retail spends. does NPS Tier II contribution considered for this spend?

Missing