Hotness Mobikwik fraud? Someone orders pizza

Hot Deal Mobikwik fraud? Someone orders pizza

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Wrote this on Medium.

Thought I should share this here: https://medium.com/@Rockstar_Sid/dirty-secrets-...
https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

31 Comments  |  
17 Dimers
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thanks dude for sharing

Screenshot 20190415 084812 gallery
Deal Subedar
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Looks Its COPY-PASTE

Sorry if i am wrong

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@Name wrote:

Looks Its COPY-PASTE


Sorry if i am wrong


Copy / paste?

I wrote this article.

And I pasted the link.

Big DesiDime fan here. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Wanted to highlight the wrong things Mobikwik is doing with us.

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Deal Cadet
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Thanks for sharing your story, OP! Sorry that happened to you.

Fortunately, my MobiKwik wallet balance is usually just petty cash of 50s and 60s I get from their cashback offers, but I’ll certainly be more cautious even with that and certainly not use it for larger denominations. “Forewarned is forearmed”, as they say.

MobiKwik seems to be the most careless and least trust-worthy of e-Wallet sites.

Lll
Deal Lieutenant
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@sid
Sad to see your ordeal.
But there are some things that raise questions. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
1. All transactions via MobiKwik now are carried via OTP and this is only optional if you know the “trick” [which is something not out of the box]

2. When you already knew that you can access someone’s account or vice versa, you should’ve already been on epinephrine of your senses and flush out all the cash in that disputed account. You can use multiple MobiKwik accounts on the same phone, its strange you don’t know that. Just don’t loot their offers in same phone. Logging in it is absolutely fine. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

3. You said you can access the other person’s account using your phone and I’m assuming that you punched in your own pass and email for that and you saw what? Your balance or some other balance? https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

In matters of money always be 4 steps ahead in thinking is all I want to say. Whenever you see a red flag, change everything or at the least debit your balances. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
A little common sense goes long way. https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Lll
Deal Lieutenant
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@seraf wrote:

Thanks for sharing your story, OP! Sorry that happened to you.

Fortunately, my MobiKwik wallet balance is usually just petty cash of 50s and 60s I get from their cashback offers, but I’ll certainly be more cautious even with that and certainly not use it for larger denominations. “Forewarned is forearmed”, as they say.

MobiKwik seems to be the most careless and least trust-worthy of e-Wallet sites.


Seriously, their security systems are I can say the top notch in all wallet category. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
You can’t loot their offers, new user by MobiKwik means reincarnation of every single element of your eco-system, Virtual cards are not allowed by any means, no RuPay support, no Amex support.
What more do you want, fingerprint and iris scanning? https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
Some people will comment just for the sake of commenting, I think. https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

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@infrared1100 wrote:

@sid
Sad to see your ordeal.
But there are some things that raise questions. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
1. All transactions via MobiKwik now are carried via OTP and this is only optional if you know the “trick” [which is something not out of the box]

2. When you already knew that you can access someone’s account or vice versa, you should’ve already been on epinephrine of your senses and flush out all the cash in that disputed account. You can use multiple MobiKwik accounts on the same phone, its strange you don’t know that. Just don’t loot their offers in same phone. Logging in it is absolutely fine. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

3. You said you can access the other person’s account using your phone and I’m assuming that you punched in your own pass and email for that and you saw what? Your balance or some other balance? https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

In matters of money always be 4 steps ahead in thinking is all I want to say. Whenever you see a red flag, change everything or at the least debit your balances. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
A little common sense goes long way. https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif


Appreciate your insights.

1. I didn’t know the trick. I thought all transactions were carried via OTP and considered them secure.

2. I could have “flushed out all the cash” – but ethics came into play. I didn’t want to use someone else’s money. And yes, we can have multiple Mobikwik accounts – but as you can see in my next point, my account was “hidden” and someone else’s was shown during checkout. That was utterly surprising.

3. On the website – I was able to access my wallet. On the phone – I wasn’t. And this isn’t a used / second hand phone. It was a new Android phone that never had any Mobikwik app installed. And note that this happens randomly.

Sometimes it showed my account – sometimes the other guy’s account.

In fact, during Grofers transaction, I saw his email ID (which I mentioned in the article), there were Rs. 100 wallet balance and his credit card details. It was surprising at first.

And then, I also received several American Swan, Trendsutra, etc. transaction SMSes on my phone. Clearly – NO ONE is using my phone or password (my balance was intact).

It has something to do with how Mobikwik works.

When this week they decided to block other account – the other person might have lost his account, which logically means he gained access to my account and used up all the money possible.

I wonder how could anyone register account using my phone number. And how could Mobikwik allow two account reg. with a single phone number (that is not possible, right)? In any case, this matter should have been solved.

Instead – they decide to ignore and I am going to move on, leaving this post open to the public. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

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@infrared1100 wrote:

@seraf wrote:

Thanks for sharing your story, OP! Sorry that happened to you.

Fortunately, my MobiKwik wallet balance is usually just petty cash of 50s and 60s I get from their cashback offers, but I’ll certainly be more cautious even with that and certainly not use it for larger denominations. “Forewarned is forearmed”, as they say.

MobiKwik seems to be the most careless and least trust-worthy of e-Wallet sites.


Seriously, their security systems are I can say the top notch in all wallet category. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
You can’t loot their offers, new user by MobiKwik means reincarnation of every single element of your eco-system, Virtual cards are not allowed by any means, no RuPay support, no Amex support.
What more do you want, fingerprint and iris scanning? https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
Some people will comment just for the sake of commenting, I think. https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif


All those systems are for their own protection https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

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Deal Subedar
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It was interesting to read about your blog and your success stories. For a moment i firget about this thread totally. Hats off to you for your achievement. Even i wanted to be a blogger and started my own blog thinktechonline.blogspot.com by purchasing a domain in 2012. But couldn’t get enough time for it and then my domain expired and i left it completely.

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@infrared1100 wrote:

@seraf wrote:

Thanks for sharing your story, OP! Sorry that happened to you.

Fortunately, my MobiKwik wallet balance is usually just petty cash of 50s and 60s I get from their cashback offers, but I’ll certainly be more cautious even with that and certainly not use it for larger denominations. “Forewarned is forearmed”, as they say.

MobiKwik seems to be the most careless and least trust-worthy of e-Wallet sites.


Seriously, their security systems are I can say the top notch in all wallet category. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
You can’t loot their offers, new user by MobiKwik means reincarnation of every single element of your eco-system, Virtual cards are not allowed by any means, no RuPay support, no Amex support.
What more do you want, fingerprint and iris scanning? https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif


lol, what does that have to do with user protection?

@infrared1100 wrote:

Some people will comment just for the sake of commenting, I think. https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif


You seem unnecessarily hostile. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif Do you enjoy dissing people on the net and playing smarty-pants? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif Your ava on top of it all… https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

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@SLAYER wrote:


All those systems are for their own protection https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


…and our wallets are too in their systems, so in a way [I hope this is a no brainer for more explanation]. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif

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@infrared1100 wrote:

@SLAYER wrote:


All those systems are for their own protection https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


…and our wallets are too in their systems, so in a way [I hope this is a no brainer for more explanation]. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif


lol are you serious?

User side protection is not at all up to the mark

All those systems that you mentioned in your previous post are put in place by Mobikwik to save their own ass https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif

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@SLAYER wrote:

@infrared1100 wrote:

@SLAYER wrote:


All those systems are for their own protection https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


…and our wallets are too in their systems, so in a way [I hope this is a no brainer for more explanation]. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif


lol are you serious?

User side protection is not at all up to the mark

All those systems that you mentioned in your previous post are put in place by Mobikwik to save their own ass https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif


What more do you want from them? Bola to tha fingerprint scan, iris scan hona kya? No comment on that. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
User side protection. Hmmmm… SBI, PNB all govt. banks atleast, where we keep more amount of money other than any so called e-wallets, what about their “User side protection”? Daily, so many accounts get hacked by just calling the customer, atleast these wallets are less prone to such attacks. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif

Dd
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@seraf wrote:

You seem unnecessarily hostile. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif Do you enjoy dissing people on the net and playing smarty-pants? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif Your ava on top of it all… https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

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@infrared1100 wrote:

… Daily, so many accounts get hacked by just calling the customer, atleast these wallets are less prone to such attacks. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif


I’m simply amazed at the depth of logical ingenuity that must have helped you advance such an argument. Hats off! https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

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@Magus wrote:

@infrared1100 wrote:

… Daily, so many accounts get hacked by just calling the customer, atleast these wallets are less prone to such attacks. https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif


I’m simply amazed at the depth of logical ingenuity that must have helped you advance such an argument. Hats off! https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif


I’m simply amazed that even after you knowing that I am ignoring you, your posts from such a long time, you feel no shame in quoting me again and again. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Never seen a dimer having no self respect. Kya chahte ho bhai? 2-4 new words kya likh diye English me and you won’t stop bothering me? https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Note this: I won’t reply/respond to any of your posts, no matter how much try to incite me. Replying you is Sin and I think this will be the last time I will be doing that. Kindly save your time, you will be wasting more of it [not that I care] quoting me. I like ignoring you and I know you will not disappoint me, as you see you can’t help it anymore. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif
Some dimer in the past called you a scou***** and you totally deserve that man, every alphabet of it. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Dd
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@infrared1100 wrote:

I’m simply amazed that even after you knowing that I am ignoring you, your posts from such a long time, you feel no shame in quoting me again and again. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Never seen a dimer having no self respect. Kya chahte ho bhai? 2-4 new words kya likh diye English me and you won’t stop bothering me? https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Note this: I won’t reply/respond to any of your posts, no matter how much try to incite me. Replying you is Sin and I think this will be the last time I will be doing that. Kindly save your time, you will be wasting more of it [not that I care] quoting me. I like ignoring you and I know you will not disappoint me, as you see you can’t help it anymore. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif
Some dimer in the past called you a scou***** and you totally deserve that man, every alphabet of it. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


Well, as you yourself have observed, I couldn’t help it. How could I ignore a genius like you? https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

BTW, thanks for the compliment! https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

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@vinaythewanted wrote:

It was interesting to read about your blog and your success stories. For a moment i firget about this thread totally. Hats off to you for your achievement. Even i wanted to be a blogger and started my own blog thinktechonline.blogspot.com by purchasing a domain in 2012. But couldn’t get enough time for it and then my domain expired and i left it completely.


Thanks! Glad to read your comment.

I come from a middle class family, and gaining access to the Internet was a privilege.

At 16, I convinced my mom that it will be worth to have this “Internet” thing and we had our first connection during my holidays. Paid Rs. 511 every month for a 64Kbps connection. (I know: 64 kbps?)

Right from the start, I wanted to do something useful. Back then, one American guy called me “illiterate” (I wasn’t good at English) and I knew I should work on improving my skills.

Bought a domain to blog and rest is history.

Everyday I wake up? Feels incredibly blessed that such a thing can be life-changing. My tip to you: Renew your domain, write one article every day (I now write several articles and manage several blogs).

Invest 2-3 hours in reading – as that is what expands your thoughts.

Oh, I totally forgot about this thread. https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Screw MOBIKWIK! https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

And what’s up with the fight here? Guys, this isn’t about being logical or smart. It is about a company not giving two fucks about us.

Dd
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@sid wrote:

And what’s up with the fight here? Guys, this isn’t about being logical or smart. It is about a company not giving two fucks about us.


Apparently, discussions are not so simple on DD (especially where geniuses get involved). https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

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@infrared1100 wrote:

@seraf wrote:

Thanks for sharing your story, OP! Sorry that happened to you.

Fortunately, my MobiKwik wallet balance is usually just petty cash of 50s and 60s I get from their cashback offers, but I’ll certainly be more cautious even with that and certainly not use it for larger denominations. “Forewarned is forearmed”, as they say.

MobiKwik seems to be the most careless and least trust-worthy of e-Wallet sites.


Seriously, their security systems are I can say the top notch in all wallet category. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
You can’t loot their offers, new user by MobiKwik means reincarnation of every single element of your eco-system, Virtual cards are not allowed by any means, no RuPay support, no Amex support.
What more do you want, fingerprint and iris scanning? https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
Some people will comment just for the sake of commenting, I think. https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif


correct
top-notch is called delivering baby before marriage.

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Deal Subedar
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“@…A… ":http://www.desidime.com/users...69 wrote:

@infrared1100 wrote:

@seraf wrote:

Thanks for sharing your story, OP! Sorry that happened to you.

Fortunately, my MobiKwik wallet balance is usually just petty cash of 50s and 60s I get from their cashback offers, but I’ll certainly be more cautious even with that and certainly not use it for larger denominations. “Forewarned is forearmed”, as they say.

MobiKwik seems to be the most careless and least trust-worthy of e-Wallet sites.


Seriously, their security systems are I can say the top notch in all wallet category. https://cdn3.desidime.com/assets/textile-editor/icon_twisted.gif
You can’t loot their offers, new user by MobiKwik means reincarnation of every single element of your eco-system, Virtual cards are not allowed by any means, no RuPay support, no Amex support.
What more do you want, fingerprint and iris scanning? https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
Some people will comment just for the sake of commenting, I think. https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif


correct
top-notch is called delivering baby before marriage.


That isn’t called security you know that right https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif
Disallowing buyers/customers from looting them big time isn’t called secure. Just take a look at last pass for instance, it’s the best piece of software I’ve seen in like forever & that’s me with over a decade worth of online experience & almost a decade now with lastpass https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif
Client side security is essential but seems like mobikwik’s server side of things is fcuked up https://cdn3.desidime.com/assets/textile-editor/icon_surprised.gif
http://www.dailytech.com/When+Breaches+Happen+L...

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@Magus wrote:

@seraf wrote:

You seem unnecessarily hostile. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif Do you enjoy dissing people on the net and playing smarty-pants? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif Your ava on top of it all… https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif


Neoman was the first one to point out weakness in the mobik. system due to absence of https in the url.
probably after 2-3 years of NOT getting steam they have improved their system,

But i wonder sid, u have plenty of follow up done, still u have lost the hopes,,may be matter of 1000 bucks, but definately
company staff are such an IDIOT to ignore threat to their customers wallet, better somebody complain to Payments Banks regulatory authority in future, means RBI who is supposed to provide the licenses to these wallets for upgrading as payments banks. Certainly, all is not safe/well these SADAK CHAP quacks, esp. in the light of paytm frauds.

Why infra being SO RED ? might be some karza of past due. ?

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@sid

I have read your blog.Sorry to see you had such a bad experience https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

If U had taken prior steps regarding this,ie, when u got that sms regarding purchases that didn’t done by U,
the waste scenario could have been avoided

In ur blog U quote
“It redirected me to someone else’s ID that goes by “[email protected].”And instead of showing my wallet details, it showed his details..His wallet balance…And even exposed the first / last digits of his credit card…”

I don’t know about technicality but considering you are a dedicated blogger.It’s your “DUTY” to report such incidents via ur blog (That’s strictly my opinion )

Sharingan hd pictures 4
Deal Subedar
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@Sid
I must say that the article is very well written

Screenshot008
Deal Subedar
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….When a fraud of 1611 rs happened in my account…I talked to the police dept. and they told me that Mobikwik and paytm employees are doing this to their own customers….

….Mobikwik is a big cheat….by paying 10 rs for adding 10 rs in your account schemes are used by their employees to gather data and trust me those who have used these schemes and specially SBI customers ( Told my Mobikwik CC itself ) are more prone…..

…Anyways….to those who lost money like me….repent….
….Those still enjoying….cheers….
…..Those giving faltu ka gyan (me again)…Keep smiling….Zindagi aapki bhi legi;-} …..

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@altecher wrote:

@sid

I have read your blog.Sorry to see you had such a bad experience https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

If U had taken prior steps regarding this,ie, when u got that sms regarding purchases that didn’t done by U,
the waste scenario could have been avoided

In ur blog U quote
“It redirected me to someone else’s ID that goes by “[email protected].”And instead of showing my wallet details, it showed his details..His wallet balance…And even exposed the first / last digits of his credit card…”

I don’t know about technicality but considering you are a dedicated blogger.It’s your “DUTY” to report such incidents via ur blog (That’s strictly my opinion )


I appreciate your opinion. I generally don’t write negative articles about anyone.

Before reporting this incident via Medium, I talked to Mobikwik. They were ignorant about this, then I saw many were facing similar issues. Money was deducted without prior notification.

All their voices are combined in that article.

@Sharingan wrote:

@Sid
I must say that the article is very well written


Thanks! Maybe because yeh article dil se likha huva hain? https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

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I completely agree with you sid. There are loopholes in their system.
The best part is u wud have recorded one video of the account part and posted openly.
But i dnt think now u can do that.

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@Sid I can see that.You had elaborated the issue very well.I have seen these type of complaints on fb&twitter.
But why didn’t U took screenshot of redirection of ur mobikwik account to someone else’s?
A guy like U should have done that.

And In previous RDt RMA bibin sing (ceo) had quoted that changing email id is not possible on mobikwik.
In your issue you got sms regarding purchases.Did u get any emails for the same?

I had also experienced bad treatment from mobiKwik’s part.
There was some “SOUTH STRIKE GOLD” offer (MobiKwik had changed my primary number to some other number to reject my claim) & Shopclues cashback were taken back..

Lots of issues & problems likes that.I don’t know whether they will grow or not.I just don’t care.
Now my usage pattern is like if there is some offer I would add cash and utilize the same within a day or two.

Good luck with ur fight.

Try to mail this whole things (article links& issue) to paras( at ) mobikwik.com .I had a good experience with him (Pls check previous reddit rma of Bibin sing)

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Deal Lieutenant
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That’s why they say Mobikwik is More than a wallet…..
Just compare their tag line with OP experience and things will become crystal clear.

Missing