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Money Back to Regalia First

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MoneySaver09

Today I received a message from Hdfc Bank that I am eligible for upgrade to Regalia First. Last month they gave me offer for upgrade to millenia credit card but i refused. Is it beneficial to upgrade in Regalia First. Please give your valuable suggestions. Thanks in advance

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Deal Subedar Deal Subedar
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Yes, Upgrade it…. But see if it LTF or not,, reward% will better…. Moneyback is entry level card.

Deal Subedar Deal Subedar
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Ltf by adding smartpay dth bill for 3 months no minimum transaction? Is it true

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Deal Cadet Deal Cadet
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Its not LTF and yearly fees is Rs. 1000/-

Flame Flame
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It is ltf my card got converted to LTF dth recharge 100rs for 4 months through smart pay

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Deal Subedar Deal Subedar
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Big update-

Now HDFC only make ur card LTF, if you register only bills which in your name. Smartpay T&C changed few days ago…..

Deal Cadet Deal Cadet
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Thanks for the important info…

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Helpful Helpful
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Just by linking the card to Smartpay via net-banking converts the card to LTF…No bill payments required…I have confirmed this by talking with multiple customer care executives & all of them said the same thing…

Deal Subedar Deal Subedar
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Please elaborate this method…does this linking require Hdfc bank account?

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