money deducted but not credited (upi)

money deducted but not credited (upi)

37°
Missing
Deal Newbie
50
20
0

money deducted in phonepe but not credited in receiver’s account. tell solutions guys .

11 Comments  |  
9 Dimers
Screenshot 6
Deal Newbie
54
32
0

Wait for 24-48 hours, either funds will be restored back to your account or sent to the receivers accounts. Has happened quite a lot with me.. UPI isn’t that reliable yet.

Cropped2593972920709363267
Deal Cadet
107
581
6

Wait for 24 hrs. If not gets credited or refund . Contact to cc

Missing
Deal Newbie
50
20
0

Usually it takes 2-3 days time for failed Phonepe transaction to get reversed into source account or to get credited to destination account(strange but sometimes at initial phonepe app shows the transaction is failed andstill money gets credited in destination account and later the status gets changed in phonepe). In the meantime open a ticket in phonepe support.

According to RBI circular if UPI transaction is pending after T+2 days ( T is transaction date) then there is a penalty on the source or destination bank that holds the money.

Funny cute animated pug gif 22
Deal Subedar
95
1166
25

For Me, It Happened Altogether Different Thing.
I Paid 9K And It Got Deducted Instantly But Went In Pending State.

Then I Told My Friend That It’s Pending Now , It Will Get Delivered In Some Time.
He Said He Already Got joy joy joy And I Was Like flushed rolleyes
And Then I Showed My Pending Screenshot And He Showed His Bank Transaction Which Reflected The Received Amount stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye

The Pending State Changed To Successful After 2 Days

WEIRD Phone Pe Weird Stories. sunglasses

Offerer   google search 2019 01 21 15 08 00
Deal Subedar
362
1038
25
M.MAHI wrote:

For Me, It Happened Altogether Different Thing.
I Paid 9K And It Got Deducted Instantly But Went In Pending State.

Then I Told My Friend That It’s Pending Now , It Will Get Delivered In Some Time.
He Said He Already Got joy joy joy And I Was Like flushed rolleyes
And Then I Showed My Pending Screenshot And He Showed His Bank Transaction Which Reflected The Received Amount stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye

The Pending State Changed To Successful After 2 Days

WEIRD Phone Pe Weird Stories. sunglasses

I’ll tell what happened with me once.

I sent 1000 to my friend and transaction got successful. It was all green and money was sent.

But when I checked my icici statement, the money was instantly reversed and no amount was sent to my friend.

Missing
Deal Cadet
50
197
2

UPI is not that reliable. You will have to contact phonepe CC but, they may say the transaction was successful. Keep follow up with them with screen shots of origination bank statement and destination bank statement. With Gpay, it took 45 days to get refund after weekly follow up with Gpay CC.

Sshot 15
Deal Cadet
110
538
12

Is transaction instant on Weekends.

Transferred yesterday evening. Did not received yet.

Black wallpaper 1366x768 027
Deal Cadet
129
105
2
tat wrote:

Is transaction instant on Weekends.

Transferred yesterday evening. Did not received yet.

weekends shouldn’t matter for upi,neft ,rtgs .

Sshot 15
Deal Cadet
110
538
12
Expand
Kumar777 wrote:

weekends shouldn’t matter for upi,neft ,rtgs .

NEFT imatters, wont get credited on Sunday.
IMPS does’t matter.
Not sure about UPI.

Black wallpaper 1366x768 027
Deal Cadet
129
105
2
ramadesidime wrote:

UPI is not that reliable. You will have to contact phonepe CC but, they may say the transaction was successful. Keep follow up with them with screen shots of origination bank statement and destination bank statement. With Gpay, it took 45 days to get refund after weekly follow up with Gpay CC.

similar case with me , SBI bhim pay app , mobile recharge failed ,
.
To get money back , atleast 8 detailed emails at different intervals ,
.
.
finally I had to send my bank statement pdf from date(transaction) to till date ,
so that they know the money hasn’t refunded . , after this I got refund .
It was a learning experience ,

subject it different , so that it takes attention , put organised information , as much information possible ,
.
.
“Re: SBI PAY UPI app : money debited from acc , passed T+36 days , resolve karo”
**and at the end of the email I Wrote .
If u are unable to solve pass this to SBI Task force .
END
.
.
U must be persistent , never loose , never get tired .

Black wallpaper 1366x768 027
Deal Cadet
129
105
2
Expand
tat wrote:

NEFT imatters, wont get credited on Sunday.
IMPS does’t matter.
Not sure about UPI.

I doubt , neft cannot deliver the transaction on sunday ,
will try experiment on next sunday .

earlier neft was times taking for delivering ,
my observation , now neft refresh rate for time has come down significantly , .

UPI good for all days , done 3 transactions today , all successful .

Missing