Money transferred to wrong UPI ID

Money transferred to wrong UPI ID

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dear all,

yesterday I lost RS 5000/- by sending money to wrong UPI ID. Can anyone kindly help me to get back money. Thanks in advance

28 Comments  |  
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Deal Cadet
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No other way except begging to the person u transferred. Upi itself prompts twice to check the details. Ur mistake.

1609890 632726593442525 264821950 n
Deal Subedar
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Do a 1rs transfer with note asking for money back. Do it daily until they give up xD
Depends on the person on receiving end.

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Which platform you used to transfer this amount?

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soubhiknaskar2 wrote:

Which platform you used to transfer this amount?

I transferred through Airtel payment Bank. I don’t know the mobile number. I Know only UPI ID. Through UPI ID is there any way to find mobile number, so that I can contact the person

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zafar_khan wrote:

Do a 1rs transfer with note asking for money back. Do it daily until they give up xD
Depends on the person on receiving end.

Thanks for advice

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tchandoo wrote:

I transferred through Airtel payment Bank. I don’t know the mobile number. I Know only UPI ID. Through UPI ID is there any way to find mobile number, so that I can contact the person

Airtel itself is a big looter. Should have checked UPI id more than once.

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tchandoo wrote:

I transferred through Airtel payment Bank. I don’t know the mobile number. I Know only UPI ID. Through UPI ID is there any way to find mobile number, so that I can contact the person

contact airtel payment bank CC with your UPI transaction id & exact time and date and write them to cancel the transaction and back your money. They do it for you. generally, it takes 7-15 days but sometimes this process can take 1 month & more.

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soubhiknaskar2 wrote:

contact airtel payment bank CC with your UPI transaction id & exact time and date and write them to cancel the transaction and back your money. They do it for you. generally, it takes 7-15 days but sometimes this process can take 1 month & more.

Are you sure, that the money can be recovered by airtel cc flushed

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No way to recover, now you are on mercy of receiver end, hard but it’s true. So be caution while transferring money.

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Npci or airtel can’t do anything, raise a collect request to the vpa explaining the reason. Hope that person sends it back.

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G-Gowda wrote:

Airtel itself is a big looter. Should have checked UPI id more than once.

A big Agree…

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tchandoo wrote:

I transferred through Airtel payment Bank. I don’t know the mobile number. I Know only UPI ID. Through UPI ID is there any way to find mobile number, so that I can contact the person

Contact to your bank , they can raise a request to beneficiary Bank.
Pm me the payer address.

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soubhiknaskar2 wrote:

contact airtel payment bank CC with your UPI transaction id & exact time and date and write them to cancel the transaction and back your money. They do it for you. generally, it takes 7-15 days but sometimes this process can take 1 month & more.

Bhains ki ankh laughing …aisa kaise ho skta hai?

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There is no way to recover this thing. A chargeback is last resort for this and here i am not sure a chargeback can be raised by Airtel, as chargeback is generally raised for a disputed transaction done for a service done by merchant (here it is money transfer and not a merchant service).

Though in this case as well, chargeback can be raised by marking the transaction disputed, but i highly doubt Airtel will do that.

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Bhalla_here wrote:

Bhains ki ankh laughing …aisa kaise ho skta hai?

Jaise paytm galat credit karne ke bad Bank account se deduct karta hai baise.. bro it’s a upi transaction not IMPS

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murari333 wrote:

Are you sure, that the money can be recovered by airtel cc flushed

I think it’s worked. Because I got back once.

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soubhiknaskar2 wrote:

Jaise paytm galat credit karne ke bad Bank account se deduct karta hai baise.. bro it’s a upi transaction not IMPS

you should read the post following the one u commented brother

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Bhalla_here wrote:

you should read the post following the one u commented brother

I read it perfectly bro.

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It happened once to me. I raised a complaint with the UPI as well as my own bank. But I got a call back after 2 weeks from the person, since he was a banker himself, he inquired as if why i sent him the money and asked me to send him a mail stating that i sent it wrongly and he promptly returned back via NEFT. Since he was a government bank banker he could get hold of my mobile number i guess.

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titamazon wrote:

Contact to your bank , they can raise a request to beneficiary Bank.
Pm me the payer address.

I already raised request from my bank. The payer address is – [email protected]

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chetanc12 wrote:

OMG op name is tchandoo n sent money to [email protected], wonder whats is missing….!!!!

flushed

Mujhe to koi cheeni lagta hai…
.
t chan doo … biggrin toungueout

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Bhalla_here wrote:

Bhains ki ankh laughing …aisa kaise ho skta hai?

mil jate ha bhai return.. bas time lagta ha.

jis person ko bheje ho.. tumhara bank us bank k branch manager k pas ek mail bhejta ha.

phir uska bank manager woh amount hold pe kar deta ha.
phir us person se contact kr k puchta ha.

ki yeh money uske account me kaha se aaya ha?
agar woh koi solid reason na de paya ya bol diya mujhe nhi pata khud he aaya ha.

toh transaction return kar deta ha.

waise tumse bhi puchega ki tumne dekh kar kyun nhi bheja.
agar tumne bola ki UPI, IMPS, bank account number similar tha, by mistake 1 ya 2 word mistakely type ho gaya toh jada nhi puchta ha tumse.

IMPS or NEFT transaction me toh isilye person name sahi dalna bohot important hota ha.
isse pata lagta ha person name or account holder ka name different ha.
UPI me bhi name dekh kar bhejna chahiye.

agar same bank me mistakely bheje ho toh jaldi he return ho jata ha.
but agar dusre bank me bheje ho toh thora jada time lagta ha.

aur tumhare pas maximum 3 months ka time hota ha.. koi wrong transaction charge back register krne ka.

3 months me nhi kya toh uske baad tumhare pas last option hota ha Court me case krne ka..
court me case tum within 3 years k under kar skte ho.
3 years k under tumne wrong money transfer ka case nhi kiya toh phir woh money bhul jao.. us money par uska haaq ho jayega jisko tumne bheja ha. smile stuck_out_tongue

Thanks for Reading…. smile laughing

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Happened once with me,
Transferred 5k from payzapp to wrong icici account
Since i had an account with icici, went to branch, and explained them, they were kind enough to share the details of person with me.
I followed up, the person was ready to refund, however his account had become dormant, since he hadnt used it for long.
He activated his account and instantly icici guys deducted entire 5k in multiples of 300 as non maintenance of minimum balance charges
Gai Bhais pani me…

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abhishek012 wrote:

mil jate ha bhai return.. bas time lagta ha.

jis person ko bheje ho.. tumhara bank us bank k branch manager k pas ek mail bhejta ha.

phir uska bank manager woh amount hold pe kar deta ha.
phir us person se contact kr k puchta ha.

ki yeh money uske account me kaha se aaya ha?
agar woh koi solid reason na de paya ya bol diya mujhe nhi pata khud he aaya ha.

toh transaction return kar deta ha.

waise tumse bhi puchega ki tumne dekh kar kyun nhi bheja.
agar tumne bola ki UPI, IMPS, bank account number similar tha, by mistake 1 ya 2 word mistakely type ho gaya toh jada nhi puchta ha tumse.

IMPS or NEFT transaction me toh isilye person name sahi dalna bohot important hota ha.
isse pata lagta ha person name or account holder ka name different ha.
UPI me bhi name dekh kar bhejna chahiye.

agar same bank me mistakely bheje ho toh jaldi he return ho jata ha.
but agar dusre bank me bheje ho toh thora jada time lagta ha.

aur tumhare pas maximum 3 months ka time hota ha.. koi wrong transaction charge back register krne ka.

3 months me nhi kya toh uske baad tumhare pas last option hota ha Court me case krne ka..
court me case tum within 3 years k under kar skte ho.
3 years k under tumne wrong money transfer ka case nhi kiya toh phir woh money bhul jao.. us money par uska haaq ho jayega jisko tumne bheja ha. smile stuck_out_tongue

Thanks for Reading…. smile laughing

phir uska bank manager woh amount hold pe kar deta ha.
— Bank manager hold nahi kar skta until and unless use lagta h ki this amount has some suspicious activity attached to it.

ki yeh money uske account me kaha se aaya ha?
—Bank can never ask you kaha se aya h. This is against policies from RBI and bank themselves. They can anytime ask you the purpose of the transaction. They can ask you about behaviors, unusual amounts, timings, count etc etc but they will not ask you ki kaha se aya h.

waise tumse bhi puchega ki tumne dekh kar kyun nhi bheja.
—Bhai dusra bank mere se ku puchega ki dekhke ku ni bheja. Banks ko koi matlab nahi h isse. Unke lie unka system should work perfectly. Agar transaction karte time kuch system ka issue hota h ya technical glitch hota h tab bank hold, auto reversal, Compliance, DRI ye sab karta h.
agar user ne sab detail dali h aur wo match hoti h with beneficiary aur transaction is successful, given that it is in compliance with transaction policy, bank is good with it.

IMPS or NEFT transaction me toh isilye person name sahi dalna bohot important hota ha.
—Try doing IMPS or NEFT with your account and my name.

agar same bank me mistakely bheje ho toh jaldi he return ho jata ha.
—Agree on this, but again, successful transaction agar hui h..to only way is chargeback to reverse the transaction. (technicality me us transaction ka PDS0025 ko R karke ye bhejenge, tab hoga) wo bhi min 7 days.

but agar dusre bank me bheje ho toh thora jada time lagta ha.
—Agree. Chargeback time is min 30 days, uske bad arbitration cycle hoti h jo aur 45 days leti h…but itna time lag jaega to banks ko bhari fees deni padti h network ko (here UPI).

aur tumhare pas maximum 3 months ka time hota ha.. koi wrong transaction charge back register krne ka.
— Yes sir ye to bilkul sahi time batae ho…90 days to dispute a trx.

3 months me nhi kya toh uske baad tumhare pas last option hota ha Court me case krne ka..
court me case tum within 3 years k under kar skte ho

—bhai i am limited to chargebacks only. ( i work with it, Professionaly toungueout). court wale k lie to kisi vakil ko pakadna padega.
@rpal , jante ho kisi vakil ko?

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Bhalla_here wrote:

phir uska bank manager woh amount hold pe kar deta ha.
— Bank manager hold nahi kar skta until and unless use lagta h ki this amount has some suspicious activity attached to it.

ki yeh money uske account me kaha se aaya ha?
—Bank can never ask you kaha se aya h. This is against policies from RBI and bank themselves. They can anytime ask you the purpose of the transaction. They can ask you about behaviors, unusual amounts, timings, count etc etc but they will not ask you ki kaha se aya h.

waise tumse bhi puchega ki tumne dekh kar kyun nhi bheja.
—Bhai dusra bank mere se ku puchega ki dekhke ku ni bheja. Banks ko koi matlab nahi h isse. Unke lie unka system should work perfectly. Agar transaction karte time kuch system ka issue hota h ya technical glitch hota h tab bank hold, auto reversal, Compliance, DRI ye sab karta h.
agar user ne sab detail dali h aur wo match hoti h with beneficiary aur transaction is successful, given that it is in compliance with transaction policy, bank is good with it.

IMPS or NEFT transaction me toh isilye person name sahi dalna bohot important hota ha.
—Try doing IMPS or NEFT with your account and my name.

agar same bank me mistakely bheje ho toh jaldi he return ho jata ha.
—Agree on this, but again, successful transaction agar hui h..to only way is chargeback to reverse the transaction. (technicality me us transaction ka PDS0025 ko R karke ye bhejenge, tab hoga) wo bhi min 7 days.

but agar dusre bank me bheje ho toh thora jada time lagta ha.
—Agree. Chargeback time is min 30 days, uske bad arbitration cycle hoti h jo aur 45 days leti h…but itna time lag jaega to banks ko bhari fees deni padti h network ko (here UPI).

aur tumhare pas maximum 3 months ka time hota ha.. koi wrong transaction charge back register krne ka.
— Yes sir ye to bilkul sahi time batae ho…90 days to dispute a trx.

3 months me nhi kya toh uske baad tumhare pas last option hota ha Court me case krne ka..
court me case tum within 3 years k under kar skte ho

—bhai i am limited to chargebacks only. ( i work with it, Professionaly toungueout). court wale k lie to kisi vakil ko pakadna padega.
@rpal , jante ho kisi vakil ko?

nahi bhaai.
mai to sirf tum dono mahaa anubhavon ko jaanta hoon, wo bhi theek se nahi:)

And vakilon ko na hi jaanaa pade to theek rahega i guess sehat ke liye stuck_out_tongue

Missing