multiple loan/credit card application in short ...

multiple loan/credit card application in short duration

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has anyone applied for two different bank credit cards at same time or within a month and got approved ??

18 Comments  |  
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I applied ICICI, HDFC, and Axis credit card on same month…. All approved

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yes.

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@AnnamalaiNryaa @nimod @midfold wow thats great… seems like u guys have 800 + cibil.. especially @midfold 3 approvals in a month is kind of rare case…. my cibil is 770 and i am kind of afraid to apply for two cards at same time…

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aniket1587 wrote:

@AnnamalaiNryaa @nimod @midfold wow thats great… seems like u guys have 800 + cibil.. especially @midfold 3 approvals in a month is kind of rare case…. my cibil is 770 and i am kind of afraid to apply for two cards at same time…

3 is fine even for 770
More than 3 is not recommended

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getready wrote:

3 is fine even for 770
More than 3 is not recommended

thank u.. I have one year old hdfc cc with 3 L limit.. I will try my luck with two card on card applications..

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getready wrote:

3 is fine even for 770
More than 3 is not recommended

i got more than 3 in 60 days

op if you are just going to get it and not use it then it wont be any problem but it will become a problem once you start using it

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AnnamalaiNryaa wrote:

i got in 60 days

op if you are just going to get it and not use it then it wont be any problem but it will become a problem once you start using it

how did u achieve such unbelievable feat?? for every hard enquiry cibil comes down by few points…… i mean do u hold premium accounts in several banks?? did u get pre-approved offers??

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aniket1587 wrote:

how did u achieve such unbelievable feat?? for every hard enquiry cibil comes down by few points…… i mean do u hold premium accounts in several banks?? did u get pre-approved offers??

No I went the other way around, first got the credit cards then opened accounts with those bank.

It not impossible ,  you just need to take a calculated jump

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AnnamalaiNryaa wrote:

No I went the other way around, first got the credit cards then opened accounts with those bank.

It not impossible ,  you just need to take a calculated jump

u must be having 800+ cibil before.. so u first got credit card offer then u opened accounts

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aniket1587 wrote:

u must be having 800+ cibil before.. so u first got credit card offer then u opened accounts

yes i had above 800+ last year but not now, now its low

please check pm @aniket1587

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aniket1587 wrote:

@AnnamalaiNryaa @nimod @midfold wow thats great… seems like u guys have 800 + cibil.. especially @midfold 3 approvals in a month is kind of rare case…. my cibil is 770 and i am kind of afraid to apply for two cards at same time…

Earlier my score was 830.
Right now 792.
Have 11 CCs from 6 Banks.
2 more are planned for may/Jun.

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I applied for sbi card and the fu**ers checked my cibil like twice or thrice and brought it down from 821 to 780 rage

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adrishya wrote:

I applied for sbi card and the fu**ers checked my cibil like twice or thrice and brought it down from 821 to 780 rage

They didnt gave u on 821 flushed

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adrishya wrote:

I applied for sbi card and the fu**ers checked my cibil like twice or thrice and brought it down from 821 to 780 rage

They are doing this to everyone now…“SBI

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halkat wrote:

They didnt gave u on 821 flushed

They are still processing it. Got like 4 calls for address verification and a guy also came for physical verification. Stiill the application is in processing stage. Dont know if they are giving cc or nuclear launch codes

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adrishya wrote:

They are still processing it. Got like 4 calls for address verification and a guy also came for physical verification. Stiill the application is in processing stage. Dont know if they are giving cc or nuclear launch codes

smiley smiley
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adrishya wrote:

I applied for sbi card and the fu**ers checked my cibil like twice or thrice and brought it down from 821 to 780 rage

my brother has a paid CIBIL account so he is able to check fresh cibil report everyday… he applied for icici credit card, icici checked his cibil… his score went down by just 2 points… and the enquiry amount icici paid is Rs 10,000..

u went down from 821 to 780 is quite strange…

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