My friend's CC Application declined but still r...

My friend's CC Application declined but still received he physical Credit Card

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One of my friend had applied for Flipkart Axis Card around 15-20 days ago. It is showing that his Flipkart Axis card application has been declined in app but then he has received the physical credit card in courier today. He spoke with both the CCs but they are passing the ball in each other’s court & nor they have any idea how did he received the card after declination.

P. S :- I don’t have CC nor my friend had it’s his first CC. Does it requires any sort of activation? He is planning to use to check the card has been activated or not? What should we do next to get this mess sorted?

11 Comments  |  
7 Dimers
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Deal Cadet
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Generating your Credit Card PIN through IVR involves the generation of an intermediate Activation Passcode, which can in turn be used to generate your PIN.

Step 1: Call Axis Bank Customer Care at 1860 419 5555 / 1860 500 5555

Step 2: Choose “Option 2” (for PIN Related services) → “Option 1” (to generate Debit/Credit PIN), → “Option 1”(to generate PIN for credit card) → select “Generate PIN” option

Step 3: Enter your Credit Card Number, Expiry date(MMYY), DOB & Registered Mobile Number

Step 4:Upon successful validation, you shall receive your Activation Passcode/One time Activation Code on your registered mobile number. Note that the Activation Passcode is not your Credit Card PIN – it is an intermediate number which is required to generate your Credit Card PIN.

Step 5: Enter the one time Activation code you received.

Step 6: Upon successful validation, you shall be prompted to enter any Credit Card PIN of your choice.

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Deal Cadet
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Or register on axis Bank mobile bank app . You can see your credit card already added there

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Deal Lieutenant
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Forget about status on their website. Its not an issue so don’t talk to CC.
Use it after activation.
Good card to start.

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Cool, thanks for the help. I will update him the same hope it works out smile

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Deal Cadet
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I think they giving card for everyone . earlier there was income criteria of 4 lakhs around. Then last month they are sending me daily SMS for joining the link to rolling card. But when I opened the link then saw that they are issuing a card even u have low income now.

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Deal Subedar
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iamshashikant wrote:

I think they giving card for everyone . earlier there was income criteria of 4 lakhs around. Then last month they are sending me daily SMS for joining the link to rolling card. But when I opened the link then saw that they are issuing a card even u have low income now.

Aren’t they takin ITR as Income proof

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Deal Newbie
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does anyone receive Paytm First Card? I have applied and passed all verification and KYC processes but no response after that. need information about this.

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VellaBoy wrote:

Aren’t they takin ITR as Income proof

Maybe no cause my friend got his credit card just on the basis of his banking statement (He didn’t even provided them salary slips). Limit provided to him is 30K.

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Deal Cadet
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VellaBoy wrote:

Aren’t they takin ITR as Income proof

Don’t know. Not using

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Deal Subedar
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Even they sent me a declined message and after 4 days I got approved message again. However ,Delivery took just 4 business days.

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Deal Subedar
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Coconut wrote:

Maybe no cause my friend got his credit card just on the basis of his banking statement (He didn’t even provided them salary slips). Limit provided to him is 30K.

In banking statements they can check what and when was salary credited
Accordingly that they can decide whether to give or not
Also a cibil score check is done

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