Need advice : YES Bank Premia Savings programme...

Need advice : YES Bank Premia Savings programme : YES Premia World Debit card

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Amazo evolved 1
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Hi Dimers,

Need advice with chosing a savings account from YES bank.

Account name : YES Premia Savings programme
Debit card : YES Premia World Debit card
Use case : Paying CC bills through CRED.

Benefits of card:

Value Chart for your YES PREMIA World Debit Card*

  1. Product features and Benefits Value (in INR)
  2. Welcome On-board offers 14,000
  3. Once per quarter complimentary Lounge Access at Domestic Airports 8,400
  4. GREEN FEE waiver for accessing select Premium Golf Courses in India 16,000
  5. Discount of INR 200 on Movie Tickets booked through BookMyShow 2,400
  6. YES Rewards Points on Domestic Retail Spends (INR 30,000 per month) 450
  7. Special Benefits on Fine Dining 9,000
  8. Free Domestic & International ATM transactions 400.
  9. Total Value Proposition on YES PREMIA World Debit Card 50,650

*Terms & Condition Apply

 1 Reward Points = INR 0.25

The branch guys told me I can go for this card by opening the account with 2lakhs seeding money and then once account opened I can withdraw the entire amount. I am more interested in the points 5&6. Especially 6. Assuming it is per month 450rs /m with 30,000 spend it is coming upto 1.5% Cashback. Is this card worth it ? Any hidden clauses that I am not seeing ?

Moreover this card comes with the same benefits as my salary account debit card. Unlimited withdrawal from any ATM, free phone , net banking. alert subscription, cheque  , DD facility etc.

This account doesn’t need AMB or AQB. I can also open family accounts Zero balance. Plus the card will come for free which is about 1250 according to yes bank website.

Is this comparable to the DCB card ? Please help me.

https://www.yesbank.in/personal-banking/yes-ind...

2 Comments  |  
2 Dimers
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Deal Cadet
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Wait 6months
If bank still viable then, you can take account

Amazo evolved 1
Deal Cadet
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kirandr221996 wrote:

Wait 6months
If bank still viable then, you can take account

Why bro, why not now ? I will withdraw the money immediately after depositing.. anything wrong ??

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