Need $$$ Going Abroad!

Bro check currency exchange in travel agents like thomascook. .https://www.thomascook.in/tcportal/product...do
You can transfer via bank to them if you dont have other than 500 or 1000 rs now per $ is they sell for rs 69.25 for cash
… They give you dollars and also if you want prepaid card where you can use card to withdraw at the country …
Even many banks provide the same ….

Banks will provide foreign currency…take your visa along with you

@kanz

Get a forex card (you would need to go to bank and maybe now it would be crowded) or get in touch with some forex agencies which have online booking and home delivery faciilty (use caution)

But Travel card from your bank. Take International Debit card (inform bank about foreign trip). Take travellers cheques. But whatever you do, dont take Indian currency thinking you can exchange it there. it will be tough and expensive. Refer desiyatri website for some spending and buying guides in foreign currency.

Dont buy from Thomas Cook unless its only option. They offer worst exchange rates in town. Kala dhan hai toh 100 mei lelo. tab bhi theek hai.

@Stupendous Man wrote:

Banks will provide foreign currency…take your visa along with you

Going bank is impossible now they not allowing me take a step inside the bank due to current conditions.

@kanz
As a Dimer…. Relevant offer: https://www.desidime.com/forums/hot-deals-online...

Maximum Cashback Rs. 1000 / month / customer
Offer valid till 31st March ’17

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Hi, the best way is to withdraw cash in that country. I have been to several countries and I take about 50-100$ in hand & withdraw cash from abroad ATMs. Please note for one withdrawal there will be charge of 125+taxes. So best is to think and decide how much you need there.

@deals44u wrote:

Hi, the best way is to withdraw cash in that country. I have been to several countries and I take about 50-100$ in hand & withdraw cash from abroad ATMs. Please note for one withdrawal there will be charge of 125+taxes. So best is to think and decide how much you need there.

Yea 125+ST only this charge? Some said there is foreign exchange mark up fee of 2-3.5%.

Any other hidden charges?

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

Chk www.bookmyfor...om
they provide one of the cheapest rate. You can transfer to their sccount via rtgs/neft and they will deliver forex card to your home/office.

@kanz wrote:

@deals44u wrote:

Hi, the best way is to withdraw cash in that country. I have been to several countries and I take about 50-100$ in hand & withdraw cash from abroad ATMs. Please note for one withdrawal there will be charge of 125+taxes. So best is to think and decide how much you need there.

Yea 125+ST only this charge? Some said there is foreign exchange mark up fee of 2-3.5%.

Any other hidden charges?

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

you save a lot in markup and currency charges. visa and master card always have a higher rates on top of which you give 5% markup unless you have any special card.

in abroad almost everywhere be it bus train or restaurant your card will work so take accordingly.

@anilenggworks77964 wrote:

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

purchase from bookmyforex they are the best.

you save a lot in markup and currency charges. visa and master card always have a higher rates on top of which you give 5% markup unless you have any special card.

in abroad almost everywhere be it bus train or restaurant your card will work so take accordingly.

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

@kanz wrote:

@anilenggworks77964 wrote:

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

purchase from bookmyforex they are the best.

you save a lot in markup and currency charges. visa and master card always have a higher rates on top of which you give 5% markup unless you have any special card.

in abroad almost everywhere be it bus train or restaurant your card will work so take accordingly.

Can i do cash withdrawal with that Forex Card? Or it is chargeable?

HDFC forex card has negligible charges. There will be atm withdrawal charges of $3 and you can withdraw a maximum of $800 at once.

@DealSeeker wrote:

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

Wrong. Once you load the forex card with a certain amount of dollars, there is no extra charge per transaction for paying in dollars.

if you buy the card from bookmyforex you get like 2 withdrawals free. But if you are going to US these guys now have 2 charges one is what your atm machine charges you and the other one is what your corresponding bank charges you. So your corresponding charges will be zero in case of bmf. There are no limits in forex card until you exhaust it. But this card doesn’t works with uber there in case you want to use it get your cc, dc card activated for international transactions.

Withdrawing by forex card in chargeble but many banks like hdfc or axis give 3-5 withdrawals free and if it is corporate card all transaxtions are free. There is no markup for payment done at merchant POS machines. Ask merchant to use credit card option while payment. I have used HDFC and AXIS bank cards internationaly and not faced issues.

@19 Female Gurgaon wrote:

Dont buy from Thomas Cook unless its only option. They offer worst exchange rates in town. Kala dhan hai toh 100 mei lelo. tab bhi theek hai.

+

thr are charges for cash withdrawal from that forex card in usa.

@anilenggworks77964 wrote:

@DealSeeker wrote:

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

Wrong. Once you load the forex card with a certain amount of dollars, there is no extra charge per transaction for paying in dollars.

if you buy the card from bookmyforex you get like 2 withdrawals free. But if you are going to US these guys now have 2 charges one is what your atm machine charges you and the other one is what your corresponding bank charges you. So your corresponding charges will be zero in case of bmf. There are no limits in forex card until you exhaust it. But this card doesn’t works with uber there in case you want to use it get your cc, dc card activated for international transactions.

(1) I said no extra charges for paying in dollars. Almost every Forex card I have used does charge some amount for cash withdrawals at the ATM. I never buy 3rd party branded Forex cards just to avoid hidden charges like the ones you mentioned. Always a good idea to buy directly from banks or via local travel agents like I mentioned in my linked post above.

(2) Most Forex cards do require extra steps in order to use them for electronic transactions (i.e. non-swipe transactions). But once you activate online transactions, the cards would work perfectly fine on Uber or any other site/app.

PayPal card is what I will recommend

@DealSeeker wrote:

@anilenggworks77964 wrote:

@DealSeeker wrote:

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

Wrong. Once you load the forex card with a certain amount of dollars, there is no extra charge per transaction for paying in dollars.

if you buy the card from bookmyforex you get like 2 withdrawals free. But if you are going to US these guys now have 2 charges one is what your atm machine charges you and the other one is what your corresponding bank charges you. So your corresponding charges will be zero in case of bmf. There are no limits in forex card until you exhaust it. But this card doesn’t works with uber there in case you want to use it get your cc, dc card activated for international transactions.

Two things:

(1) I said no extra charges for paying in dollars. Almost every Forex card I have used does charge some amount for cash withdrawals at the ATM. I never buy 3rd party branded Forex cards just to avoid hidden charges like the ones you mentioned. Always a good idea to buy directly from banks or via local travel agents like I mentioned in my linked post above.

(2) Most Forex cards do require extra steps in order to use them for electronic transactions (i.e. non-swipe transactions). But once you activate online transactions, the cards would work perfectly fine on Uber or any other site/app.

BMF always gives u cards from icici hdfc or axis. They make you meet agents who will provide u cards. All conditions are well stated. You can directly pay using imps and get the card in 15-20 minutes.

Third party services are always good, you need to choose them mindfully.

There was never an activation needed in my case.

@anilenggworks77964 wrote:

@DealSeeker wrote:

@anilenggworks77964 wrote:

@DealSeeker wrote:

@kanz wrote:

@DealSeeker wrote:

@kanz Take a look at the following post: https://www.desidime.com/forums/dost-and-dimes/t...

Also look at the offer highlighted by @umarkumar.

Saw details about forex card, i don’t think any other benefit is there other than locking the exchange rate, As all the transactions are having some charges same as simple DC/CC has.

Wrong. Once you load the forex card with a certain amount of dollars, there is no extra charge per transaction for paying in dollars.

if you buy the card from bookmyforex you get like 2 withdrawals free. But if you are going to US these guys now have 2 charges one is what your atm machine charges you and the other one is what your corresponding bank charges you. So your corresponding charges will be zero in case of bmf. There are no limits in forex card until you exhaust it. But this card doesn’t works with uber there in case you want to use it get your cc, dc card activated for international transactions.

Two things:

(1) I said no extra charges for paying in dollars. Almost every Forex card I have used does charge some amount for cash withdrawals at the ATM. I never buy 3rd party branded Forex cards just to avoid hidden charges like the ones you mentioned. Always a good idea to buy directly from banks or via local travel agents like I mentioned in my linked post above.

(2) Most Forex cards do require extra steps in order to use them for electronic transactions (i.e. non-swipe transactions). But once you activate online transactions, the cards would work perfectly fine on Uber or any other site/app.

My point is dont question unless you dont know how things work.

BMF always gives u cards from icici hdfc or axis. They make you meet agents who will provide u cards. All conditions are well stated. You can directly pay using imps and get the card in 15-20 minutes.

Third party services are always good, you need to choose them mindfully.

There was never an activation needed in my case.

Thanks all of you for your replies, have decided to take Forex Card from Bookmyforex website.

@kanz wrote:

Thanks all of you for your replies, have decided to take Forex Card from Bookmyforex website.

Lucky You, do share your experience with them. And try paying with IMPS for getting the card ASAP.

Rich peoples Conversation…..Better not to disturb…..

guys what if someone needs to visit bangkok? My friend went last year and he converted rupees to dollars. He converted dollars to baht at bangkok airport. while coming back he converted baht into dollars again at bangkok airport and converted dollars into rupees in india. This way he got cheao rates. What do you suggest presently?

Yes but will such conversion still be easy and cheap in the current times of cash crunch?