Hotness need info regarding hdfc cc upgrade

Hot Deal need info regarding hdfc cc upgrade

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Deal Subedar
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iamshashikant wrote:

@kakarrot

I have spent around 2-3 lakh on cc…never delay in payment..i have net salary of 50 k pm..i have never requested them for upgrade. I have also a personal loan with them. My previous limit was 55k now it is automatically increased to 1.16 lac while applying.

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Deal Subedar
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Kakarrot wrote:

I have spent around 2-3 lakh on cc…never delay in payment..i have net salary of 50 k pm..i have never requested them for upgrade. I have also a personal loan with them. My previous limit was 55k now it is automatically increased to 1.16 lac while applying.

Also they previously sent me mail to upgrade limit. I ignored all those mail.

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Deal Cadet
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Thank you for writing to us.

This is with reference to your e-mail regarding Upgradation on your HDFC Bank credit card account.

We reiterate that you have an eligibility for card upgrade and there is no processing fee for card up gradation as on now your Regalia first card is life time free card after upgrading to Regalia card your card will be First year free and form the second year you will be charged membership fee in your card to enjoy such features. If you register "smartpay"for the first time within 90 days, then your card will be Life time free card.

Upgradation

We request you to log-into www.hdfcba...om and please follow the below steps for downloading the upgrade form:

Step 1: Choose " Forms Center"by follow the below mentioned URL ( https://www.hdfcbank.com/personal/form_centers/... )

Step 2: Once inside select Credit Card option and click on " Application for Card Credit Limit Increase / Card Upgrade ".

On downloading the form, kindly fill up the same and forward it to the below mentioned address:

HDFC Bank Cards Division
PO BOX # 8654
Thiruvanmiyur PO
Chennai 600 041

All income / supporting documents as mentioned above will need to be self attested (duly signed by you) on the document along with a signed letter.

On receipt of the documents, we will review the card upgrade request on your card account and intimate you accordingly.

Kindly note the query reference number for this e-mail: 19267125590

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Deal Cadet
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now what to do? they are saying that regalia will be free for only first year…and i want it to be LTF only…

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Deal Lieutenant
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suman1520 wrote:

now what to do? they are saying that regalia will be free for only first year…and i want it to be LTF only…

go with the smartpay option
when you will fill the application on the right side you will see there is a option for life time free select that
after you are approved for the card apply for smartpay within 90 days and let it be there for 90 days
after that you can close the smartpay and your card will be life time free

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Deal Subedar
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MSDfan wrote:

What’s the procedure for SBI cards? Having simply click since 1.5 years with a limit of 48k. Applied twice for limit increase but they rejected saying that there’s no offers for me. My spends are average 10-15 k per month. TIA

I m holding SBI air India card from 7 yrs with same limit…nvr received any offer to enhance limit…. I have another SBI Etihad card which is less than an year , and received limit enhancement offer two days back…!

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Deal Lieutenant
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my hdfc cc limit got a limit enhancement offer today and they matched the limit offered on my sbi card smile

so if anyone have any cc with high limit on other card
send a letter to hdfc and also attach other card statement, they might increase the limit on hdfc as they did for me

Pikachu
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SARDARKHAN wrote:

my hdfc cc limit got a limit enhancement offer today and they matched the limit offered on my sbi card smile

so if anyone have any cc with high limit on other card
send a letter to hdfc and also attach other card statement, they might increase the limit on hdfc as they did for me

Good info. plus1 Send a letter to HDFC? (Explain please)

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Deal Lieutenant
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malikcool wrote:

Good info. plus1 Send a letter to HDFC? (Explain please)

Step 1: Login into your NetBanking account, click on the ‘Credit Card’ tab and choose ‘Credit Limit Enhancement’ from the options provided on the left hand side.

Step 2: Choose the card for which limit needs to be enhanced and click ‘Continue’ to find if card is eligible for ‘Credit Limit Enhancement’

In case there is no limit enhancement eligibility on the card account, we request you to send a duly signed letter along with the documents as given below:

Salaried – Attested copy of the latest payslip which is not beyond 45 days old and copy of the visiting card or Office Id card.
Self Employed – Attested copy of the latest ITR (Income Tax Return) and copy of the Pan card along with Computation of Income ( this is a part of the income tax returns form which the card holder submits, which lists out the individual breakup of the total income i.e. Income from House Property, Income from business etc. )

You may use our drop boxes placed for your convenience at our Branch-ATMs;

Alternatively, you can mail your income documents to the address mentioned below.

HDFC Bank Cards Division,
PO BOX # 8654,
Thiruvanmiyur P.O.
Chennai 600041

Note: All income / supporting documents as mentioned above will need to be self-attested (duly signed by you) on the document along with a signed letter.

Note- if you have higher limit on your non-hdfc card send that card statement as well

Pikachu
Deal Lieutenant
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SARDARKHAN wrote:

Step 1: Login into your NetBanking account, click on the ‘Credit Card’ tab and choose ‘Credit Limit Enhancement’ from the options provided on the left hand side.

Step 2: Choose the card for which limit needs to be enhanced and click ‘Continue’ to find if card is eligible for ‘Credit Limit Enhancement’

In case there is no limit enhancement eligibility on the card account, we request you to send a duly signed letter along with the documents as given below:

Salaried – Attested copy of the latest payslip which is not beyond 45 days old and copy of the visiting card or Office Id card.
Self Employed – Attested copy of the latest ITR (Income Tax Return) and copy of the Pan card along with Computation of Income ( this is a part of the income tax returns form which the card holder submits, which lists out the individual breakup of the total income i.e. Income from House Property, Income from business etc. )

You may use our drop boxes placed for your convenience at our Branch-ATMs;

Alternatively, you can mail your income documents to the address mentioned below.

HDFC Bank Cards Division,
PO BOX # 8654,
Thiruvanmiyur P.O.
Chennai 600041

Note: All income / supporting documents as mentioned above will need to be self-attested (duly signed by you) on the document along with a signed letter.

Note- if you have higher limit on your non-hdfc card send that card statement as well

Thanks a lot bhai for explaining in detailed. Very useful information. plus1 plus1

+KG.

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Deal Lieutenant
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malikcool wrote:

Thanks a lot bhai for explaining in detailed. Very useful information. plus1 plus1

+KG.

no problem and frankly I just copy pasted as I knew the exact source(hdfc help section) stuck_out_tongue

Pikachu
Deal Lieutenant
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SARDARKHAN wrote:

no problem and frankly I just copy pasted as I knew the exact source(hdfc help section) stuck_out_tongue

🤣

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Deal Cadet
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Hi friends,
i am holding dinners premium card from past 3 years. I have offer for upgrade to clubmiles in my netbanking login but i want Diners black.I already sent form to chennai for that but they simply declined my request saying ’"you have to send ITR ".But i dont have such high profile ITR and never ever submitted the same even at the time of applying the card.I have also saving ac with them.
Pls Guide me for getting diners Black in any condition.

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Deal Lieutenant
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jay197 wrote:

Hi friends,
i am holding dinners premium card from past 3 years. I have offer for upgrade to clubmiles in my netbanking login but i want Diners black.I already sent form to chennai for that but they simply declined my request saying ’"you have to send ITR ".But i dont have such high profile ITR and never ever submitted the same even at the time of applying the card.I have also saving ac with them.
Pls Guide me for getting diners Black in any condition.

upto my knowledge
if you dont have a pre approved offer for diners black and also dont have the required itr you will not be approved from chennai

you should only concentrate on increasing the limit of you card and upgrading when you have chance like you are being offered a higher variant now just upgrade it and try to get limit enhancement every 6 months, they might pre approve you diners black in some time , also try to talk to your rm and keep amb high that will increase your chance of getting a good card

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