need info regarding icici pockets saving account

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

I just applied for 0 savings account yesterday…. Once i receive it i will surely update ya

even i applied today … they told me to deposit 10k in any icici branch(later will be refunded to bank acc )
same with u ?

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

I just applied for 0 savings account yesterday…. Once i receive it i will surely update ya

All right !

even i applied today … they told me to deposit 10k in any icici branch(later will be refunded to bank acc )
same with u ?

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

I just applied for 0 savings account yesterday…. Once i receive it i will surely update ya

All right !

even i applied today … they told me to deposit 10k in any icici branch(later will be refunded to bank acc )
same with u ?

Nope…. I just gave 500rs cheque as an first opening balance…. I can remove it later if i need

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

I just applied for 0 savings account yesterday…. Once i receive it i will surely update ya

All right !

even i applied today … they told me to deposit 10k in any icici branch(later will be refunded to bank acc )
same with u ?

Nope…. I just gave 500rs cheque as an first opening balance…. I can remove it later if i need

bus 500 ?
they told me about 10k :-|
anyways .. how to deal wid dem ?

This is called Account Opening Amount (AOA). Ask them to show you where it was written that Rs 10,000 was a requirement.

Would this account accept cheque deposits and international inward remittances?

Can someone post a schedule of charges for this account?

Everytime I login. I am asked to update details. After entering all details and OTP correctly. I get message sorry your information can’t be processed. Any help???

@sniper sharma wrote:

This is called Account Opening Amount (AOA). Ask them to show you where it was written that Rs 10,000 was a requirement.

Would this account accept cheque deposits and international inward remittances?

Can someone post a schedule of charges for this account?

The only charge is Rs.100+taxes for the debit card. Also, you are only allowed to deposit money once a month free of cost at the home branch. NEFT and Money inward transfers from other bank accounts/cards are free. That’s all I have gathered. International inward remittances are a different story because RBI has different directives.

@Chr0niC_XoRn

DEBIT CARD & CHEQUE BOOK ( Sorry for the quality
It’s not a chip card .VISA PLATINUM .

u don’t need to give a single penny @ time of account opening .

http://www.icicibank.com/managed-assets/Pockets...
http://www.icicibank.com/managed-assets/docs/te...

@sniper sharma cheque deposit is possible.
About intrnl inward remmitance .U can enable that at the time of filling application .
Mine was done through tab banking.Sales rep asked me about international remittance limit .
So I believe it’s there.

for schedule of charges refer this
http://www.icicibank.com/managed-assets/Pockets...

After going thru this thread what i understud is i can get a zero balance account with a intnl dc sitting at home without any chrge xcpt for dc annual chrgs
only 1 cash deposit bt can use other bank dc to tensfr money to icici via pockets
can withdraw cash using dc

Nethn else that i am missing or i shud consider b4 opening account?

I cn deposit cheques in the account right?

altecher wrote:

@sniper sharma cheque deposit is possible.
About intrnl inward remmitance .U can enable that at the time of filling application .
Mine was done through tab banking.Sales rep asked me about international remittance limit .
So I believe it’s there.

for schedule of charges refer this
http://www.icicibank.com/managed-assets/Pockets...

I m 18 now, Is I m able to open this account!!!!
Some of my queries :-

1. Can I deposit my money from other bank into icci pocket by neft/imps (imps enabled in this account & but charges for it from other bank)
2. Can I withdraw money from physical debit card issued with this account (Any charges for withdrawl from atm/shop or any limit of withdrawl)
3. And what is the good method you suggest for loading money in pocket account free without of charges
4. I have aadhaar card & institution identity card only …is it ok for documents
5. What is the max. Amount we deposit in it & what is the max. for withdrawal by atm or online (any limit specify for withdrawl & deposit)
6. How much days require for opening an account & any need to go to icci branch
7. How to Activate debit card for international …
8. Sorry, What is international inward remmitance …
9. If icici executive want Rs 10K for opening , what should be do ?

Thanks
Regards

@AloNe ForeVer
All savings bank account rules are same.U r 18 so good to go..:-)

Will answer the remaining questions tomorrow..
But I want u to go through the previous comments and T&C pdf .U will get most of u r doubts get cleared by ur ownself ..

@myliferockks

@altecher

thanks a tonnn for the reply !

kg

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

@Chr0niC_XoRn wrote:

@myliferockkss wrote:

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….

Hey !

is your debit card CHIP based .. or just a normal one …
and if possible can u please upload a snap of the card ?

I just applied for 0 savings account yesterday…. Once i receive it i will surely update ya

All right !

even i applied today … they told me to deposit 10k in any icici branch(later will be refunded to bank acc )
same with u ?

Nope…. I just gave 500rs cheque as an first opening balance…. I can remove it later if i need

bus 500 ?
they told me about 10k :-|
anyways .. how to deal wid dem ?

U have already deposited the money ? If yes then u can only get it out after the account is created
If not then just tell them u cant pay more than 500rs
Did u took the executives card who visited you?

actually i got a call from him and he told me about all these 10k and all …
i told him will update on monday !

@altecher wrote:

@Chr0niC_XoRn

DEBIT CARD & CHEQUE BOOK ( Sorry for the quality
It’s not a chip card .VISA PLATINUM .

u don’t need to give a single penny @ time of account opening .

http://www.icicibank.com/managed-assets/Pockets...
http://www.icicibank.com/managed-assets/docs/te...

Were you able to activate international transaction ?

@Chr0niC_XoRn Apart from the glittering part there is some problems too…
Pocket app have a bug with statements option .
That statements are not showing for both pocket wallet & pocket savings acc.

Internet banking works.
i-mobile, m-passbook is not working.
Don’t know whether pocket sb account is not entitled to get these services.
Waiting for their reply.

About international payment feature u have to send an sms or call customer care to activate it

altecher wrote:

@AloNe ForeVer
All savings bank account rules are same.U r 18 so good to go..:-)

Will answer the remaining questions tomorrow..
But I want u to go through the previous comments and T&C pdf .U will get most of u r doubts get cleared by ur ownself ..

@altecher wrote:

@Chr0niC_XoRn Apart from the glittering part there is some problems too…
Pocket app have a bug with statements option .
That statements are not showing for both pocket wallet & pocket savings acc.

Internet banking works.
i-mobile, m-passbook is not working.
Don’t know whether pocket sb account is not entitled to get these services.
Waiting for their reply.

About international payment feature u have to send an sms or call customer care to activate it

I recharged via the app yesterday and opted 25 off 100 offer( recharged for 110 and made sure the offer it ticked) but the whole 110 was deducted. Glitch?

@thrifty_indian
Oh..That’s totally weird .U can see the final amount before making the final payment.Then how come.Never had this issue.I think I had done more that 20+ recharges in the past months.

For all those who are wondering how is the refund process here is my experience
Here is how it works.If recharge information has sent to operator and got failed there.U may have to wait 7 days because it’s cash reversal to VISA card.So it’s same as other banks.(This case never happened to me ,so it’s my strong assumption). Mail them if u didn’t get the refund @ [email protected] rather I would suggest u to tweet @icicibank_care .
Call/Chat options is pain.

If the recharge didn’t went beyond app.Some times due error.There will be instant refund.(Happened to me 3 times,I only do airtel recharges ,ya 110 rs for 85 rs)
U may get that last confirmation message that “recharge is successful” .(Pls do take screenshot because of the bug u can’t see the statements via app so the reference number)

@AloNe ForeVer Is there anything else? .I believe I had shared what I am able to understand via previous comments,
Pls go through it.:-} And still confused Pls mention the points..Happy 2 help u..

@altecher wrote:

@thrifty_indian
Oh..That’s totally weird .U can see the final amount before making the final payment.Then how come.Never had this issue.I think I had done more that 20+ recharges in the past months.

For all those who are wondering how is the refund process here is my experience
Here is how it works.If recharge information has sent to operator and got failed there.U may have to wait 7 days because it’s cash reversal to VISA card.So it’s same as other banks.(This case never happened to me ,so it’s my strong assumption). Mail them if u didn’t get the refund @ [email protected] rather I would suggest u to tweet @icicibank_care .
Call/Chat options is pain.

If the recharge didn’t went beyond app.Some times due error.There will be instant refund.(Happened to me 3 times,I only do airtel recharges ,ya 110 rs for 85 rs)
U may get that last confirmation message that “recharge is successful” .(Pls do take screenshot because of the bug u can’t see the statements via app so the reference number)

Yeah, even I knew the same but no idea how this happened. Btw, I took the screenshot of the successful recharge screen. Ty.

not able to use pockets vcc
it say couldnt.go throught after asking for dob and validity….
what might be issue here ??

@hsagent wrote:

not able to use pockets vcc
it say couldnt.go throught after asking for dob and validity….
what might be issue here ??

Used as a cc or dc?

altecher wrote:

@AloNe ForeVer Is there anything else? .I believe I had shared what I am able to understand via previous comments,
Pls go through it.:-} And still confused Pls mention the points..Happy 2 help u..

@AloNe ForeVer

K bro..

3.And what is the good method you suggest for loading money in pocket account free without of charges
A.What I am doing is,I am loading cash into pocket “wallet” first.Which is free of cost as of now.You can use almost all Debit/net banking options available.Then I am transferring that cash into pocket “savings” account.It is an instant intra bank transfer (IMPS) .No charges there.

4.About documents
A.Check that screenshot.It clearly says aadhar is acceptable.

8.Inward remittance – receiving money to your business account in India from abroad .

9.If 10k is demanded ask the sales person to check the website show him the t&c pdf .It’s just that they have to attain their quoted margin.Threaten him if he is still demanding
http://www.icicibank.com/Personal-Banking/faq/d...
http://www.icicibank.com/managed-assets/Pockets...
http://www.icicibank.com/managed-assets/docs/te...

@altecher wrote:

@Chr0niC_XoRn

DEBIT CARD & CHEQUE BOOK ( Sorry for the quality
It’s not a chip card .VISA PLATINUM .

u don’t need to give a single penny @ time of account opening .

http://www.icicibank.com/managed-assets/Pockets...
http://www.icicibank.com/managed-assets/docs/te...

well these r my queries
1.this DC and the VC we usually get after registration are different, right?

2. For how many years the DC is valid ?

3. also, in the app it is mentioned that we can upgrade it to expression debit card .. what will be the charges and how can we upgrade the card?

Can anyone tell me if i can iWish feature in pocket savings account? If yes, will TDS apply on RD? As per this link http://www.icicibank.com/Personal-Banking/faq/d...
No, TDS is not applicable on Recurring Deposits but I think Govt. has changed this rule recently. I’m not sure though. Someone please help me. Thanks.

@@Kryptonic@@ "@Kryptonic ":http://www.desidime.com/users/...87

1.this DC and the VC we usually get after registration are different, right?
A.Yup.It’s different.Only net banking username/password is same for pockets wallet & sb acc

2. For how many years the DC is valid ?
A.Valid till 2025

3. also, in the app it is mentioned that we can upgrade it to expression debit card .. what will be the charges and how can we upgrade the card?
A.Expression debit card upgrade is possible.But when I checked it costs too much 799 annual fee+issuance fee..