Need suggestion for zero balance account

Need suggestion for zero balance account

135°
Missing
Deal Newbie
57
25
0

Hi

Can anyone suggest zero balance account to open

25 Comments  |  
20 Dimers
Missing
Deal Newbie
50
20
0

DBS,Axis ASAP, Kotak 811,Paytm Payments Bank

222
Deal Cadet
77
620
9

Open Kotak Solo Account.

Missing
Deal Cadet
110
781
7

Axis ASAP, if you don’t already have Axis card.

Missing
Deal Newbie
50
32
0
B3A5T wrote:

Axis ASAP, if you don’t already have Axis card.

New Axis ASAP working?

Missing
Deal Newbie
112
73
3

811 is good, have been using it since one year

Lord of love radha and krishna by parth27 d5gnfyw %281%29
Deal Subedar
195
2612
39

If you are ready to do high initial funding then you can open no balance account in most of the private bank, visit branch and speak with the rep

Missing
Deal Subedar
270
2923
40

DBS Digibank. Provided you have an adhaar with address of a city where they have a branch.

Missing
Deal Cadet
73
103
3

DBS digibank for interest rate(5.5% upto 1 lakh,7% for amount above 1 lakh to 2 lakh—this does not count the amount below 1 lakh on which you still get 5.5%). Kotak 811 for getting a debit card that works on international sites/paypal global. Axis ASAP only if you plan on availing offers on axis cards. Paytm card is just avg,get it just for the sake of getting it.

Missing
Deal Newbie
50
20
1

paytm …sabse sasta …sabse achha

Dexterslaboratory
Deal Cadet
46
295
8
B3A5T wrote:

Axis ASAP, if you don’t already have Axis card.

Any extra fees or hidden charges from axis bank?

Missing
Deal Cadet
110
781
7
Expand
rohan8397 wrote:

Any extra fees or hidden charges from axis bank?

₹15 per quarter for messaging charges.
Debit card extra (annually)

Dexterslaboratory
Deal Cadet
46
295
8
Expand
B3A5T wrote:

₹15 per quarter for messaging charges.
Debit card extra (annually)

Any way to avoid this charge?
No such charge incurred on kotak and dbs till date.

Missing
Deal Lieutenant
298
3708
57

Does HDFC allow opening of a zero balance account and if yes, what are the debit card charges for this account?

Missing
Deal Newbie
50
35
0

DBS, Kotak 811, Axis ASAP, IndusInd.

Roger federer photos 9 150x150
Deal Subedar
111
1342
39

ASAP account doesn’t provide Virtual Debit card anymore.

physical card will be issued with yearly charges of 300+

Jiwvql0
Budding Star
82
4394
84

Jio Payments Bank smile

Missing
Deal Cadet
141
634
18

dbs if u plan to keep some balance and take advantage of higher savings interest rate otherwise for use as a basic account kotak 811 wink

Missing
Deal Subedar
270
2923
40
guest_999 wrote:

DBS digibank for interest rate(5.5% upto 1 lakh,7% for amount above 1 lakh to 2 lakh—this does not count the amount below 1 lakh on which you still get 5.5%). Kotak 811 for getting a debit card that works on international sites/paypal global. Axis ASAP only if you plan on availing offers on axis cards. Paytm card is just avg,get it just for the sake of getting it.

digibank physical debit card also works on international sites

Missing
Deal Subedar
270
2923
40
Expand
rohan8397 wrote:

Any way to avoid this charge?
No such charge incurred on kotak and dbs till date.

no

Img 1950
Deal Cadet
250
740
8

Axis Asap is d best for 0 balance

7.scenary
Deal Newbie
50
20
0

How to open kotak811 below the age of 18 and any alternative to this

Missing
Deal Newbie
57
25
0

Thanks all for your inputs

Pikachu
Deal Subedar
87
1059
43
1cooldesidd wrote:

Does HDFC allow opening of a zero balance account and if yes, what are the debit card charges for this account?

https://www.hdfcbank.com/personal/save/accounts...
This is not a bsbda account which can be opened with aadhar card (only in 1 bank in India).
This is z zero balance account from hdfc.
so a free hdfc debit card you will get (you can use this to avail online hdfc offers with debit cards)
can’t be open online.
But only 1 catch :
4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc. In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.

Missing
Deal Lieutenant
298
3708
57
Expand
vickyVicky wrote:

https://www.hdfcbank.com/personal/save/accounts...
This is not a bsbda account which can be opened with aadhar card (only in 1 bank in India).
This is z zero balance account from hdfc.
so a free hdfc debit card you will get (you can use this to avail online hdfc offers with debit cards)
can’t be open online.
But only 1 catch :
4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc. In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.

Can this be linked to a payzapp account?

Missing