Need suggestion for zero balance account

243°
Deal Cadet
malli_18arjun

Hi

Can anyone suggest zero balance account to open

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Deal Lieutenant Deal Lieutenant
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Kotak 811

Deal Subedar Deal Subedar
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DBS,Axis ASAP, Kotak 811,Paytm Payments Bank

Deal Subedar Deal Subedar
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how to deposit money in these banks??

Deal Subedar Deal Subedar
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Open Kotak Solo Account.

Helpful Helpful
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Axis ASAP, if you don’t already have Axis card.

Deal Newbie Deal Newbie
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New Axis ASAP working?

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Critic Critic
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811 is good, have been using it since one year

Deal Lieutenant Deal Lieutenant
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If you are ready to do high initial funding then you can open no balance account in most of the private bank, visit branch and speak with the rep

Benevolent Benevolent
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DBS Digibank. Provided you have an adhaar with address of a city where they have a branch.

Critic Critic
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DBS digibank for interest rate(5.5% upto 1 lakh,7% for amount above 1 lakh to 2 lakh—this does not count the amount below 1 lakh on which you still get 5.5%). Kotak 811 for getting a debit card that works on international sites/paypal global. Axis ASAP only if you plan on availing offers on axis cards. Paytm card is just avg,get it just for the sake of getting it.

Benevolent Benevolent
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digibank physical debit card also works on international sites

Helpful Helpful
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paytm …sabse sasta …sabse achha

Deal Lieutenant Deal Lieutenant
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Does HDFC allow opening of a zero balance account and if yes, what are the debit card charges for this account?

Deal Subedar Deal Subedar
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https://www.hdfcbank.com/personal/save/accounts...
This is not a bsbda account which can be opened with aadhar card (only in 1 bank in India).
This is z zero balance account from hdfc.
so a free hdfc debit card you will get (you can use this to avail online hdfc offers with debit cards)
can’t be open online.
But only 1 catch :
4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc. In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.

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Deal Cadet Deal Cadet
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DBS, Kotak 811, Axis ASAP, IndusInd.

Blogger Blogger
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ASAP account doesn’t provide Virtual Debit card anymore.

physical card will be issued with yearly charges of 300+

Shopping Friend Shopping Friend
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Jio Payments Bank smile

Deal Subedar Deal Subedar
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dbs if u plan to keep some balance and take advantage of higher savings interest rate otherwise for use as a basic account kotak 811 wink

Deal Captain Deal Captain
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Axis Asap is d best for 0 balance

Deal Cadet Deal Cadet
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How to open kotak811 below the age of 18 and any alternative to this

Deal Cadet Deal Cadet
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Thanks all for your inputs

Deal Subedar Deal Subedar
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You can make UPI, NEFT or IMPS payments.
Kotak 811 and Paytm Payment bank allows adding funds using debit card also (limited amount).

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