Need suggestion regarding Debit card payment
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I need to take money frequently from my elder sister’s account..to pay her bill and recharge
As we Dimers pay according to offers at different wallet …I need to take that amount to my bank after/before the recharge..
I can access her debit card and OTPs whenever I need..but the problem is..how to take money from her account to my account using that debit card ( she is not that much teck savvy..so can’t use upi )
If i add money to my paytm wallet it will take charge to send that money to my bank account.
That’s why I use Airtel app…but it is not that much good for frequent use..cz..most of the times OTP doesn’t come..and even yesterday the transaction got failed but money has been deducted from her account..
I need a permanent solution to transfer money from her debit card to my bank account for frequent use
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But for that she need to set up all the things.. which she can’t
off topic – have banks resumed sending debit cards by couriers 
Paytm Payment Bank A/c could be loaded by debit card. I closed it some months back so dunno if it can be done now.
Yess.. just checked…it can be done…Thank You brother..I didn’t know it
3 solutions i know of and all of them require full KYC and allow debit card loading and then free Bank transfer.
1) Kotak 811 :- I think it’s just 3 times loading per month allowed via debit card
2) ICICI Pockets :- I think it’s 1 time per month.
3) Paytm payments Bank :- maximum 2000 per transaction, and maximum 10 k per month.
1 and 2 is nor applicable for me 😉 as I don’t have both Kotak and Icici
3rd one is the ultimate solution 😇
Thanks for sharing your knowledge
Better to get access to net banking of her account.