need to open a new online savings account with ...

need to open a new online savings account with adhaar

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Hi I need to open an online savings bank account like KOTAK 811 with minimum debit card and no other chanrges and minimum balance. Please suggest me with names of banks with online opening and zero balance with debit card or seeding with phonepay.
I opened kotak 811 with my adhaar and pan but at that time my adhaar was not linked with mobile number and no otp receved . Now that account is Kotak Lite without debit card and so no use. unable to give kyc again as no branch in my area.
so please suggest a new online bank with zero balance
thanks

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Digi bank

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You could open digibank account in 5 mins !! Pm for more info

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Federal bank selfie
Idfc bank
Rbl abacus
Axis asap
Equifax
Fincare
Standard chartered digital

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arun27081012269 wrote:

Federal bank selfie
Idfc bank
Rbl abacus
Axis asap
Equifax
Fincare
Standard chartered digital

All these with debit card?
Standard chartered digital needed minimum 10000 balance

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nirmaltvd wrote:

All these with debit card?
Standard chartered digital needed minimum 10000 balance

Yes, all those ACC’s with debit card (zero balance)
SC is 10k mab

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arun27081012269 wrote:

Yes, all those ACC’s with debit card (zero balance)
SC is 10k mab

Any zero balance account s?
Standard chartered any way to avoid 10000 minimum
What is man?

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arun27081012269 wrote:

Federal bank selfie
Idfc bank
Rbl abacus
Axis asap
Equifax
Fincare
Standard chartered digital

bro, pls provide links or app link to these banks..

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for digibank we need to do physical verification within 1 year. Same in kotak811. is it same with others?

Federal bank selfie
Idfc bank
Rbl abacus
Axis asap
Equifax
Fincare

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nirmaltvd wrote:

Any zero balance account s?
Standard chartered any way to avoid 10000 minimum
What is man?

You can check paytm. It gives a debit card too.

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DEALSTER wrote:

You can check paytm. It gives a debit card too.

thanks . But needs physical bio metric verification in kyc centers for full kyc

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nirmaltvd wrote:

thanks . But needs physical bio metric verification in kyc centers for full kyc

You can also call their agent to an address of your choice. Its pretty convenient. Just open an account. It doesn’t cost anything. Don’t use it fi you don’t need. I opened one just to utilize the airport lounge access with their card.

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DEALSTER wrote:

You can also call their agent to an address of your choice. Its pretty convenient. Just open an account. It doesn’t cost anything. Don’t use it fi you don’t need. I opened one just to utilize the airport lounge access with their card.

Ok
What is airport lounge?
Card use?

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arun27081012269 wrote:

Federal bank selfie
Idfc bank
Rbl abacus
Axis asap
Equifax
Fincare
Standard chartered digital

How many bank accounts can we open with aadhar based otp verification…..I have kotak 811….while I was trying to open axis asap in the tnc it says only one bank account of any bank can be opened with aadhar based otp verification….can u help n let me know about this…https://cdn0.desidime.com/attachments/photos/517451/original/Screenshot_20180521-222250.png?1526933689

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hiban wrote:

How many bank accounts can we open with aadhar based otp verification…..I have kotak 811….while I was trying to open axis asap in the tnc it says only one bank account of any bank can be opened with aadhar based otp verification….can u help n let me know about this…https://cdn0.desidime.com/attachments/photos/517451/original/Screenshot_20180521-222250.png?1526933689

You can open as many as you want, I’m sure govt or rbi will not have any problem if you are voluntarily linking your accounts with aadhar. Guess they added that clause to stop misuse.

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hiban wrote:

How many bank accounts can we open with aadhar based otp verification…..I have kotak 811….while I was trying to open axis asap in the tnc it says only one bank account of any bank can be opened with aadhar based otp verification….can u help n let me know about this…https://cdn0.desidime.com/attachments/photos/517451/original/Screenshot_20180521-222250.png?1526933689

Opening bank account with adhaar in small savings bank account through online is limited to one for one adhaar as while trying to Open kotak 811 with same adhaar , you already one account error will appear.
So one account in one bank with one adhaar in digital savings account I think. It is the policy of bank and different for different banks

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Opt for kotak 811

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But you have to gaveaway PAN for this Account smile

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nirmaltvd wrote:

Opening bank account with adhaar in small savings bank account through online is limited to one for one adhaar as while trying to Open kotak 811 with same adhaar , you already one account error will appear.
So one account in one bank with one adhaar in digital savings account I think. It is the policy of bank and different for different banks

I’ve opened accounts in all the banks’ mentioned above thru e-otp, It works.

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arunrush680 wrote:

I’ve opened accounts in all the banks’ mentioned above thru e-otp, It works.

Please help…I opened axis asap account yesterday using aadhar n otp….today when I m trying to link it to phonepe app or upi….it says no axis bank account found linked to ur number….please can u tell why is it happening…

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hiban wrote:

Please help…I opened axis asap account yesterday using aadhar n otp….today when I m trying to link it to phonepe app or upi….it says no axis bank account found linked to ur number….please can u tell why is it happening…

Wait for 2days .

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hiban wrote:

Please help…I opened axis asap account yesterday using aadhar n otp….today when I m trying to link it to phonepe app or upi….it says no axis bank account found linked to ur number….please can u tell why is it happening…

I received a welcome call in 1or2 days, had no prob after that.

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arunrush680 wrote:

I received a welcome call in 1or2 days, had no prob after that.

Thanks I m still waiting…

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arun27081012269 wrote:

Federal bank selfie
Idfc bank
Rbl abacus
Axis asap
Equifax
Fincare
Standard chartered digital

How to open digital account in idfc. ?

Is it zero balance account ?

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Which of these zero balance accounts provide the Rupay Platinum Debit card?
Now that Paytm Payments Bank isn’t opening any new accounts, what are the other options? Also, anyone know when Paytm will start accepting new account opening applications?

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Great thread ! So many information.

But can someone explain why to open such online accounts at all in the first place when you already have regular bank accounts ? What are the advantages and disadvantages ?

I have several regular bank accounts with private and nationalized banks out of which two are zero balance accounts they were opened as salary accounts. Apart from them all of us also have multiple accounts in Paytm, Payzapp, PhonePe, Freecharge, JioMoney, Amazon Pay, Bhim, Tez, Citruz, Samsung Pay and the list is endless. I also have mutliple credit cards including Amex, HDFC, StanChart, Kotak… So I really want to understand why should I go for such online zero balance bank accounts.

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