Not sure if this has been posted before. If it has been, please let me know and I shall remove this post.
How to withdraw CB amount without additional charges (to original source of payment not bank account)
Plan to buy an item for Rs 2000 and 50% cash back
Buy an item for Rs 1000 first, cancel it immediately
You will get Rs 1000 wallet balance
Buy the real item that you need for Rs 2000, use wallet balance of 1000 + 1000 paid by DC/CC.
After you get CB (1000), go to the first order that was cancelled and do a refund. Rs 1000 will be refund to whatever was used to make that payment.
I know many people already know this, and they will say – don’t reveal this, PayTm will block this method etc. etc. But I feel there are many who don’t know this.