Hotness PAYZAPP - HIDDEN CHARGES

Hot Deal PAYZAPP - HIDDEN CHARGES

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Deal Subedar
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Any 1 noted payzapp is currently debiting transaction charges. Recently while am doing transaction error throwned by payment gateway says that declined due to insufficient balance. But my wallet is having sufficient balance for the transaction. Then I did top up for extra amount the transaction is successful. The worst part is in SMS received for transaction shows the full amount ( original amount + trn charges) but in wallet transaction history only shows the original amount without trxn charges…

Note: I have recently noticed this. Am not aware this process already exists…

41 Comments  |  
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Ajithian wrote:

https://cdn0.desidime.com/attachments/photos/547516/original/Screenshot_20190116-072116_2.png?1547607090
See the difference amount between payzapp & PAYTM. @esakkiraja

Oh, now they charging extra, addtional conv charge for wallet load through vcc.

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Deal Lieutenant
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Very bad now.

Missing
Deal Cadet
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That’s because you have loaded the money in Paytm.

Someone had mentioned this few days ago.

Samantha
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esakkiraja wrote:

Oh, now they charging extra, addtional conv charge for wallet load through vcc.

Even recently I tried to pay 550 for my broadband bill through payzapp vcc, amount is 550
but they charged 6.48 extra…
total paid is 556.48..
but after some days they have returned extra changes i.e 6.48 returned back to my payzapp wallet..

though not sure why they charged and returned back..
@Ajithian
They may return the extra charge after some day…just check and update here.

15359988
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They have started charging for transactions like HDFC does.. And soon it will be the same so there would be no point in even keeping this app. I think it was originally done so HDFC banking app would remain secure while they test out the new functions. I noticed they have added a lot of the functionality now into the banking app itself.

Actually even PayTM is now charging.. I paid my electric bill and they added like rs 6.58 to it. It is still cheaper than paying direct on the web site where they charge between rs15 to rs20.. And also most recharges now also have a surcharge in places so needs careful study.

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B3A5T wrote:

That’s because you have loaded the money in Paytm.

Someone had mentioned this few days ago.

I haven’t loaded wallet. It’s PAYTM postpaid. Also I booked bus ticket in different platform,there also I have been charged @aswaniexpress . If they are charging it should reflect in transaction history right??

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alienteck wrote:

They have started charging for transactions like HDFC does.. And soon it will be the same so there would be no point in even keeping this app. I think it was originally done so HDFC banking app would remain secure while they test out the new functions. I noticed they have added a lot of the functionality now into the banking app itself.

R u using new version of HDFC BANKING APP?? It was full bug at the time of new update.. Then I rolled back

Samantha
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Ajithian wrote:

I haven’t loaded wallet. It’s PAYTM postpaid. Also I booked bus ticket in different platform,there also I have been charged @aswaniexpress . If they are charging it should reflect in transaction history right??

Yes. for me also, extra amount charged (6.48 in my case) not shown in history..
Later they returned back so payzapp passbook is up to date. with no surprises.
I believe they should return in max of 7 days.. just check and update here.

it has been charged by payzapp only but not paytm..
If it is paytm then they must show the full amount in VBV page..

15359988
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Ajithian wrote:

R u using new version of HDFC BANKING APP?? It was full bug at the time of new update.. Then I rolled back

Yes they fixed it!!! WOOOOOHOOOO!!! I was also able to change the pin of my debt card as well.. They now even have UPI transfers and stuff.. And you get a new UPI ID for some reason. Since mine was already taken by me for Payzapp I had to make a new one. While my spouse who was full KYC has the same UPI id for both. I have so many UPI ID’s now I have no idea what goes were.

15359988
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aswaniexpress wrote:

Yes. for me also, extra amount charged (6.48 in my case) not shown in history..

Whats with this 6.48? I have to go check but I think PayTM charged 6.58.. I was kind of shocked as it was the first time PayTM ever charged for any transaction.

Samantha
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alienteck wrote:

Whats with this 6.48? I have to go check but I think PayTM charged 6.58.. I was kind of shocked as it was the first time PayTM ever charged for any transaction.

Not sure.. for me they reverted 6.48 back to my payzapp wallet.

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esakkiraja wrote:

Oh, now they charging extra, addtional conv charge for wallet load through vcc.

I have 10 K in paytm where to transfer

prefer First Bank ( not willing to give more than 10 rupees )
Second Payzapp ( Because can use in IRCTC ) 50+10% Benefit
Third Amazon tell me how

15359988
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aswaniexpress wrote:

Not sure.. for me they reverted 6.48 back to my payzapp wallet.

Yes I was using payzapp wallet as well but the charges were not reimbursed. I think paytm took the charge and not payzapp. As it showed in the payment menu on paytm.

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I somehow don’t see any extra charges in payzapp. I did 2 txns yesteraday on bigbasket and niki.

15359988
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DEALSTER wrote:

I somehow don’t see any extra charges in payzapp. I did 2 txns yesteraday on bigbasket and niki.

The one performing the transaction takes the charges so niki itself would have added the surcharge and not payzapp. You have to do a recharge inside payzapp itself to see if they take a charge. Niki I think takes 2 or 3% or something like that.

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alienteck wrote:

The one performing the transaction takes the charges so niki itself would have added the surcharge and not payzapp. You have to do a recharge inside payzapp itself to see if they take a charge. Niki I think takes 2 or 3% or something like that.

thats true.. I hardly do anything directly in payzapp actually.

15359988
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DEALSTER wrote:

thats true.. I hardly do anything directly in payzapp actually.

I did a 399 recharge inside payzapp and got 39 CB. I dont think at the time they took any charges but like I mentioned earlier, No one took any charges earlier.. I did a few Niki recharges and they were all for the amount itself as well. I clearly remember doing a 500 recharge with balance in PayPal and that would not have worked if there was a surcharge.
Except the last one for like rs10 where they took something but I went ahead with it anyway since the CB was higher.. And when I went to send money in payzapp they said it would cost some amount. All this is new stuff.

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OnlineBewda wrote:

I have 10 K in paytm where to transfer

prefer First Bank ( not willing to give more than 10 rupees )
Second Payzapp ( Because can use in IRCTC ) 50+10% Benefit
Third Amazon tell me how

3rd, u can buy amz gv with Paytm balance in komparify.

All other methods will take addtional charges

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OnlineBewda wrote:

I have 10 K in paytm where to transfer

prefer First Bank ( not willing to give more than 10 rupees )
Second Payzapp ( Because can use in IRCTC ) 50+10% Benefit
Third Amazon tell me how

Buy Amazon Gift Card from Magicpin & Pay using Paytm. You will get Cashback ₹20 to ₹30.

@onlinebewda @esakkiraja

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-PC wrote:

Buy Amazon Gift Card from Magicpin & Pay using Paytm. You will get Cashback ₹20 to ₹30.

@onlinebewda @esakkiraja

But amz gv in magicpin is available at flash sale time only, in komparify anytime available.

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esakkiraja wrote:

But amz gv in magicpin is available at flash sale time only, in komparify anytime available.

Now amazon GV removed from Magicpin pensive

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esakkiraja wrote:

But amz gv in magicpin is available at flash sale time only, in komparify anytime available.

Yes.

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esakkiraja wrote:

3rd, u can buy amz gv with Paytm balance in komparify.

All other methods will take addtional charges

tHANKS @DCM

limit maybe below 3000 per not verified account

per month 2900 ?

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Has anyone got CB for codes payzapp/missyou this month? I am still waiting after doing txns on 6th.

few more questions:

1. Do they give CB for scan and pay if I pay via cash in payzapp card?
2. Are scan and pay txns being counted for the 100 CB on 4 transactions offer?

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DEALSTER wrote:

Has anyone got CB for codes payzapp/missyou this month? I am still waiting after doing txns on 6th.

Received for miss you code. Transaction done on 1$t of jan

15359988
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DEALSTER wrote:

Has anyone got CB for codes payzapp/missyou this month? I am still waiting after doing txns on 6th.

You need to ask the people who said you would get CB after the 5th of Jan..

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Ajithian wrote:

Received for miss you code. Transaction done on 1$t of jan

thnaks or replying. Both the codes are expired now it seems. Worked on 6th Jan though. Lets see.

By the way:

1. Do they give CB for scan and pay if I pay via cash in payzapp card?
2. Are scan and pay txns being counted for the 100 CB on 4 transactions offer?

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DEALSTER wrote:

thnaks or replying. Both the codes are expired now it seems. Worked on 6th Jan though. Lets see.

By the way:

1. Do they give CB for scan and pay if I pay via cash in payzapp card?
2. Are scan and pay txns being counted for the 100 CB on 4 transactions offer?

1- Yes

Missing