Query Regarding Amazon Pay ICICI Credit Card

Query Regarding Amazon Pay ICICI Credit Card

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Deal Cadet
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This query is for those who already have got the icici amazon pay cc, and already have another existing icici credit card. My question is that whether the statement for this amazon pay cc is seperate or will be combined with your already existing icici credit card?

yesterday i got my amazon pay cc, just want to know this query so that i can start using this card immediately, as my other icici card has outstanding, i don’t want to add to it my spends to add extra interests.

30 Comments  |  
15 Dimers
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Deal Cadet
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I am yet to receive the Amazon Pay CC statement but from what all I have gathered – this card is just an addon on the base ICICI Credit Card and so everything – bill cycle, limit etc is shared. If I were you, will not use this card further without clearing dues.

Best – speak to ICICI Customer Care for further clarifications.

Bal ganesh
Deal Lieutenant
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Its separate card. So separate Bill, separate payment, separate limit. Only common thing is its also from ICICI.
Only bill cycle is same as original ICICI card, do not know if its just coincidence.

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caks2006407 wrote:

Its separate card. So separate Bill, separate payment, separate limit. Only common thing is its also from ICICI.
Only bill cycle is same as original ICICI card, do not know if its just coincidence.

as i got it, shows same limit as my existing card, but unsure the bill will be showing in the same card or as seperate, that is the query, if u already own a icici card then the limit will be clubbed for both cards, it will not be seperate,

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Varada wrote:

as i got it, shows same limit as my existing card, but unsure the bill will be showing in the same card or as seperate, that is the query, if u already own a icici card then the limit will be clubbed for both cards, it will not be seperate,

everything is separate..Its a separate card and has nothing to do with existing cards.
Only thing is – at the time of issue..limit will be same as one of existing card..

Bal ganesh
Deal Lieutenant
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Varada wrote:

as i got it, shows same limit as my existing card, but unsure the bill will be showing in the same card or as seperate, that is the query, if u already own a icici card then the limit will be clubbed for both cards, it will not be seperate,

2nd line of my post indicates I own both cards and I do.
Limits are separate and practically you just have 2 CC.
Do not get confused anymore just because these two cards are from ICICI.
They are independent cards.

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Deal Cadet
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caks2006407 wrote:

2nd line of my post indicates I own both cards and I do.
Limits are separate and practically you just have 2 CC.
Do not get confused anymore just because these two cards are from ICICI.
They are independent cards.

cool

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Deal Subedar
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One of my friend got amazon pay credit card with same existing card limit of 20000, he already used first card completely. Amazon pay card says available limit is 20000 and now when he tried to use Amazon pay card it given error insufficient balance. So understand credit limit is shared between cards.

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Deal Cadet
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Different statements
Common limit

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karanoshan wrote:

Different statements
Common limit

I too thought this could be how it will be, i had 2 sc cards and i am getting different statements and same limits

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Deal Subedar
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Separate card
Separate statement
Separate payment
Separate bill cycle
Shared limit

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Deal Subedar
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panchabhut wrote:

Separate card
Separate statement
Separate payment
Separate bill cycle
Shared limit

Limit is same but not shared between cards

Cropped8790936622552152970
Deal Major
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Love this card
especially for bigger purchases
For a 60k Amzn purchase, you will get 3K cashback in less than 30 days
Even though u can get 5% discount on amazon GV via trading section easily, its not possible to accumulate that much amount of GVs within a short period especially during sales

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Deal Subedar
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getready wrote:

Love this card
especially for bigger purchases
For a 60k Amzn purchase, you will get 3K cashback in less than 30 days
Even though u can get 5% discount on amazon GV via trading section easily, its not possible to accumulate that much amount of GVs within a short period especially during sales

Agree

Saves lot of time.

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panchabhut wrote:

experience shared by @srini1973 is different

Dear Customer, you are now eligible for an increase in the credit limit on your Credit Card XX0003 from Rs. 900000 to Rs. 1000000 without any charges. Simply SMS CRLIM <> to 5676766 for this free increase in credit limit

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Deal Subedar
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rajeshcaicwacs259 wrote:

Dear Customer, you are now eligible for an increase in the credit limit on your Credit Card XX0003 from Rs. 900000 to Rs. 1000000 without any charges. Simply SMS CRLIM <> to 5676766 for this free increase in credit limit

You have 9 Lakhs credit limit?

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Deal Subedar
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rajeshcaicwacs259 wrote:

Yes 3 cards

My total all Cc limit nearly 50 lacs

I have amex gold charge card with unlimited credit

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srini1973 wrote:

I have amex gold charge card with unlimited credit

Its not unlimited bro.

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srini1973 wrote:

I have amex gold charge card with unlimited credit

there is always a internal limit on all charge cards. You can ask them to test a charge on your card and let you know the actual internal limit. You can check it online as well. Nothing against you or your post.. Just a general info to other dimers that there is no such thing like unlimited limit.

No all random swipe of any amount will go through. We have to ask them before swipe that if the transaction of a high amount can go through with your charge card.

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Puchka wrote:

there is always a internal limit on all charge cards. You can ask them to test a charge on your card and let you know the actual internal limit. You can check it online as well. Nothing against you or your post.. Just a general info to other dimers that there is no such thing like unlimited limit.

No all random swipe of any amount will go through. We have to ask them before swipe that if the transaction of a high amount can go through with your charge card.

Recently I called them for some inquiry and they confirmed i can swipe even in lakhs, no restriction on card. Remember its charge card and not credit card.

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srini1973 wrote:

Recently I called them for some inquiry and they confirmed i can swipe even in lakhs, no restriction on card. Remember its charge card and not credit card.

Just ask them i want to buy AUDI R8. Can i buy from this card? Then see their response. lol

And FYI nothing is unlimited, “EVEN SKY HAS A LIMIT.”

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Deal Subedar
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typhoon wrote:

Just ask them i want to buy AUDI R8. Can i buy from this card? Then see their response. lol

And FYI nothing is unlimited, “EVEN SKY HAS A LIMIT.”

Thats ok, I am not in a position to buy normal car, forget about audi.

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srini1973 wrote:

Its unlimited.

I had once done some international travel bookings through AMEX gold charge card, I think I had crossed 3 Lakhs or something. They start calling you and request you to pay up partial amount even before the bill was generated to continue using the card. They ask for a date by which you will make the payment. I did not want any hassle, so made the payment before the committed date. Though I do not know what would have had happened if I had refused or not made the payment, but I don’t think its unlimited. It’s just marketing pitch to sell the card…of course the limit will be different for different users.

By the way anyone knows if we get reward points on Amazon ICICI card on making insurance payments or NPS deposits through it?

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I got my newly applied icici credit card today, also i have got option to apply for amazon icic pay card. but while applying i am getting lots of form details which needs to be filled, as my fellow dimers informed that they got cards in 5 mins (digital card). can anyone share ur experience?

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Deal Cadet
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I am using icici coral since last 6 years…but still not able to apply for this card…what to do…amazon cc says to contact icici cc customer care
..

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suman1520 wrote:

I am using icici coral since last 6 years…but still not able to apply for this card…what to do…amazon cc says to contact icici cc customer care
..

U might be using it in multiple amazon accounts – thats the reason i think. If not then make a new amazon account with new mobile number and update the same number with the icici bank then reissue u r card. Use that new card on new amazon account, u will definitely get the offer.

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