Query Regarding Payment & Refund In Hdfc Credit...

Query Regarding Payment & Refund In Hdfc Credit Card

89°
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Deal Cadet
32
909
12

Have purchased Ac worth Rs 25000 from fk on 15 April through Hdfc Cc and the statement was generated for my Cc on next day and this transaction got billed.
But on 17 April order got cancelled and refund was initiated same day.
So i want to ask that whether i have to pay this amount also as my cc bill includes this amount or should i pay rest of the amount excluding this transaction ?

13 Comments  |  
6 Dimers
Samantha
Deal Lieutenant
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4889
99

you have to pay that amount.

Missing
Deal Cadet
83
364
17

U can pay the remaining amount
however the the remaining amount should be greater than minimum payable,
if it is lesser than minimum payable, you need to pay more than minimum payable

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Deal Cadet
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aswaniexpress wrote:

you have to pay that amount.

but my limit is 1 lakh and it is still 1 lakh after refund if i will pay 25k then how will 25k be adjusted ?

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Deal Cadet
32
909
12
karanoshan wrote:

U can pay the remaining amount
however the the remaining amount should be greater than minimum payable,
if it is lesser than minimum payable, you need to pay more than minimum payable

i have already paid all the amount excluding the refund amount.

A2z1
Community Angel
343
34452
442
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goelamit wrote:

i have already paid all the amount excluding the refund amount.

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

E9c5eh0
Deal Cadet
52
254
11
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A2Zdeals wrote:

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

Yes, totally agree with you.. flipkart refund thru imps considered as payment

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Deal Cadet
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909
12
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A2Zdeals wrote:

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

i already have paid the remaining amount and full limit is now available in the card after refund.
So no payment to be done now right ?

A2z1
Community Angel
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goelamit wrote:

i already have paid the remaining amount and full limit is now available in the card after refund.
So no payment to be done now right ?

yes

Missing
Deal Cadet
920
884
24
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A2Zdeals wrote:

this month you will enjoy the float because flipkart refunds as IMPS and that would be treated as payment
next month you can pay the balance

For me it is transaction reversed, no IMPS.
@goelamit , Better you pay full amount as most bank do not consider reversed transaction as payment

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Deal Cadet
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nomag wrote:

For me it is transaction reversed, no IMPS.
@goelamit , Better you pay full amount as most bank do not consider reversed transaction as payment

for me also it is showing as transaction reversed but i already have full limit available,  if i will pay this 25k then how will it be adjusted then ?

Missing
Deal Cadet
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goelamit wrote:

for me also it is showing as transaction reversed but i already have full limit available,  if i will pay this 25k then how will it be adjusted then ?

do not look at full limit available.. you need to pay full amount.. Transaction reversed do not count towards payment.

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Deal Cadet
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909
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nomag wrote:

do not look at full limit available.. you need to pay full amount.. Transaction reversed do not count towards payment.

no i am asking when full limit is available and i pay this amount of 25k then how it will be adjusted ?

Missing
Deal Cadet
920
884
24
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goelamit wrote:

no i am asking when full limit is available and i pay this amount of 25k then how it will be adjusted ?

you can use this amount next month..will show in cr. instead of dr.

Missing