Hotness RBL BANK ZERO BALANCE SAVING ACCOUNT

Hot Deal RBL BANK ZERO BALANCE SAVING ACCOUNT

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Rbl Bank is now providing zero balance saving account due check this link
https://abacus.rblbank.com/rbl/DigiAqui/default...

  • Expired about 2 years
63 Comments  |  
22 Dimers
Sachin tendulkar1
Deal Subedar
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When I enter the OTP and go to second page and after filling all the details, it says kindly verify the entered data

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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DealSeeker wrote:

Any benefits? Ref: IDFC and Kotak Jifi benefits.

@A2Zdeals @disclaimer @Tejaa

Same as Kotak 811 Account. Looks like RBI has given them permission to operate these accounts

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GoogleCA wrote:

Same as Kotak 811 Account. Looks like RBI has given them permission to operate these accounts

There aren’t any benefits/rewards with the 811 account AFAIK. Are there any?

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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DealSeeker wrote:

There aren’t any benefits/rewards with the 811 account AFAIK. Are there any?

No. Same is here. Unlike Jifi Accounts total credit in a whole F.Y. can’t exceed ₹2L, so this is basically a BSBDA Account with the help of which they are trying to take on Wallet Companies.

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Deal Subedar
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From the FAQ of this account :

How many accounts can I open with Aadhaar OTP?
One can open only such account with any bank in India. If you already have similar account with any other banks then you cannot open this account with RBL Bank.

So in principle, if you have IDFC or 811 or any other Aadhar based account we cannot open this.

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gotrajk wrote:

From the FAQ of this account :

How many accounts can I open with Aadhaar OTP?
One can open only such account with any bank in India. If you already have similar account with any other banks then you cannot open this account with RBL Bank.

So in principle, if you have IDFC or 811 or any other Aadhar based account we cannot open this.

Yeah, this was also discussed here earlier in some Digisavings thread.

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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gotrajk wrote:

From the FAQ of this account :

How many accounts can I open with Aadhaar OTP?
One can open only such account with any bank in India. If you already have similar account with any other banks then you cannot open this account with RBL Bank.

So in principle, if you have IDFC or 811 or any other Aadhar based account we cannot open this.

I guess IDFC Account can’t be included in this because with IDFC there are no limits but with 811 & this account there are limits.

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GoogleCA wrote:

I guess IDFC Account can’t be included in this because with IDFC there are no limits but with 811 & this account there are limits.

I opened that account using my aadhar number so I guess that will also be part of this type of account. I am not sure why that will not be included.

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DealSeeker wrote:

Yeah, this was also discussed here earlier in some Digisavings thread.

Ya I know I have seen the thread.
I just want to highlight to dimers that do not treat them like any wallet account.
Few days back people were opening 811 account to take advantage of phonepay refer and earn.

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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gotrajk wrote:

I opened that account using my aadhar number so I guess that will also be part of this type of account. I am not sure why that will not be included.

I too opened that Account with Aadhar. I am not sure but i feel these accounts are different

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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thinktank wrote:

RBL has highest rates on FD’s as of now.

Don’t know about this account specifically.

What’s the highest rate of interest in RBL and for what period. IDFC is giving 7.5% currently for 366 days

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thinktank wrote:

RBL has highest rates on FD’s as of now.

Don’t know about this account specifically.

What rate are they offering now? IDFC had the crown earlier. Related: https://www.desidime.com/forums/dost-and-dimes/...

Anyway, what I meant by benefits were not interest rates, but things like Kotak Jifi’s points worth 25 on every 500 spend via netbanking (capped to 125 150 per month) or IDFC’s 10% activation cashback (upto 250) and Diwali 10% cashback (upto 10K!).

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DealSeeker wrote:

What rate are they offering now? IDFC had the crown earlier. Related: https://www.desidime.com/forums/dost-and-dimes/...

Anyway, what I meant by benefits were not interest rates, but things like Kotak Jifi’s points worth 25 on every 500 spend via netbanking (capped to 125 per month) or IDFC’s 10% activation cashback (upto 250) and Diwali 10% cashback (upto 10K!).

Who can open kotak jifi?

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Deal Cadet
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Rbl issued Udio debit card ….then ..?

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Deal Subedar
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GoogleCA wrote:

What’s the highest rate of interest in RBL and for what period. IDFC is giving 7.5% currently for 366 days

FD rate should be same irrespective of how u open the account.
so from that regard, RBL is offering 7.65 % ..

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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iamshashikant wrote:

Who can open kotak jifi?

Any Resident Individual whose age is 18 years or more https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Premam first look.jpg.image.784.410 1491053822386
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GoogleCA wrote:

Any Resident Individual whose age is 18 years or more https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

*Metro resident https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
Analyst
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DealSeeker wrote:

What rate are they offering now? IDFC had the crown earlier. Related: https://www.desidime.com/forums/dost-and-dimes/...

Anyway, what I meant by benefits were not interest rates, but things like Kotak Jifi’s points worth 25 on every 500 spend via netbanking (capped to 125 per month) or IDFC’s 10% activation cashback (upto 250) and Diwali 10% cashback (upto 10K!).

It’s ₹150 bro (6 Transactions*25)

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Deal Subedar
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DealSeeker wrote:

What rate are they offering now? IDFC had the crown earlier. Related: https://www.desidime.com/forums/dost-and-dimes/...

Anyway, what I meant by benefits were not interest rates, but things like Kotak Jifi’s points worth 25 on every 500 spend via netbanking (capped to 125 per month) or IDFC’s 10% activation cashback (upto 250) and Diwali 10% cashback (upto 10K!).

In that sense I have no idea. But what is this 125 points worth. And limit is quite aggressive.

As of now it is around 7.65 for 3 years.

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Deal Lieutenant
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What about loading money into this account? Can a debit card be used to load money?

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thinktank wrote:

In that sense I have no idea. But what is this 125 points worth. And limit is quite aggressive.

As of now it is around 7.65 for 3 years.

It’s not points, I am talking rupees. So for spending 500 rupee via NB, you get 100 points = 25 rupee cashback (5%) that can be redeemed for Amazon/Flipkart/BMS/PVR vouchers the very next day. But I must warn you that the availability of redemption options is very bad. Many times, the reward vouchers are OOS. Like currently, only the BMS 200 vouchers are available.

With the increased awareness about this account (thanks to me and some other users), the availability of redemption options will likely only get worse. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

@GoogleCA Thanks, corrected from 125 to 150 in my post.

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DealSeeker wrote:

It’s not points, I am talking rupees. So for spending 500 rupee via NB, you get 100 points = 25 rupee cashback (5%) that can be redeemed for Amazon/Flipkart/BMS/PVR vouchers the very next day. But I must warn you that the availability of redemption options is very bad. Many times, the reward vouchers are OOS. Like currently, only the BMS 200 vouchers are available.

With the increased awareness about this account (thanks to me and some other users), the availability of redemption options will likely only get worse. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

@GoogleCA Thanks, corrected from 125 to 150 in my post.

whoa this is awesome.

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GoogleCA wrote:

What’s the highest rate of interest in RBL and for what period. IDFC is giving 7.5% currently for 366 days

7.65 for 2 years

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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@DealSeeker you forgot/missed to delete 125 from that post. For the first couple of months i had this notion that 5 Transactions would fetch me points. Then i realised that it’s​ actually 6.

Dual survival cody lundin 2
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GoogleCA wrote:

@DealSeeker you forgot/missed to delete 125 from that post. For the first couple of months i had this notion that 5 Transactions would fetch me points. Then i realised that it’s​ actually 6.

Bro did u opened this Digital RBL Account??

Is there any side effects of opening this accounts??

Means fees charges etc etc..

Can we login via net banking or app only access?

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GoogleCA wrote:

@DealSeeker you forgot/missed to delete 125 from that post. For the first couple of months i had this notion that 5 Transactions would fetch me points. Then i realised that it’s​ actually 6.

I didn’t forget, bro. I used the strikethrough to highlight that it was an edit. This is so new people reading through the thread do not get the wrong ideas.

Is the strikethrough formatting not visible on your app?

Quote i have failed at times but i never stopped trying rahul dravid 92 90 95
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No it’s visible on app
See

https://cdn0.desidime.com/attachments/photos/473027/medium/41791042m2ta1x.png?1493742812

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