Regalia MasterCard vs Regalia VISA
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hey, I had applied for a Regalia card and have received Regalia MasterCard. While bank representative said that both cards can be used internationally and will be applicable for cash back promo from HDFC, I think Visa version is better.
Please help me with following :1. does MasterCard has better promo or Visa?
2. has anyone does a card switch? how much time does it take and does rewards earned on first card gets transferred ?
thanks
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Visa Offers you would miss out
like Bookmyshow offer for Visa Signature cards
like Amazon 10% max 100 cb each month from 21st to last date till Sep 30th 2019
and so on…
Thanks and yes I also thought that Visa brings out more promotions compared to Mastercard.
Any experience with card conversion requests?
Not much difference, except lounge access, however there are lounges where master is accepted and visa is not, like mumbai terminal 1 domestic lounge
Also bookmy show visa offer you need to be very lucky to get it as its quota is always expired
Lounge access is with MasterCard. although not sure of the features but regalia itself may have a few lounge entries per quarter. Better to check your welcome kit which should have the info or check their website.
Thanks, I did check the features of Regalia card and it does not distinguish between Visa and MasterCard. However I was asking if Visa brings out more promotions or MasterCard and I think ans is Visa.
AFAIK Mastercard has collaboration with more lounges compared to Visa. Offers provided by HDFC would be same on both variants. If I were you, I wouldn’t have bothered.
All the promo offers from bank remain same on both versions of card.
The only difference i found is in domestic lounge access program, In ahmedabad visa was providing free lounge access but not mastercard.