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Regalia MasterCard vs Regalia VISA

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Deal Subedar
indiansoul

hey, I had applied for a Regalia card and have received Regalia MasterCard. While bank representative said that both cards can be used internationally and will be applicable for cash back promo from HDFC, I think Visa version is better.

Please help me with following :

1. does MasterCard has better promo or Visa?
2. has anyone does a card switch? how much time does it take and does rewards earned on first card gets transferred ?

thanks

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Deal Subedar Deal Subedar
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All the promo offers from bank remain same on both versions of card.
The only difference i found is in domestic lounge access program, In ahmedabad visa was providing free lounge access but not mastercard.

Deal Subedar Deal Subedar
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Thanks

Pro Entertainer Pro Entertainer
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Visa Offers you would miss out
like Bookmyshow offer for Visa Signature cards
like Amazon 10% max 100 cb each month from 21st to last date till Sep 30th 2019
and so on…

Deal Subedar Deal Subedar
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Thanks and yes I also thought that Visa brings out more promotions compared to Mastercard.

Any experience with card conversion requests?

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Helpful Helpful
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Not much difference, except lounge access, however there are lounges where master is accepted and visa is not, like mumbai terminal 1 domestic lounge
Also bookmy show visa offer you need to be very lucky to get it as its quota is always expired

Deal Cadet Deal Cadet
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Lounge access is with MasterCard. although not sure of the features but regalia itself may have a few lounge entries per quarter. Better to check your welcome kit which should have the info or check their website.

Deal Subedar Deal Subedar
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Thanks, I did check the features of Regalia card and it does not distinguish between Visa and MasterCard. However I was asking if Visa brings out more promotions or MasterCard and I think ans is Visa.

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Deal Cadet Deal Cadet
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AFAIK Mastercard has collaboration with more lounges compared to Visa. Offers provided by HDFC would be same on both variants. If I were you, I wouldn’t have bothered.

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