SBI credit card

SBI credit card

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Please tell which SBI credit card is best for online shopping and what is the difference between Simply save and Simply click credit cards ?
Which one to opt for maximum profit?

33 Comments  |  
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FOR ONLINE – Simply click
FOR OFFLINE- Simply save

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For online simply click
For offline simply save
ping me for sbi referral

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Simplyclick is best if your purchases are mostly online. you can get 5 RP per 100 Rs spend on all online spends and 10 RP per 100 spend on partner sites like Amazon.

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Get not cards
They gave me separate limits on these 2 so we can utilize the most out of it

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raj7254 wrote:

Simplyclick is best if your purchases are mostly online. you can get 5 RP per 100 Rs spend on all online spends and 10 RP per 100 spend on partner sites like Amazon.

These 5 points equal to how many ruppes

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iamshashikant wrote:

These 5 points equal to how many ruppes

Rs.1.25

Each point is worth 25p.

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indiansoul wrote:

Rs.1.25

Each point is worth 25p.

Ok normally I use Thier debit card offer 4 points for 100 RS which comes to RS 1 for 4 points

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iamshashikant wrote:

These 5 points equal to how many ruppes

5 points = 1.25 RS
So on all online spends the reward rate is 1.25% and on partner sites it is 2.5%
The best thing about this card is you can redeem the reward points in statement cash or can get Amazon vouchers.
In most other cards the redemption is limited to flight booking only if you want to get a decent reward rate.

Also you get 2000 re Cleartrip voucher for spends of 1L and again on spends of 2L in a year.
So if your total spend is 2L then you get 4k Cleartrip voucher also which is great.

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iamshashikant wrote:

Ok normally I use Thier debit card offer 4 points for 100 RS which comes to RS 1 for 4 points

Wasn’t aware and it does not seem too bad for debit card usage.

However, if you use a credit card you can get additional cashback/rewards when you pay cc bill via Cred and earn cashback/rewards points on debit card for debit card spends.

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indiansoul wrote:

Wasn’t aware and it does not seem too bad for debit card usage.

However, if you use a credit card you can get additional cashback/rewards when you pay cc bill via Cred and earn cashback/rewards points on debit card for debit card spends.

And they will charge RS.499 for a year . So why to spend for debit card charge for a year + C C as well

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iamshashikant wrote:

And they will charge RS.499 for a year . So why to spend for debit card charge for a year + C C as well

@raj7254 already mentioned about rewards based on target spends. It all depends on your usage.

If you spend 2L or more in a year online, it makes sense to go for SimplyClick card as it would cover more than it’s cost.

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indiansoul wrote:

@raj7254 already mentioned about rewards based on target spends. It all depends on your usage.

If you spend 2L or more in a year online, it makes sense to go for SimplyClick card as it would cover more than it’s cost.

Thik hay Bhai.

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iamshashikant wrote:

Ok normally I use Thier debit card offer 4 points for 100 RS which comes to RS 1 for 4 points

Which DC gives 4 points for Rs100?
Credit card has no upper limit on rewards earned

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raj7254 wrote:

The best thing about this card is you can redeem the reward points in statement cash

FYI statement credit is not available in SimplyClick. Don’t give wrong information.

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caks2006407 wrote:

Which DC gives 4 points for Rs100?
Credit card has no upper limit on rewards earned

SBI debit card .

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_One_Miller_ wrote:

FYI statement credit is not available in SimplyClick. Don’t give wrong information.

Statement credit is available but you need to call customer care and request for the same .
By default in NetBanking only Amazon and Cleartrip e-voucher is available.

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caks2006407 wrote:

Which DC gives 4 points for Rs100?
Credit card has no upper limit on rewards earned

+1. SBI debit cards give 1 point for every 100 spent. Some variants give 1 point for every 200 spent. @iamshashikant

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sbi simplyclick – ping me for referal

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raj7254 wrote:

Statement credit is available but you need to call customer care and request for the same .
By default in NetBanking only Amazon and Cleartrip e-voucher is available.

How many times we can request for statement credit in a year any charges for that, any condition of minimum points required for statement credit request?

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raj7254 wrote:

Statement credit is available but you need to call customer care and request for the same .
By default in NetBanking only Amazon and Cleartrip e-voucher is available.

https://cdn0.desidime.com/attachments/photos/587569/medium/6131964claps.jpg?1569650913

Bal ganesh
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iamshashikant wrote:

SBI debit card .

Which variant of SBI DC gives, like platinum, gold…etc.
Very few debit cards give 1% CB

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caks2006407 wrote:

Which variant of SBI DC gives, like platinum, gold…etc.
Very few debit cards give 1% CB

आय नीड to चेक

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raj7254 wrote:

Statement credit is available but you need to call customer care and request for the same .
By default in NetBanking only Amazon and Cleartrip e-voucher is available.

it is not. All said(Including senior nodal officer) that for Simply click card you can only redeem for Amazon or cleartrip vouchers otherwise convert existing card to simplysave for cash redeemption. I had accumulated 40k points thinking to redeem as statement credit in one shot.

@SanSon

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makeourdeal wrote:

it is not. All said(Including senior nodal officer) that for Simply click card you can only redeem for Amazon or cleartrip vouchers otherwise convert existing card to simplysave for cash redeemption. I had accumulated 40k points thinking to redeem as statement credit in one shot.

@SanSon

How to convert simply save CC points into statement credit? Can you guide me. I don’t see any option

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manishkumar.ca wrote:

How to convert simply save CC points into statement credit? Can you guide me. I don’t see any option

raise a request on sbicard.com or via calling customer care. They might be charging Rs 99+GST for that.

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Better go for axis Flipkart card.

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makeourdeal wrote:

it is not. All said(Including senior nodal officer) that for Simply click card you can only redeem for Amazon or cleartrip vouchers otherwise convert existing card to simplysave for cash redeemption. I had accumulated 40k points thinking to redeem as statement credit in one shot.

@SanSon

Thanks for the correction. I guess i was confused between simplysave and simplyclick regarding the statement cash redemption.

@_One_Miller_

In spite of this, amazon voucher redemption is pretty good since we can do most of transactions now using amazon pay now.

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makeourdeal wrote:

it is not. All said(Including senior nodal officer) that for Simply click card you can only redeem for Amazon or cleartrip vouchers otherwise convert existing card to simplysave for cash redeemption. I had accumulated 40k points thinking to redeem as statement credit in one shot.

@SanSon

Any redemption charges?

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