SBI credit card help

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that

Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.

@disclaimer wrote:

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that

Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.

Thanks bro

@disclaimer wrote:

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that

Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.

2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs.100 per statement cycle, per credit card account

https://www.sbicard.com/cards_for_you/sbi_gold_...

Also note they will charge Service Tax on the Surcharge amount of Fuel, Service tax will not be refunded

@DAN wrote:

@disclaimer wrote:

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that

Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.

2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs.100 per statement cycle, per credit card account

https://www.sbicard.com/cards_for_you/sbi_gold_...

Also note they will charge Service Tax on the Surcharge amount of Fuel, Service tax will not be refunded

thanks bro..ur detail explanation is appreciated