SBI credit card help

SBI credit card help

2sb90ns
Deal Subedar
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95
2194
42

Hii guys today I received my SBI credit card..
M new to credit cards,emi and all these stuff..

I jst wanna know
1)is there any no of transaction limit?
(like 40 trnsctions per month off debit Crd)

2) cc told me that file surcharge will be applicable to me and would be refunded in next bill
(don’t knw what he meant to say)

3) can we view all transaction history online?
like we can see our trnsctions in net banking.

6 Comments  |  
3 Dimers
Aam aadmi party logo   copy   copy %282%29
Deal Lieutenant
0
62
5384
81

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes

2sb90ns
Deal Subedar
1
95
2194
42
@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes


Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that

Missing
Deal Lieutenant
10
295
4366
37
@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes


Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that


Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.

2sb90ns
Deal Subedar
1
95
2194
42
@disclaimer wrote:

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes


Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that


Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.


Thanks bro

Aam aadmi party logo   copy   copy %282%29
Deal Lieutenant
0
62
5384
81
@disclaimer wrote:

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes


Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that


Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.


2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs.100 per statement cycle, per credit card account

https://www.sbicard.com/cards_for_you/sbi_gold_...

Also note they will charge Service Tax on the Surcharge amount of Fuel, Service tax will not be refunded https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

2sb90ns
Deal Subedar
1
95
2194
42
@DAN wrote:

@disclaimer wrote:

@dhkol11 wrote:

@DAN wrote:

1. Yes unlimited as long as outstanding amount is below credit limit.

2. They will charge annual fee plus tax. Will not return this. You may get points if you satisfy terms. You have been duped.

3. Yes


Thanks bro for reply..

And sorry typing mistake in second point

2) cc told me that they will apply fuel surcharge(if we use card at petrol pump) 2.5% and then they will refund me that charges in next months bill!!
Is that possible?

I knw that annual charges will be 499+service charges..no issues with that


Possible. But do confirm if it is direct cashback or in form of reward points.

Waiver condition might be there for annual fee, based on a minimum spending amount in a year.


2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs.100 per statement cycle, per credit card account

https://www.sbicard.com/cards_for_you/sbi_gold_...

Also note they will charge Service Tax on the Surcharge amount of Fuel, Service tax will not be refunded https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


thanks bro..ur detail explanation is appreciated https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Missing