SBI, PAN & FD 🤔

126°
Deal Cadet
iamybs

Q1. Is SBI accepting PAN online? (Without visiting branch)

Please don’t suggest any other way to invest.

Q2. About FD, Is it better to have 2 FDs of 50000 or one of 100000? (I know total interest will be same.)

22 Comments  |  
8 Dimers
  • Sort By
Deal Lieutenant Deal Lieutenant
Link Copied

You can redeem one fd of 50k in emergency and keep one running

Deal Cadet Deal Cadet
Link Copied

Right, that’s the thought behind 50k fds.

View 3 more replies
Deal Lieutenant Deal Lieutenant
Link Copied

postoffice will always give better interest than bank

Deal Cadet Deal Cadet
Link Copied

That’s new info, What’s interest for a year for normal account (non-senior citizen).?

View 1 more reply
Deal Lieutenant Deal Lieutenant
Link Copied

yes, there is option in netbanking to link PAN, but as I already gave xerox in bank it came updated.. so, I cannot confirm if it gets updated without xerox or not.

Deal Lieutenant Deal Lieutenant
Link Copied

why aadhar linking disabled in sbi net banking?

View 4 more replies
Pro Entertainer Pro Entertainer
Link Copied

My lazy ass branch never did it. Whenever i submitted request for pan link online. At last had to do it in person. But only 5 min work(plus the 10 hr of line) needs pan xerox.
Do 50 50

Deal Cadet Deal Cadet
Link Copied

Yes, exactly this is what I was looking for, personal experience. Thanks for informing, If I have to submit to branch, then there’s no point in submitting it online.

Deal Cadet Deal Cadet
Link Copied

They Accept linking pan online but never approve. Did by visiting branch.

Deal Cadet Deal Cadet
Link Copied

Yes, exactly this is what I was looking for, personal experience. Thanks for informing, If I have to submit to branch, then there’s no point in submitting it online.

Critic Critic
Link Copied

There is an option to link PAN through SBI Internet banking. But they never approve it. (Its SBI, they can do whatever they like, as their job is never at risk). You have to visit home Branch only. (not any other nearest branch).

My PAN linking is still in pending from last 5 years.

Deal Cadet Deal Cadet
Link Copied

Yes, exactly this is what I was looking for, personal experience. Thanks for informing, If I have to submit to branch, then there’s no point in submitting it online.

Deal Cadet Deal Cadet
Link Copied

On the other hand PayZapp is doing PAN verification instantly. 🤔😕

Shopping Friend Shopping Friend
Link Copied

Isnt idfc first bank offering more intt on savings>1L than fd? Not sure

replyuser
Click here to reply
Reply