SBI SA

225°
Helpful
24karat

planning to open sbi account as private banks seems risker these days….is it fine to open sbiyono account or shld i visit branch?

22 Comments  |  
16 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

Both have same features, but sometimes branch people will not KYC your account. Infact they don’t know how to kyc for yono account.

Better to open account by physical branch.

Critic Critic
Link Copied

You can also open acc in HDFC or ICICI,all these 3 banks are given official status of “too big to fail” by RBI so no difference between them from a depositor’s point of view. Also open sbi acc by visiting branch because yono acc issues will go over the head of branch people so in case of any issue you will be on your own.

Helpful Helpful
Link Copied

Open dcb elite savings account they will come home to collect docs 😊

Community Angel Community Angel
Link Copied

SBI branch staff don’t know what is YoNo, they don’t know how to do kyc and suggest you to convert your account to general account by submitting duly filled account opening form

Community Angel Community Angel
Link Copied

Don’t open account in sbi, open account in ICICI,

Deal Lieutenant Deal Lieutenant
Link Copied

Open account in any of these 3:- HDFC, ICICI and SBI

Helpful Helpful
Link Copied

ok will better go to branch

Tech Guru Tech Guru
Link Copied

Arey. Scheduled commercial bank are good, be it private, be it psu, it doesn’t matter. 🙂

Shopping Friend Shopping Friend
Link Copied

I opened Account through Yono

Filled details went to branch, had my account opened in 10 mins no paperwork photo nothing smile

Critic Critic
Link Copied

You got lucky & the branch you went to also seems to be in the minority of good branches in a psu bank. smile

View 3 more replies
Benevolent Benevolent
Link Copied

Every time some private bank fails due to looting by the Adani, Ambani, Subhash Chandra & co, SBI will be asked to take over the NPA debts. Every time, it will be the SBI account holders who will have to pay the cost of such takeover.

Community Angel Community Angel
Link Copied

Can u explain plz how its costing us??

View 3 more replies
Deal Subedar Deal Subedar
Link Copied

Havent u guys heard a word, npa write-off? Ex FM explained during pnb/idbi and other psu banks. smiley

https://m-economictimes-com.cdn.ampproject.org/...

Those who helped govmt to reach 3@3 seats : won’t let them go down….

Who’s next after yed bank in private banks?…

Probably indusind: based on credit agencies ratings/reports etc.. 

Firestorm Firestorm
Link Copied

Times have changed atleast for metros. Sbi branch people are telling everyone in the branch to download yono

Deal Cadet Deal Cadet
Link Copied

Would suggest go for hdfc icici if you are salaried person and opening as a salary account. They will give you many features

Super Stud Super Stud
Link Copied

Dont depend on one bank.
If you have till 5 lacks savings 2 banks is sufficient
10 lakhs 3 bank is sufficient
20 lakhs 4 bank is sufficient
more than 20 lakhs? You are in the wrong platform delete your dd account

replyuser
Click here to reply
Reply